BV Financial (BVFL) HR executive reports option-related share moves

Rhea-AI Filing Summary

BV Financial, Inc.'s EVP of Human Resources, Rose Searcy, reported equity transactions dated December 17, 2025. She acquired 5,230 shares of common stock at $5.65 per share in a transaction coded M and disposed of 1,499 shares at $19.71 in a transaction coded F, resulting in 5,231 shares held directly.

She also holds BV Financial common stock indirectly, with 8,575 shares held by an ESOP and 4,362 shares held through a 401(k). Her derivative holdings include 2,424 stock options with a $5.65 exercise price expiring on December 31, 2027, and 15,000 stock options with a $14.86 exercise price expiring on September 17, 2034, with vesting beginning on September 17, 2025.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Searcy Rose M.

(Last) (First) (Middle)

7114 NORTH POINT ROAD

(Street)

BALTIMORE MD 21219

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
BV Financial, Inc. [ BVFL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Human Resources

3. Date of Earliest Transaction (Month/Day/Year)
12/17/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/17/2025		M		5,230	A	$5.65	6,730	D
Common Stock	12/17/2025		F		1,499	D	$19.71	5,231	D
Common Stock								8,575	I	By ESOP
Common Stock								4,362	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$5.65	12/17/2025		M			5,230	12/31/2018	12/31/2027	Common Stock	5,230(1)	$0	2,424(1)	D
Stock Options	$14.86							09/17/2025	09/17/2034	Common Stock	15,000(2)		15,000(2)	D

Explanation of Responses:

1. Stock Options are fully vested.

2. Stock Options vest 25% on September 17, 2025, with the remaining options vesting at a rate of 25% per year commencing on September 6, 2026.

	/s/ Rose Searcy	12/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did BV Financial (BVFL) executive Rose Searcy report?

Rose Searcy, EVP of Human Resources at BV Financial, Inc., reported transactions dated December 17, 2025. She acquired 5,230 shares of common stock at $5.65 per share in a transaction coded M and disposed of 1,499 shares at $19.71 in a transaction coded F.

How many BV Financial (BVFL) shares does Rose Searcy hold after these transactions?

After the reported transactions, Rose Searcy holds 5,231 BV Financial common shares directly. She also holds 8,575 shares indirectly through an ESOP and 4,362 shares indirectly through a 401(k) plan.

What BV Financial stock options does Rose Searcy currently hold?

Rose Searcy holds 2,424 stock options with a $5.65 exercise price expiring on December 31, 2027, and 15,000 stock options with a $14.86 exercise price expiring on September 17, 2034, each for BV Financial common stock.

When do Rose Searcy’s BV Financial stock options vest and expire?

One option grant is noted as fully vested. Another grant of 15,000 stock options vests 25% on September 17, 2025, with the remaining options vesting at 25% per year commencing on September 6, 2026, and expiring on September 17, 2034.

What is Rose Searcy’s relationship to BV Financial, Inc. (BVFL)?

Rose Searcy is listed as an officer of BV Financial, Inc., serving as EVP, Human Resources, and she is the sole reporting person on this Form 4 filing.