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  4. [Form 4] CREDIT ACCEPTANCE CORP Insider Trading Activity

Credit Acceptance (CACC) insider trusts report 11,000-share open-market sale

Filing Impact
(Very High)
Filing Sentiment
(Very Negative)
Form Type
4

Rhea-AI Filing Summary

Credit Acceptance Corp large shareholder Jill Foss Watson reported a net sale of 11,000 shares of Common Stock of CACC on July 2, 2026. The Form 4 shows 20 open-market sale transactions at prices around the mid-$600s per share, executed indirectly through the Jill Foss Watson Living Trust and the Jill Foss Watson Irrevocable Trust, where Jill Foss Watson or her spouse serve as trustees.

Positive

  • None.

Negative

  • None.
Insider Watson Jill Foss
Role null
Sold 11,000 shs ($7.19M)
Type Security Shares Price Value
Sale Common Stock 184 $646.77 $119K
Sale Common Stock 53 $648.68 $34K
Sale Common Stock 413 $649.76 $268K
Sale Common Stock 447 $650.92 $291K
Sale Common Stock 1,037 $651.80 $676K
Sale Common Stock 689 $653.08 $450K
Sale Common Stock 819 $653.79 $535K
Sale Common Stock 869 $654.76 $569K
Sale Common Stock 175 $657.11 $115K
Sale Common Stock 156 $659.02 $103K
Sale Common Stock 181 $661.67 $120K
Sale Common Stock 503 $663.28 $334K
Sale Common Stock 813 $664.11 $540K
Sale Common Stock 81 $665.28 $54K
Sale Common Stock 80 $666.22 $53K
Sale Common Stock 1,130 $648.32 $733K
Sale Common Stock 1,503 $649.38 $976K
Sale Common Stock 1,203 $650.66 $783K
Sale Common Stock 562 $651.94 $366K
Sale Common Stock 102 $652.70 $67K
Holdings After Transaction: Common Stock — 91,923 shares (Indirect, See footnote 2)
Footnotes (1)
  1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $646.76 to $647.02, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $648.31 to $649.22, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $649.33 to $650.27, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $650.34 to $651.33, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $651.35 to $652.32, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $652.38 to $653.29, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $653.39 to $654.33, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $654.48 to $655.30, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $657.03 to $657.64, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $658.96 to $659.04, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $661.58 to $662.52, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $662.71 to $663.67, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $663.94 to $664.86, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $665.21 to $665.35, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $647.75 to $648.67, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. These shares are owned of record by Todd Watson, spouse of Jill Foss Watson, as trustee of the Jill Foss Watson Irrevocable Trust. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $648.78 to $649.68, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $650.20 to $651.06, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $651.39 to $652.34, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $652.46 to $652.82, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
Shares sold 11,000 shares Aggregate net sell activity reported in Form 4
Number of transactions 20 trades Non-derivative open-market sales of Common Stock
Example sale price $652.70 per share One reported open-market sale price on July 2, 2026
Example sale price $666.22 per share One reported open-market sale price on July 2, 2026
Transaction code S All transactions coded as open-market or private sales
Indirect transactions 20 entries All trades reported with indirect ownership (code I)
open-market sale financial
"transaction_action: "open-market sale" for each Common Stock entry"
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
weighted average price financial
"The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
indirect ownership financial
"ownership_type: "indirect" and ownership_code: "I" on all transactions"
Living Trust financial
"These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust."
Irrevocable Trust financial
"as trustee of the Jill Foss Watson Irrevocable Trust."
An irrevocable trust is a legal arrangement where an owner transfers assets into a separate entity managed by a trustee and gives up the power to modify or reclaim those assets. For investors it matters because putting stock or other holdings into such a trust can change who controls and benefits from the assets, affect taxes and creditor protection, and influence how easy it is to sell or value those holdings—like placing valuables in a locked safe overseen by someone else.
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Form 4 Insider Transactions: What Each Field Means →

FAQ

What insider transaction did CREDIT ACCEPTANCE CORP (CACC) report for Jill Foss Watson?
CREDIT ACCEPTANCE CORP reported that entities associated with large shareholder Jill Foss Watson sold 11,000 shares of Common Stock. The Form 4 lists 20 open-market sale transactions executed indirectly through two trusts where she or her spouse act as trustees.

How many CREDIT ACCEPTANCE CORP (CACC) shares were sold in the latest Form 4?
The Form 4 shows an aggregate net sale of 11,000 shares of CREDIT ACCEPTANCE CORP Common Stock. These shares were sold across 20 separate open-market transactions, all reported as indirect holdings through the Jill Foss Watson Living Trust and the Jill Foss Watson Irrevocable Trust.

