Insider plans 4,565-share CACC sale, value 2.33M

CACC insider Daniel Ulatowski has filed a notice of proposed stock sales.

Rhea-AI Filing Summary

CACC insider Daniel Ulatowski has filed a notice of proposed stock sales. The filing covers the planned sale of 4,565 common shares through Fidelity Brokerage Services, with an aggregate market value of 2,328,433.17 and 11,031,544 shares of the issuer outstanding, targeting an approximate sale date of 02/06/2026 on NASDAQ.

The shares to be sold come from restricted stock vesting in 2016 and 2026 and from options granted in 2020 and exercised on 02/06/2026. Over the prior three months, Ulatowski sold 3,000, 589, and 1,411 common shares on 12/10/2025, 01/30/2026, and 02/02/2026, generating gross proceeds of 1,426,980.00, 294,572.51, and 717,589.73. By signing, the seller represents having no undisclosed material adverse information about the issuer.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 144 filing for CACC disclose about planned stock sales?

The Form 144 shows a planned sale of 4,565 CACC common shares. The shares are to be sold through Fidelity Brokerage Services, with an aggregate market value reported as 2,328,433.17 and an approximate sale date of 02/06/2026 on NASDAQ.

Who is selling CACC shares in this Form 144 and in what amounts?

The notice is for sales by Daniel Ulatowski. It covers 4,565 common shares in the new plan, and also lists prior three-month sales of 3,000, 589, and 1,411 shares on specific dates with detailed gross proceeds figures.

How were the CACC shares in the Form 144 originally acquired?

The shares come from restricted stock vesting and option exercises. Acquisitions include restricted stock vesting in 2016 and 2026 and 3,000 shares from options granted in 2020 and exercised on 02/06/2026, classified as compensation or cash payments.

What gross proceeds has Daniel Ulatowski recently received from CACC stock sales?

The filing lists three recent common stock sales. These generated gross proceeds of 1,426,980.00, 294,572.51, and 717,589.73 on 12/10/2025, 01/30/2026, and 02/02/2026, respectively, providing a detailed picture of recent liquidation activity.

How many CACC shares are outstanding according to this Form 144?

The Form 144 states that 11,031,544 shares of the issuer’s common stock are outstanding. This figure offers context for evaluating the scale of the proposed 4,565-share sale relative to the company’s total equity base.

What representations does the seller make in the CACC Form 144 notice?

By signing the notice, the seller represents they do not know any material adverse information about the issuer’s current or prospective operations that has not been publicly disclosed, consistent with Rule 144 and related 10b5-1 trading plan standards.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/06/2026 - 04:25 PM EST Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001604030
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	CREDIT ACCEPTANCE CORP
SEC File Number	000-20202
Address of Issuer	25505 WEST TWELVE MILE ROAD SOUTHFIELD MICHIGAN 48034-8334
Phone	2483532700
Name of Person for Whose Account the Securities are To Be Sold	ULATOWSKI DANIEL A.
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Former Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	4565	2328433.17	11031544	02/06/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	02/22/2016	Restricted Stock Vesting	Issuer			500	02/22/2016	Compensation
Common	01/31/2026	Restricted Stock Vesting	Issuer			1065	01/31/2026	Compensation
Common	02/06/2026	Option Granted - 12/30/2020	Issuer			3000	02/06/2026	Cash

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Daniel Ulatowski 25505 W. Twelve Mile Road Southfield MI 48034-8339	Common	12/10/2025	3000	1426980.00
Daniel Ulatowski 25505 W. Twelve Mile Road Southfield MI 48034-8339	Common	01/30/2026	589	294572.51
Daniel Ulatowski 25505 W. Twelve Mile Road Southfield MI 48034-8339	Common	02/02/2026	1411	717589.73

144: Remarks and Signature

Remarks	Regarding today's sale, 1,565 shares were sold in the account of the D.& B. Ulatowski Living Trust, of which Daniel A. Ulatowski is a trustee and an account stakeholder.
Date of Notice	02/06/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/ Gerardo Ibarra-Munoz, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Daniel A. Ulatowski
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)