STOCK TITAN

Credit Acceptance (CACC) CLO sells 11,593 shares after option exercise

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Credit Acceptance Corporation’s Chief Legal Officer, Erin J. Kerber, reported a combined option exercise and share sale in company common stock. Kerber exercised employee stock options covering 11,593 shares at exercise prices of $333.94 and $454.11 per share.

On the same dates, she executed open-market sales totaling 11,593 shares at weighted average prices generally ranging from about $600.00 to $629.96 per share, across multiple trades. Following these transactions, Kerber holds 25,710.7 shares of common stock directly and 243 shares indirectly through the company’s 401(k) Profit Sharing Plan.

Positive

  • None.

Negative

  • None.
Insider KERBER ERIN J
Role Chief Legal Officer
Sold 11,593 shs ($7.04M)
Type Security Shares Price Value
Exercise Employee Stock Option (right to buy) 1,240 $0.00 --
Exercise Employee Stock Option (right to buy) 1,697 $0.00 --
Exercise Common Stock 1,240 $333.94 $414K
Sale Common Stock 337 $625.40 $211K
Sale Common Stock 278 $626.87 $174K
Sale Common Stock 25 $627.51 $16K
Sale Common Stock 240 $628.26 $151K
Sale Common Stock 360 $629.39 $227K
Exercise Common Stock 1,697 $454.11 $771K
Sale Common Stock 526 $625.53 $329K
Sale Common Stock 634 $626.42 $397K
Sale Common Stock 114 $627.68 $72K
Sale Common Stock 183 $628.73 $115K
Sale Common Stock 240 $629.95 $151K
Exercise Employee Stock Option (right to buy) 3,656 $0.00 --
Exercise Employee Stock Option (right to buy) 5,000 $0.00 --
Exercise Common Stock 3,656 $333.94 $1.22M
Sale Common Stock 2,377 $600.27 $1.43M
Sale Common Stock 825 $601.37 $496K
Sale Common Stock 204 $602.63 $123K
Sale Common Stock 250 $603.63 $151K
Exercise Common Stock 5,000 $454.11 $2.27M
Sale Common Stock 2,709 $600.32 $1.63M
Sale Common Stock 1,621 $601.25 $975K
Sale Common Stock 319 $602.46 $192K
Sale Common Stock 351 $603.58 $212K
holding Common Stock -- -- --
Holdings After Transaction: Employee Stock Option (right to buy) — 2,417 shares (Direct, null); Common Stock — 26,950.7 shares (Direct, null); Common Stock — 243 shares (Indirect, By 401(k) Trust)
Footnotes (1)
  1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $600.00 to $600.88, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $601.04 to $601.99, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $602.16 to $602.98, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $603.40 to $603.81, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $600.00 to $600.94, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $601.04 to $601.72, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $625.00 to $625.94, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $626.00 to $626.99, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $627.00 to $627.75, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $628.01 to $628.50, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $629.11 to $629.96, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $625.00 to $625.95, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $626.04 to $626.99, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $627.46 to $627.84, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $628.49 to $629.20, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $629.95 to $629.96, inclusive. Held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of June 24, 2026, according to the Plan trustee.
Shares sold 11,593 shares Total open-market sales of common stock
Shares from option exercises 11,593 shares Total shares acquired via employee stock option exercises
Option exercise prices $333.94 and $454.11 per share Employee stock option strike prices for exercised awards
Sale price ranges $600.00–$629.96 per share Weighted average sale prices across multiple trades
Direct holdings after transactions 25,710.7 shares Common stock directly owned post-transaction
Indirect 401(k) holdings 243 shares Held in Credit Acceptance Stock Fund of 401(k) Plan as of June 24, 2026
open-market sale financial
"transaction_action": "open-market sale""
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
Employee Stock Option (right to buy) financial
"security_title": "Employee Stock Option (right to buy)""
weighted average price financial
"The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
401(k) Profit Sharing Plan and Trust financial
"Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of June 24, 2026"
derivative exercise/conversion financial
"transaction_action": "derivative exercise/conversion""
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
KERBER ERIN J

