Welcome to our dedicated page for Credit Accep Mich SEC filings (Ticker: CACC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Credit Acceptance Corporation (CACC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Credit Acceptance is a Michigan corporation whose common stock is listed on The Nasdaq Stock Market under the symbol CACC, as noted in its Form 8-K reports. Through these filings, investors can review how the company describes its automobile-focused Consumer Loan business, funding arrangements, and corporate actions.
Among the key documents available are current reports on Form 8-K, which Credit Acceptance uses to disclose material events. Recent 8-K filings describe asset-backed non-recourse secured financings in which consumer loans are conveyed to special purpose entities and then to trusts that issue notes backed by those loans. These filings outline the structure of the financings, the role of the company as servicer, the treatment of dealer holdback, and the non-recourse nature of the debt to the company, subject to limited recourse obligations.
Other 8-Ks report extensions and amendments to revolving secured warehouse facilities and the company’s revolving secured line of credit facility, including revised dates on which facilities cease to revolve, changes to interest rate spreads over the Secured Overnight Financing Rate (SOFR), and confirmation of whether balances are outstanding. Filings also cover board-authorized share repurchase programs and executive leadership changes, such as the planned retirement of the Chief Executive Officer and the appointment of a new CEO and President.
On Stock Titan, these filings are updated as they are made available on EDGAR, and AI-powered tools can help summarize complex sections, highlight key terms in financing agreements, and clarify the implications of items such as new credit facilities, securitizations, or executive transitions. Users can also identify filings that relate to earnings press releases referenced in Item 2.02 of Form 8-K and track how Credit Acceptance communicates changes in its loan portfolio forecasts and capital structure through its SEC disclosures.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Credit Acceptance Corporation amended its Loan and Security Agreement for a revolving secured warehouse facility. The Fourth Amendment extends the date on which the $200.0 million warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028, giving the company a longer period to draw and recycle this funding source. The interest rate on borrowings under the facility was reduced from SOFR + 225 basis points to SOFR + 185 basis points, lowering the cost of this debt. As of September 19, 2025, the company had no balance outstanding under the facility. The amendment is documented in the attached Fourth Amendment agreement, and the company also issued a press release describing the transaction.
Kenneth Booth, CEO and Director of Credit Acceptance Corporation (CACC), reported transactions on Form 4 showing option exercises and a sale on 09/18/2025. He exercised 4,000 employee stock options with a $333.94 exercise price, which resulted in acquisition of 4,000 shares. On the same date he sold 4,000 shares at $506.59 each, reducing his reported beneficial ownership from 72,116 to 68,116 shares. The filing also shows he holds outstanding employee stock options exercisable through 12/30/2026 for 4,000 shares and an option covering 110,000 shares (exercisable in scheduled installments through 04/28/2031). The report notes 57,104 unvested restricted stock units included in the holdings.
Kenneth Booth, CEO and Director of Credit Acceptance Corporation (CACC), reported transactions on Form 4 showing option exercises and a sale on 09/18/2025. He exercised 4,000 employee stock options with a $333.94 exercise price, which resulted in acquisition of 4,000 shares. On the same date he sold 4,000 shares at $506.59 each, reducing his reported beneficial ownership from 72,116 to 68,116 shares. The filing also shows he holds outstanding employee stock options exercisable through 12/30/2026 for 4,000 shares and an option covering 110,000 shares (exercisable in scheduled installments through 04/28/2031). The report notes 57,104 unvested restricted stock units included in the holdings.
CREDIT ACCEPTANCE CORP (CACC) Form 144 notice reports a proposed sale of 4,000 common shares through Fidelity Brokerage Services on the NASDAQ with an approximate aggregate market value of $2,026,362. The filing lists 11,237,661 shares outstanding for the class and an approximate sale date of 09/18/2025. The securities were acquired under an option granted on 12/30/2020, and payment is shown as cash on 09/18/2025. The filer reports no other sales in the past three months and includes the standard signature representation that no material nonpublic information is known.
