STOCK TITAN

Prescott General Partners (CACC) logs in-kind fund distribution and updates holdings

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Prescott General Partners LLC, a 10% owner of CREDIT ACCEPTANCE CORP, reported internal changes in how certain common stock holdings are structured. A related fund, Prescott Associates L.P., distributed 9,891 shares in kind to one of its limited partners at $655.72 per share, in partial satisfaction of a withdrawal request. The filing also updates indirect holdings reported for Idoya Partners L.P. at 495,785 shares and Prescott International Partners L.P. at 30,034 shares. Prescott General Partners LLC is shown as indirect beneficial owner as general partner of these funds and disclaims beneficial ownership beyond its pecuniary interest under Rule 16a-1(a)(2)(ii)(B).

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Insider Prescott General Partners LLC
Role null
Type Security Shares Price Value
Other Common Stock 9,891 $655.72 $6.49M
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 901,241 shares (Indirect, By Prescott Associates L.P.)
Footnotes (1)
  1. These shares were distributed in kind to a limited partner of Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, in partial satisfaction of a withdrawal request by the limited partner. These shares are owned directly by Prescott Associates and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Prescott Associates. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431. These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of Idoya. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431. These shares are owned directly by Prescott International Partners L.P. ("PIP"), a private investment limited partnership, and are beneficially owned indirectly by PGP, as general partner of PIP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for PIP is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
In-kind distributed shares 9,891 shares Common Stock distributed by Prescott Associates L.P.
Distribution reference price $655.72 per share Value for 9,891-share in-kind distribution
Prescott Associates post-transaction holding 901,241 shares Common Stock held indirectly via Prescott Associates L.P.
Idoya Partners holding 495,785 shares Common Stock owned directly by Idoya Partners L.P.
Prescott International holding 30,034 shares Common Stock owned directly by Prescott International Partners L.P.
distributed in kind financial
"These shares were distributed in kind to a limited partner of Prescott Associates L.P."
limited partner financial
"distributed in kind to a limited partner of Prescott Associates L.P. in partial satisfaction of a withdrawal request"
A limited partner is an investor in a pooled investment vehicle—such as a private equity, venture capital, or real estate fund—who provides capital but does not take part in day‑to‑day management and whose financial responsibility is capped at the amount invested. For investors, being a limited partner matters because it defines how much control they have, how much risk they bear, and how returns are distributed; think of a limited partner as a silent co‑owner who shares in profits and losses while leaving operations to the fund managers.
beneficially owned indirectly financial
"These shares are owned directly by Prescott Associates and are beneficially owned indirectly by Prescott General Partners LLC"
pecuniary interest financial
"PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B)"
Rule 16a-1(a)(2)(ii)(B) regulatory
"PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B)"
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FAQ

What insider activity did Prescott General Partners report for CACC?

Prescott General Partners LLC reported an internal restructuring of holdings. Prescott Associates L.P. distributed 9,891 Credit Acceptance common shares in kind to a limited partner, while updated indirect holdings were reported for Idoya Partners L.P. and Prescott International Partners L.P. under Prescott’s general partner role.

How many Credit Acceptance (CACC) shares were distributed by Prescott Associates L.P.?

Prescott Associates L.P. distributed 9,891 common shares in kind. The distribution went to a limited partner as partial satisfaction of a withdrawal request, at a reported value of $655.72 per share, and reflects an internal reallocation rather than an open-market trade.

What are Idoya Partners L.P.’s reported CACC holdings in this filing?

Idoya Partners L.P. is reported holding 495,785 common shares. These shares are owned directly by Idoya and are beneficially owned indirectly by Prescott General Partners LLC as Idoya’s general partner, with Prescott disclaiming beneficial ownership beyond its pecuniary interest under Rule 16a-1(a)(2)(ii)(B).

What are Prescott International Partners L.P.’s holdings of Credit Acceptance stock?

Prescott International Partners L.P. is reported holding 30,034 common shares. The filing states these shares are owned directly by Prescott International Partners L.P. and beneficially owned indirectly by Prescott General Partners LLC as its general partner, subject to the same pecuniary-interest limitation disclaimer.

Does Prescott General Partners LLC claim full beneficial ownership of all reported CACC shares?

No, Prescott General Partners LLC disclaims full beneficial ownership. For shares held through Prescott Associates, Idoya, and Prescott International, it reports indirect beneficial ownership only to the extent of its pecuniary interest, citing Rule 16a-1(a)(2)(ii)(B) in the footnotes.

Was the reported Prescott transaction in CACC stock a market buy or sell?

The filing describes an in-kind distribution, not a market trade. Prescott Associates L.P. distributed 9,891 common shares to a limited partner to satisfy a withdrawal request, coded as an “other” transaction rather than a traditional open-market purchase or sale.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Prescott General Partners LLC

(Last)(First)(Middle)
2200 BUTTS ROAD
SUITE 320

(Street)
BOCA RATON FLORIDA 33431

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
DirectorX10% Owner
Officer (give title below)XOther (specify below)
Member of Section 13(d) Group
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/02/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/02/2026J(1)9,891D$655.72901,241IBy Prescott Associates L.P.(2)
Common Stock495,785IBy Idoya Partners L.P.(3)
Common Stock30,034IBy Prescott International Partners L.P.(4)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. These shares were distributed in kind to a limited partner of Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, in partial satisfaction of a withdrawal request by the limited partner.
2. These shares are owned directly by Prescott Associates and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Prescott Associates. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
3. These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of Idoya. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
4. These shares are owned directly by Prescott International Partners L.P. ("PIP"), a private investment limited partnership, and are beneficially owned indirectly by PGP, as general partner of PIP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for PIP is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
Remarks:
The filing of this report shall not be deemed to be an admission that the Reporting Persons comprise a "group" within the meaning of Section 13(d)(3) of the Securities Exchange Act of 1934, as amended. The Reporting Persons each disclaim beneficial ownership of the shares included in this report except to the extent of their pecuniary interest in such shares.
/s/ Jason M. Pohanka, Managing Member, Prescott General Partners LLC07/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)