Every Form 4 that Credit Accep Corp Mich (CACC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A Form 4 covers the transactions officers, directors and large holders report, so if you follow CACC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CACC filings page.
Credit Acceptance Corporation’s Chief People Officer, Wendy A. Rummler, reported an insider stock transaction. On February 2, 2026, she exercised an employee stock option for 2,890 shares of common stock at an exercise price of $333.94 per share, moving those shares into her direct ownership.
That same day she sold a total of 2,890 common shares in multiple open-market transactions at weighted-average prices ranging from about $500.00 to $515.15 per share, leaving 20,190.6 shares held directly. She also reports indirect holdings of 2,704 shares in the Kevin Rummler Revocable Trust and 1,722 shares in the Wendy A. Rummler Revocable Trust.
After these trades, Rummler continues to hold stock options, including 8,124 options at an exercise price of $333.94, 10,000 options initially granted at $468.67 that vest in four equal annual installments beginning October 6, 2023, and 1,250 options at an exercise price of $390.39.
Credit Acceptance Corp executive board member Kenneth Booth reported multiple stock transactions around his retirement as an officer and employee effective January 31, 2026. On January 30 and February 2, he exercised employee stock options for 4,000 common shares each at an exercise price of $333.94 and sold 4,000 shares on each date at $494 and $514, respectively. On January 31, 1,390.6 shares were withheld at $498.24 to cover taxes on restricted stock units, and on February 1 he acquired 135 shares at $0, reflecting restricted stock unit settlement. A footnote states he forfeited 38,809 unvested restricted stock units upon retirement, and another note explains that a stock option for 110,000 underlying shares with a $390.39 exercise price now expires on January 31, 2028 instead of April 28, 2031.
Credit Acceptance Corporation’s Chief Sales Officer, Daniel A. Ulatowski, reported several stock transactions. On January 30, 2026, he exercised an employee stock option for 589 shares of common stock at $333.94 per share, then sold 589 shares at a weighted average of $500.12 per share. On January 31, 2026, 951.6 shares of common stock were withheld at $498.24 per share to cover tax obligations related to restricted stock units. Following these transactions, he directly held 27,338.4 shares and had 32,411 employee stock options outstanding, with an additional 4,000 shares held indirectly through the D.&B. Ulatowski Living Trust.
Credit Acceptance Corporation’s Chief People Officer, Wendy A. Rummler, reported multiple equity transactions. On January 30, 2026, she exercised employee stock options to acquire 1,173 and 4,063 shares of common stock at an exercise price of $333.94 per share and sold several blocks of shares the same day at weighted average prices between roughly $485.25 and $500.22, as detailed in the footnotes.
After these trades, she directly held 20,772 common shares, before a subsequent January 31, 2026 transaction in which 581.4 shares were withheld at $498.24 to cover tax obligations tied to restricted stock unit vesting, leaving 20,190.6 directly owned shares. She also has indirect ownership of 2,704 and 1,722 common shares through revocable trusts, and continues to hold multiple option awards over additional shares.
Credit Acceptance Corporation Chief Transformation Officer Nicholas J. Elliott reported an automatic share withholding related to equity compensation. On January 31, 2026, 629.6 shares of common stock were withheld at $498.24 per share to cover tax obligations from vesting restricted stock units.
After this transaction, Elliott beneficially owned 18,405.26 shares of common stock directly, plus 316 shares held indirectly in the company’s 401(k) plan, and 13,950 employee stock options exercisable for common stock.
Credit Acceptance Corp’s Chief Analytics Officer, Arthur L. Smith, reported a routine share withholding related to equity compensation. On January 31, 2026, 896.5 shares of common stock were withheld at $498.24 per share to cover tax obligations from restricted stock units vesting.
After this transaction, Smith directly beneficially owned 27,893.5 shares of common stock. He also held employee stock options to purchase 37,500 shares of common stock at an exercise price of $333.94, exercisable from December 30, 2024 until December 30, 2026.
Credit Acceptance Corp's Chief Marketing and Product Officer, Andrew K. Rostami, reported a routine tax-related share withholding tied to equity compensation. On January 31, 2026, 308.6 shares of common stock were withheld at $498.24 per share to cover tax obligations from vesting restricted stock units.
Following this transaction, Rostami directly beneficially owned 23,564.4 shares of common stock. He also held an employee stock option for 16,000 shares at an exercise price of $585.93 per share, expiring on April 18, 2028, which vests in four equal annual installments that began on April 18, 2023.
Credit Acceptance Corp’s Chief Operating Officer Jonathan Lum reported an automatic share withholding tied to equity compensation. On January 31, 2026, 777.4 shares of common stock were withheld at $498.24 per share to cover tax obligations from the vesting and settlement of restricted stock units.
After this transaction, Lum directly beneficially owned 30,715.6 shares of common stock. He also held an employee stock option for 31,500 shares of common stock at an exercise price of $333.94 per share, exercisable from December 30, 2024 until expiration on December 30, 2026.
Credit Acceptance Corp Chief Legal Officer Erin J. Kerber reported a tax‑related share withholding tied to equity compensation. On 01/31/2026, 542.3 shares of common stock were withheld at $498.24 per share to satisfy tax obligations from restricted stock units vesting and settling into common shares.
After this transaction, Kerber beneficially owned 25,710.7 common shares directly and 236 shares indirectly through the company’s 401(k) profit sharing plan. She also held employee stock options covering 15,500 shares at $454.11 and 14,625 shares at $333.94, with stated future exercisable and expiration dates.
Credit Acceptance Corporation’s Chief Financial Officer Jay D. Martin reported a routine share withholding related to equity compensation. On January 31, 2026, 695.9 shares of common stock were withheld at $498.24 per share to cover tax obligations from vesting restricted stock units. After this, he directly held 27,302.7 common shares. He also held employee stock options to buy 2,250 shares at $390.39 exercisable until April 28, 2027, and 19,500 shares at $333.94 exercisable until December 30, 2026, all owned directly.