(Last)(First)(Middle)
25505 WEST TWELVE MILE ROAD

(Street)
SOUTHFIELD MICHIGAN 48034

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Legal Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/24/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/24/2026M3,656A$333.9429,366.7D
Common Stock06/24/2026S2,377D$600.27(1)26,989.7D
Common Stock06/24/2026S825D$601.37(2)26,164.7D
Common Stock06/24/2026S204D$602.63(3)25,960.7D
Common Stock06/24/2026S250D$603.63(4)25,710.7D
Common Stock06/24/2026M5,000A$454.1130,710.7D
Common Stock06/24/2026S2,709D$600.32(5)28,001.7D
Common Stock06/24/2026S1,621D$601.25(6)26,380.7D
Common Stock06/24/2026S319D$602.46(3)26,061.7D
Common Stock06/24/2026S351D$603.58(4)25,710.7D
Common Stock06/25/2026M1,240A$333.9426,950.7D
Common Stock06/25/2026S337D$625.4(7)26,613.7D
Common Stock06/25/2026S278D$626.87(8)26,335.7D
Common Stock06/25/2026S25D$627.51(9)26,310.7D
Common Stock06/25/2026S240D$628.26(10)26,070.7D
Common Stock06/25/2026S360D$629.39(11)25,710.7D
Common Stock06/25/2026M1,697A$454.1127,407.7D
Common Stock06/25/2026S526D$625.53(12)26,881.7D
Common Stock06/25/2026S634D$626.42(13)26,247.7D
Common Stock06/25/2026S114D$627.68(14)26,133.7D
Common Stock06/25/2026S183D$628.73(15)25,950.7D
Common Stock06/25/2026S240D$629.95(16)25,710.7D
Common Stock243IBy 401(k) Trust(17)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option (right to buy)$333.9406/24/2026M3,65612/30/202412/30/2026Common Stock3,656$03,657D
Employee Stock Option (right to buy)$454.1106/24/2026M5,00006/28/202506/28/2027Common Stock5,000$010,500D
Employee Stock Option (right to buy)$333.9406/25/2026M1,24012/30/202412/30/2026Common Stock1,240$02,417D
Employee Stock Option (right to buy)$454.1106/25/2026M1,69706/28/202506/28/2027Common Stock1,697$08,803D
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $600.00 to $600.88, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.
2. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $601.04 to $601.99, inclusive.
3. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $602.16 to $602.98, inclusive.
4. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $603.40 to $603.81, inclusive.
5. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $600.00 to $600.94, inclusive.
6. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $601.04 to $601.72, inclusive.
7. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $625.00 to $625.94, inclusive.
8. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $626.00 to $626.99, inclusive.
9. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $627.00 to $627.75, inclusive.
10. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $628.01 to $628.50, inclusive.
11. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $629.11 to $629.96, inclusive.
12. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $625.00 to $625.95, inclusive.
13. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $626.04 to $626.99, inclusive.
14. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $627.46 to $627.84, inclusive.
15. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $628.49 to $629.20, inclusive.
16. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $629.95 to $629.96, inclusive.
17. Held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of June 24, 2026, according to the Plan trustee.
Remarks:
/s/ Erin J. Kerber06/26/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did CREDIT ACCEPTANCE CORP (CACC) report for Erin J. Kerber?

Erin J. Kerber reported exercising employee stock options for 11,593 Credit Acceptance shares and selling 11,593 common shares in open-market transactions. These trades were reported over two days and reflect a combined option exercise-and-sell pattern rather than a pure open-market purchase.

How many CREDIT ACCEPTANCE CORP (CACC) shares did Erin J. Kerber sell and at what prices?

Kerber sold 11,593 Credit Acceptance common shares in multiple open-market transactions. Weighted average sale prices generally ranged from about $600.00 to $629.96 per share, with detailed price ranges for each trade reported as footnotes describing the intraday execution bands.

What option exercises did Erin J. Kerber report in CREDIT ACCEPTANCE CORP (CACC) stock?

Kerber exercised employee stock options covering 11,593 Credit Acceptance shares. The options carried exercise prices of $333.94 and $454.11 per share, converting derivative positions into common stock, which was then paired with open-market sales totaling the same 11,593 shares.

How many CREDIT ACCEPTANCE CORP (CACC) shares does Erin J. Kerber hold after these transactions?

After the reported option exercises and sales, Kerber directly holds 25,710.7 shares of Credit Acceptance common stock. She also has an indirect position of 243 shares held in the Credit Acceptance Stock Fund of the company’s 401(k) Profit Sharing Plan and Trust.

Were Erin J. Kerber’s CREDIT ACCEPTANCE CORP (CACC) sales single trades or multiple executions?

The reported sales were executed as multiple trades at different prices, then summarized as weighted average prices. Footnotes specify that individual trades occurred within narrow ranges, such as $600.00–$600.88 or $629.95–$629.96, with full trade details available on request.