Credit Acceptance trust proposes 12,000-share sale

Separate notices from the related trusts cover aggregate sales of up to 92,737 shares.

Rhea-AI Filing Summary

Credit Acceptance Corp (CACC) reports a proposed sale of 12,000 common shares by the Jill Foss Watson Living Trust, with an aggregate market value of $6,660,000. UBS Financial Services Inc. is listed as the broker, and September 25, 2026 is the approximate sale date. Jill Foss Watson is identified as trustee and a 10% holder of CACC. The trusts are filing separate Forms 144 for aggregate sales of up to 92,737 shares.

Key Figures

Shares proposed for sale: 12,000 shares Aggregate market value: $6,660,000 Shares outstanding: 10,380,580 shares +2 more

5 metrics

Shares proposed for sale 12,000 shares Jill Foss Watson Living Trust

Aggregate market value $6,660,000 Securities proposed for sale

Shares outstanding 10,380,580 shares As stated in the securities information

Aggregate trust sales Up to 92,737 shares Separate Forms 144 described in the remarks

Approximate sale date September 25, 2026 Proposed sale by the trust

Key Terms

Rule 144, GRAT Remainder, Founders Shares

3 terms

Rule 144 regulatory

"the definition of "person" in paragraph (a) of Rule 144"

Rule 144 is a U.S. securities regulation that sets conditions under which restricted or insider-held shares can be legally resold to the public, such as required holding periods, availability of public information, limits on how much can be sold at once, and certain filing requirements. For investors it matters because it determines when previously locked-up shares can enter the market — like a release valve that can increase supply, affect share price, and signal insider intent.

GRAT Remainder financial

"Nature of acquisition: GRAT Remainder"

Founders Shares financial

"Founders Shares"

Founders shares are a special block of a company’s stock originally given to the people who started the business; they often carry extra voting power or favorable terms compared with regular shares. For investors, these shares matter because they concentrate control and influence how future funding, ownership dilution, and decision-making will play out—think of founders shares as the steering wheel that can steer a company’s direction even as more passengers (investors) climb aboard.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many CACC shares does the Jill Foss Watson Living Trust plan to sell?

The trust lists 12,000 common shares for sale, with an aggregate market value of $6,660,000 and an approximate sale date of September 25, 2026.

How many shares are covered by the related CACC trust sale notices?

The trusts state they are filing separate Forms 144 for aggregate sales of up to 92,737 shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/25/2026 - 03:21 PM Accepted by SEC EDGAR 09/25/2026 - 03:17 PM Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001568982
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	Credit Acceptance Corp
SEC File Number	000-20202
Address of Issuer	25505 West Twelve Mile Road Southfield MICHIGAN 48034
Phone	2483532700
Name of Person for Whose Account the Securities are To Be Sold	Jill Foss Watson Living Trust
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Stakeholder

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	UBS Financial Services Inc 1000 Harbor Blvd 3rd Floor Weehawken NJ 07086	12000	6660000	10380580	09/25/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	10/01/2008	GRAT Remainder	Founders Shares			12000	10/01/2008	GRAT Remainder

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Jill Foss Watson Living Trust C/o UBS Financial Services 1000 Harbor Blvd 3rd Fl Weehawken NJ 07086	Common	07/02/2026	6500	4259620
Meryl S Paul 2025 Trust c/o UBS Securities 11 Madison Ave New York NY 10010	Common	07/01/2026	19066	10000000
Jill Foss Watson Irrevocable Trust C/o UBS Financial Services 1000 Harbour Blvd 3rd Fl Weehawken NJ 07086	Common	07/02/2026	4500	2923135
Jill Foss Watson Irrevocable Trust C/o UBS Financial Services 1000 Harbour Blvd 3rd Fl Weehawken NJ 07086	Common	07/16/2026	1436	919405
JFW 2014 Children's Trust FBO DTW C/o UBS Financial Services 1000 Harbour Blvd 3rd Fl Weehawken NJ 07086	Common	07/02/2026	3000	1948544
JFW 2014 Children's Trust FBO DTW C/o UBS Financial Services 1000 Harbor Blvd 3rd Fl Weehawken NJ 07086	Common	07/16/2026	1315	842168
JFW 2014 Children's Trust FBO DTW C/o UBS Financial Services 1000 Harbor Blvd 3rd Fl Weehawken NJ 07086	Common	07/17/2026	117	74773
JFW 2014 Children's Trust FBO GEW C/o UBS Financial Services 1000 Harbor Blvd 3rd Fl Weehawken NJ 07086	Common	07/02/2026	3000	1948666
JFW 2014 Children's Trust FBO GEW C/o UBS Financial Services 1000 Harbor Blvd 3rd Fl Weehawken NJ 07086	Common	07/16/2026	895	572946

144: Remarks and Signature

Remarks	Sales by Seller, Jill Foss Watson Living Trust, should be aggregated w the sales of 20,000 shares by Allan Apple as Trustee of the Donald A Foss Remainder Trust FBO JJDF, 20,000 shares by Allan Apple as Trustee of the DAF Remainder Trust FBO SDF, 5,568 shares by Todd Watson as Trustee of the JFW 2014 Children's Trust FBO DTW, 6,105 shares by Todd Watson as Trustee of the JFW 2014 Children's Trust FBO GEW, 14,064 shares by Todd Watson as Trustee of the JFW Irrevocable Trust and 15,000 shares by Todd Watson as Trustee of the Eidolon Corvid 2024 Trust. The Trusts are filing separate Forms 144 for aggregate sales of up to 92,737 shares. Jill Foss Watson is Trustee and 10% Holder of CACC.
Date of Notice	09/25/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/Mijo Suric, for UBS Financial Services Inc, as attorney-in-fact for Jill Foss Watson Living Trust
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)