CREDIT ACCEPTANCE CORP (CACC) Form 144 notice reports a proposed sale of 4,000 common shares through Fidelity Brokerage Services on the NASDAQ with an approximate aggregate market value of $2,026,362. The filing lists 11,237,661 shares outstanding for the class and an approximate sale date of 09/18/2025. The securities were acquired under an option granted on 12/30/2020, and payment is shown as cash on 09/18/2025. The filer reports no other sales in the past three months and includes the standard signature representation that no material nonpublic information is known.
Daniel A. Ulatowski, Chief Sales Officer of Credit Acceptance Corporation (CACC), reported option exercise and share sale transactions dated 09/11/2025. He exercised 4,000 employee stock options at an exercise price of $333.94 and acquired 4,000 shares. The same day, he sold 4,000 shares at $522 per share. After these transactions, he directly beneficially owns 36,000 shares and an additional 28,290 unvested restricted stock units. Separately, 4,000 shares are owned of record by a trust shared with his spouse.
Credit Acceptance Corporation filed a current report to furnish materials prepared for its investor relations website. These materials are attached as Exhibit 99.1 and are described as being added to the website on or about September 12, 2025. The company states that this information is being provided under Regulation FD and clarifies that the furnished materials, including Exhibit 99.1, are not deemed “filed” for purposes of Section 18 of the Exchange Act and are not automatically incorporated into other securities law filings unless specifically referenced.
Form 144 for Credit Acceptance Corp (CACC) reports a proposed sale of 4,000 common shares through Fidelity Brokerage Services with an aggregate market value of $2,088,000, listed on NASDAQ and an approximate sale date of 09/11/2025. The filer acquired these shares by exercising an option (option granted 12/30/2020) and payment is shown as cash on 09/11/2025. The filing also discloses three prior sales by the same person, Daniel A. Ulatowski, totaling 9,...00 shares sold for gross proceeds of $5,319,145.65 on 06/11/2025, 08/22/2025, and 08/25/2025. The notice includes the standard representation that the signer knows of no undisclosed material adverse information.
Form 144 filed for Credit Acceptance Corp (CACC) reports a proposed sale of 10,000 shares of common stock through UBS Financial Services with an aggregate market value of $5,150,000. The filing shows those shares were acquired on 10/01/2008 as a GRAT remainder. The seller lists approximately 11,237,661 shares outstanding for the class and indicates an approximate sale date of 09/09/2025 on the NASDAQ. The filing also discloses a recent sale within the past three months by a related trust: 20,000 common shares sold on 07/02/2025 for $15,874,245 gross proceeds. The notice includes the standard representation that the seller has no undisclosed material adverse information.
Credit Acceptance Corporation (CACC) director and Chief Alignment Officer Nicholas J. Elliott reported selling 350 shares of CACC common stock at $521.73 per share and disclosing 315 shares held indirectly in the company 401(k) stock fund. The filing also shows Mr. Elliott directly holds 19,034.86 shares following the sale, which include 18,373 unvested restricted stock units granted under the company’s incentive plan. In addition, he holds 13,950 exercisable employee stock options with a $333.94 exercise price expiring in 2026. The transaction is reported as a sale and the ownership mix includes direct shares, RSUs and a 401(k) holding.
Form 144 notice for Credit Acceptance Corp (CACC) reports a proposed sale of 1,000 common shares through Fidelity Brokerage Services on NASDAQ with an aggregate market value of $523,494.80. The filer states there are 11,237,661 shares outstanding for the class. The shares to be sold were acquired as an option granted on 12/30/2020 and are recorded as acquired on 09/05/2025, with payment made in cash. The filing also discloses recent sales by Douglas W. Busk totaling 4,500 common shares in August 2025 for combined gross proceeds of $2,212,064.40. The notice contains the standard representation that the seller is not aware of undisclosed material adverse information about the issuer.
Credit Acceptance Corp (CACC) filed a Form 144 reporting a proposed sale of 350 shares of Common stock through Fidelity Brokerage Services LLC on NASDAQ. The filer indicates the shares were acquired on 01/30/2023 upon restricted stock vesting from the issuer and were paid as compensation. The aggregate market value of the proposed sale is listed as $182,605.50 with approximately 11,237,661 shares outstanding. The approximate date of sale is 09/05/2025. The filer certifies no undisclosed material adverse information and provides the standard Rule 144 representations.