Director Sean Quinn receives 358-share stock grant at CREDIT ACCEPTANCE (NASDAQ: CACC)

Rhea-AI Filing Summary

CREDIT ACCEPTANCE CORP director Sean Edward Quinn received a grant of 358 shares of Common Stock as compensation. The shares were acquired at a reported price of $0.00 per share, reflecting a non-cash award rather than an open-market purchase. Following this grant, Quinn directly holds 1,544 shares of the company’s common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Quinn Sean Edward

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	358	$0.00	--

Holdings After Transaction: Common Stock — 1,544 shares (Direct, null)

Footnotes (1)

Key Figures

Shares granted: 358 shares Grant price: $0.00 per share Total holdings after grant: 1,544 shares +2 more

5 metrics

Shares granted 358 shares Common Stock grant on June 10, 2026

Grant price $0.00 per share Reported transaction price for awarded shares

Total holdings after grant 1,544 shares Director’s direct Common Stock holdings post-transaction

Transaction code A Grant, award, or other acquisition

Transaction direction acquire Non-derivative Common Stock acquisition

Key Terms

Common Stock, Grant, award, or other acquisition, Form 4, beneficial ownership

4 terms

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

beneficial ownership financial

"indicating his updated beneficial ownership following receipt of the 358-share, non-cash award"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Quinn Sean Edward

(Last) (First) (Middle)

25505 WEST TWELVE MILE RD

(Street)

SOUTHFIELD MICHIGAN 48034

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/10/2026		A		358	A	$0	1,544	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Sean E. Quinn	06/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CREDIT ACCEPTANCE CORP (CACC) report for Sean Edward Quinn?

CREDIT ACCEPTANCE CORP reported that director Sean Edward Quinn received a grant of 358 shares of Common Stock. The award was recorded at $0.00 per share, indicating a compensation-related grant rather than a market purchase.

How many CREDIT ACCEPTANCE CORP (CACC) shares does Sean Edward Quinn hold after this Form 4?

After the reported grant, Sean Edward Quinn directly holds 1,544 shares of CREDIT ACCEPTANCE CORP Common Stock. This total reflects his updated beneficial ownership following receipt of the 358-share, non-cash award disclosed in the Form 4 filing.

Was the June 10, 2026 CACC insider transaction a market buy or a grant?

The June 10, 2026 transaction for CREDIT ACCEPTANCE CORP was a grant or award acquisition of 358 Common Stock shares. It is coded as a compensation-related grant, not an open-market purchase or sale, with a stated price of $0.00 per share.

Does the CACC Form 4 show any insider share sales by Sean Edward Quinn?

The Form 4 for CREDIT ACCEPTANCE CORP does not show any share sales by Sean Edward Quinn. It reports only an acquisition via grant of 358 Common Stock shares, increasing his direct holdings to a total of 1,544 shares after the transaction.

What does transaction code "A" mean in the CACC Form 4 for Sean Edward Quinn?

In this CREDIT ACCEPTANCE CORP Form 4, transaction code “A” indicates a grant, award, or other acquisition. For Sean Edward Quinn, it represents a 358-share compensation grant of Common Stock, reported at $0.00 per share rather than a market trade.