STOCK TITAN

Kenneth Booth trades 4,000 Credit Acceptance Corp (CACC) shares in Form 4

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Credit Acceptance Corp director Kenneth Booth reported an option exercise and related share sale. He exercised employee stock options to acquire 4,000 shares of common stock at $333.94 per share and sold 4,000 common shares in an open-market transaction at $534.00 per share.

After these transactions, Booth directly holds 22,831.9 shares of common stock. He also retains employee stock options over 110,000 underlying common shares with a $390.39 exercise price that expire on January 31, 2028.

Positive

  • None.

Negative

  • None.
Insider Booth Kenneth
Role null
Sold 4,000 shs ($2.14M)
Type Security Shares Price Value
Exercise Employee Stock Option (right to buy) 4,000 $0.00 --
Exercise Common Stock 4,000 $333.94 $1.34M
Sale Common Stock 4,000 $534.00 $2.14M
holding Employee Stock Option (right to buy) -- -- --
Holdings After Transaction: Employee Stock Option (right to buy) — 34,000 shares (Direct, null); Common Stock — 26,831.9 shares (Direct, null)
Footnotes (1)
Shares sold 4,000 shares Common stock sold in open-market transaction
Sale price $534.00 per share Price for 4,000 common shares sold
Options exercised 4,000 shares Common shares acquired via option exercise
Option exercise price $333.94 per share Strike price on exercised employee stock options
Common shares held after 22,831.9 shares Direct common stock ownership following transactions
Remaining option underlying shares 110,000 shares Underlying common stock for remaining employee options
Remaining option exercise price $390.39 per share Exercise price of remaining employee stock options
Remaining option expiration January 31, 2028 Expiration date of remaining employee stock options
Employee Stock Option (right to buy) financial
"security_title: "Employee Stock Option (right to buy)""
open-market sale financial
"transaction_action: "open-market sale""
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
derivative security financial
"transaction_code_description: "Exercise or conversion of derivative security""
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Booth Kenneth

(Last)(First)(Middle)
25505 WEST TWELVE MILE ROAD

(Street)
SOUTHFIELD MICHIGAN 48034

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/20/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/20/2026M4,000A$333.9426,831.9D
Common Stock04/20/2026S4,000D$53422,831.9D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option (right to buy)$333.9404/20/2026M4,00012/30/202412/30/2026Common Stock4,000$034,000D
Employee Stock Option (right to buy)$390.3904/28/202501/31/2028Common Stock110,000110,000D
Explanation of Responses:
Remarks:
/s/ Kenneth S. Booth04/22/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Kenneth Booth report for CREDIT ACCEPTANCE CORP (CACC)?

Kenneth Booth reported exercising employee stock options for 4,000 CREDIT ACCEPTANCE CORP shares at $333.94 each and selling 4,000 common shares at $534.00 each. The filing shows this as an open-market sale paired with an option exercise on the same date.

How many CREDIT ACCEPTANCE CORP (CACC) shares does Kenneth Booth hold after this Form 4?

After the reported transactions, Kenneth Booth directly holds 22,831.9 CREDIT ACCEPTANCE CORP common shares. This reflects the net effect of exercising 4,000 options and selling 4,000 shares, as disclosed in the Form 4’s post-transaction ownership figures.

What stock options does Kenneth Booth still have for CREDIT ACCEPTANCE CORP (CACC)?

Booth retains employee stock options linked to 110,000 underlying CREDIT ACCEPTANCE CORP common shares with a $390.39 exercise price. These options are shown as expiring on January 31, 2028, indicating a substantial remaining derivative position after the reported exercise-and-sale.

At what prices did Kenneth Booth exercise and sell CREDIT ACCEPTANCE CORP (CACC) shares?

He exercised employee stock options at $333.94 per share and sold 4,000 CREDIT ACCEPTANCE CORP common shares at $534.00 per share. The difference between these prices highlights the spread between his option strike price and the reported sale price on the transaction date.

Was Kenneth Booth’s transaction in CREDIT ACCEPTANCE CORP (CACC) an open-market sale?

Yes. The Form 4 classifies the 4,000-share disposition as an open-market sale, using transaction code “S” with the description “Sale in open market or private transaction,” and reports a sale price of $534.00 per share for the common stock.