Credit Acceptance Corp’s Chief Technology Officer, Ravi Mohan Valiyaveettil, reported a routine tax-related share withholding. On January 31, 2026, 71 shares of common stock were withheld at $498.24 per share to cover taxes on vesting restricted stock units, leaving him with 27,246.62 common shares held directly.
He also directly holds an employee stock option to buy 16,000 shares of common stock at an exercise price of $424.12 per share, expiring on October 24, 2028. This option vests in four equal annual installments starting on October 24, 2023.
Credit Acceptance Corp director reports stock gift
Director Jill Foss Watson, acting as Trustee of the Jill Foss Watson Living Trust, reported a gift of 550 shares of Credit Acceptance Corp common stock on 12/16/2025, shown with transaction code "G" and a price of $0, indicating a non-cash transfer. After this transaction, the trust continues to hold 101,557 shares, reported as indirectly owned. The filing is made by a single reporting person and clarifies that the shares are owned of record by Jill Foss Watson as trustee of the living trust.
Credit Acceptance Corp’s chief sales officer, Daniel A. Ulatowski, reported an insider transaction dated 12/10/2025. He exercised employee stock options for 3,000 shares of common stock at $333.94 per share and, on the same date, sold 3,000 shares of common stock at $475.66 per share.
Following these transactions, he beneficially owns 28,290 unvested restricted stock units granted under the company’s incentive compensation plan, 4,000 shares held indirectly through the D.&B. Ulatowski Living Trust, and 33,000 employee stock options.
Credit Acceptance Corp reported an insider stock sale by its Chief Mktg and Product Officer on 12/10/2025. The officer sold 606 shares of common stock at $475 per share. After this trade, the officer beneficially owns 23,873 shares, including 22,572 unvested restricted stock units granted under the company’s incentive compensation plan. The officer also holds employee stock options for 16,000 shares at an exercise price of $585.93, expiring on 04/18/2028 and exercisable in four equal annual installments beginning 04/18/2023.
Credit Acceptance Corp (CACC) Chief Marketing and Product Officer Andrew K. Rostami reported a sale of common stock. On 11/24/2025, he sold 516 shares of common stock at $428.5 per share. After this transaction, he beneficially owns 24,479 shares of common stock, which include 22,572 unvested restricted stock units granted under the company’s incentive plan.
Rostami also holds an employee stock option giving him the right to purchase 16,000 shares of common stock at an exercise price of $585.93 per share. This option vests in four equal annual installments beginning on April 18, 2023 and expires on April 18, 2028.
Credit Acceptance Corp (CACC) reported an equity award to its Chief Executive Officer, who is also a director. On 11/13/2025, the executive acquired 140,000 shares of common stock in the form of restricted stock units under the company’s Incentive Compensation Plan at a price of $0 per share. Following this transaction, the executive beneficially owned 140,502 shares, including 140,471 unvested restricted stock units, each equal to one share of common stock.
The award is part of a long-term compensation plan with time-based vesting over ten years, including 30,000 long-term retirement restricted stock units. Vested retirement units are paid on the fifth anniversary of the executive’s separation date, or the second anniversary if the executive is at least 60 at that time. The filing also discloses an employee stock option for 10,000 shares of common stock at an exercise price of $394.79, exercisable from 05/03/2025 until 05/03/2031.
Credit Acceptance (CACC) reported an insider equity update. Chief Marketing and Product Officer Andrew K. Rostami recorded a tax-withholding transaction related to RSU vesting, disposing of 483.5 shares at $447.34 on 10/31/2025 (Code F).
After the transaction, he beneficially owns 24,995 shares. This figure includes 22,572 unvested RSUs granted under the company’s Incentive Compensation Plan. He also holds an employee stock option for 16,000 shares with a $585.93 exercise price, expiring on 04/18/2028, which vests in four equal annual installments beginning April 18, 2023.
Credit Acceptance (CACC) reported insider activity by its Chief Technology Officer. On 10/24/2025, the officer had 1,269.5 common shares withheld at $506.56 per share to satisfy tax obligations upon the vesting and settlement of restricted stock units.
Following the transaction, the officer beneficially owned 27,317.62 common shares. This figure includes 23,458 unvested RSUs granted under the company’s Incentive Compensation Plan, each representing one share. The officer also holds an employee stock option for 16,000 shares at an exercise price of $424.12, vesting in four equal annual installments beginning on October 24, 2023, and expiring on October 24, 2028.
Kenneth Booth, CEO and Director of Credit Acceptance Corporation (CACC), reported transactions on Form 4 showing option exercises and a sale on 09/18/2025. He exercised 4,000 employee stock options with a $333.94 exercise price, which resulted in acquisition of 4,000 shares. On the same date he sold 4,000 shares at $506.59 each, reducing his reported beneficial ownership from 72,116 to 68,116 shares. The filing also shows he holds outstanding employee stock options exercisable through 12/30/2026 for 4,000 shares and an option covering 110,000 shares (exercisable in scheduled installments through 04/28/2031). The report notes 57,104 unvested restricted stock units included in the holdings.
Daniel A. Ulatowski, Chief Sales Officer of Credit Acceptance Corporation (CACC), reported option exercise and share sale transactions dated 09/11/2025. He exercised 4,000 employee stock options at an exercise price of $333.94 and acquired 4,000 shares. The same day, he sold 4,000 shares at $522 per share. After these transactions, he directly beneficially owns 36,000 shares and an additional 28,290 unvested restricted stock units. Separately, 4,000 shares are owned of record by a trust shared with his spouse.