At what prices were the CREDIT ACCEPTANCE CORP (CACC) shares sold in this Form 4?
The reported transactions occurred at weighted average prices in the mid-$600s per share. Individual line items include execution prices such as $652.70, $651.94, $664.11 and $666.22, reflecting multiple trades across a relatively narrow price range on the transaction date.

Were Jill Foss Watson’s CREDIT ACCEPTANCE CORP (CACC) sales direct or indirect?
All the reported sales were indirect. The Form 4 identifies the ownership type as indirect, with shares held of record by the Jill Foss Watson Living Trust and by Todd Watson, spouse of Jill Foss Watson, as trustee of the Jill Foss Watson Irrevocable Trust.

How many transactions are included in Jill Foss Watson’s latest CACC Form 4 filing?
The Form 4 transaction summary shows 20 separate non-derivative transactions, all coded as open-market sales of CREDIT ACCEPTANCE CORP Common Stock. Together, these 20 entries result in total reported net sell activity of 11,000 shares on the stated transaction date.

Does the Form 4 for CREDIT ACCEPTANCE CORP (CACC) involve any options or other derivatives?
No derivative activity is shown in the provided data. The derivativeSummary section is empty and all 20 reported entries involve non-derivative Common Stock transactions only, with no option exercises, conversions, or other derivative securities listed in this particular Form 4.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Watson Jill Foss
(Last)(First)(Middle)
C/O UBS FINANCIAL SERVICES INC.
1000 HARBOR BLVD, 3RD FLOOR
(Street)
WEEHAWKEN NEW JERSEY 07086
(City)(State)(Zip)
UNITED STATES
(Country)		2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
DirectorX10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/02/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/02/2026S184D$646.77(1)91,923ISee footnote 2(2)
Common Stock07/02/2026S53D$648.68(3)91,870ISee footnote 2(2)
Common Stock07/02/2026S413D$649.76(4)91,457ISee footnote 2(2)
Common Stock07/02/2026S447D$650.92(5)91,010ISee footnote 2(2)
Common Stock07/02/2026S1,037D$651.8(6)89,973ISee footnote 2(2)
Common Stock07/02/2026S689D$653.08(7)89,284ISee footnote 2(2)
Common Stock07/02/2026S819D$653.79(8)88,465ISee footnote 2(2)
Common Stock07/02/2026S869D$654.76(9)87,596ISee footnote 2(2)
Common Stock07/02/2026S175D$657.11(10)87,421ISee footnote 2(2)
Common Stock07/02/2026S156D$659.02(11)87,265ISee footnote 2(2)
Common Stock07/02/2026S181D$661.67(12)87,084ISee footnote 2(2)
Common Stock07/02/2026S503D$663.28(13)86,581ISee footnote 2(2)
Common Stock07/02/2026S813D$664.11(14)85,768ISee footnote 2(2)
Common Stock07/02/2026S81D$665.28(15)85,687ISee footnote 2(2)
Common Stock07/02/2026S80D$666.2285,607ISee footnote 2(2)
Common Stock07/02/2026S1,130D$648.32(16)52,716ISee footnote 17(17)
Common Stock07/02/2026S1,503D$649.38(18)51,213ISee footnote 17(17)
Common Stock07/02/2026S1,203D$650.66(19)50,010ISee footnote 17(17)
Common Stock07/02/2026S562D$651.94(20)49,448ISee footnote 17(17)
Common Stock07/02/2026S102D$652.7(21)49,346ISee footnote 17(17)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $646.76 to $647.02, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
2. These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.
3. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $648.31 to $649.22, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
4. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $649.33 to $650.27, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
5. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $650.34 to $651.33, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
6. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $651.35 to $652.32, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
7. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $652.38 to $653.29, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
8. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $653.39 to $654.33, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
9. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $654.48 to $655.30, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
10. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $657.03 to $657.64, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
11. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $658.96 to $659.04, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
12. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $661.58 to $662.52, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
13. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $662.71 to $663.67, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
14. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $663.94 to $664.86, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
15. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $665.21 to $665.35, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
16. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $647.75 to $648.67, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
17. These shares are owned of record by Todd Watson, spouse of Jill Foss Watson, as trustee of the Jill Foss Watson Irrevocable Trust.
18. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $648.78 to $649.68, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
19. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $650.20 to $651.06, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
20. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $651.39 to $652.34, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
21. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $652.46 to $652.82, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
/s/ Jill Foss Watson, Trustee07/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR