Welcome to our dedicated page for Credit Accep Mich SEC filings (Ticker: CACC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Credit Acceptance Corporation filings document the regulatory record for a Nasdaq-listed consumer finance company with common stock registered under the ticker CACC. Its disclosures cover operating results, non-GAAP adjusted income measures, loan portfolio performance, forecasted future collections, dealer holdback payments, and risks tied to the automobile finance market and non-prime consumer credit.
The company's SEC filings also include material-event reports on asset-backed non-recourse secured financings, amendments to loan and security agreements, and trust or special purpose entity structures used to convey consumer loans and issue notes. Proxy materials document board matters, executive compensation, incentive plan information, shareholder voting items, and governance practices, while 8-K filings record officer transitions, Regulation FD materials, and other capital-structure or financing events.
Wendy A. Rummler submitted a Rule 144 notice for Common Stock. The filing shows 4,062 shares sold on 04/17/2026 for $2,135,284.57. The notice lists Fidelity Brokerage Services LLC as the broker and references securities to be sold on 05/06/2026.
Jay Martin reported dispositions of Common Stock in a Form 144 filed on 05/06/2026. The filing lists a sale of 4,340 shares on 02/09/2026 with proceeds of $2,224,249.42 and a sale of 3,000 shares on 04/17/2026 with proceeds of $1,576,887.76. The cover references Options Granted - 12/30/2020 and indicates Cash as the consideration method; Fidelity Brokerage Services LLC is shown as the broker.
Jonathan L. Lum submitted a Form 144 reporting an intended sale of 4,000 shares of Common stock under an option (granted 12/30/2020), with the transaction dated 05/06/2026. The filing shows an aggregate offering price of $2,200,000.00 and lists 10,460,071 shares outstanding as of 05/06/2026. The Form also discloses prior sales of 3,000 shares on 04/20/2026 for $1,605,000.00.
Fidelity Brokerage Services LLC submitted a notice of proposed sale of common stock under SEC Form 144. The filing lists restricted stock vesting events of 647 shares vesting 10/24/2024 and 615 shares vesting 10/24/2025. The filing shows a NASDAQ listing and includes a date 05/06/2026.
Credit Acceptance Corporation affiliate files a Form 144 reporting a proposed sale of 4,000 common shares. The shares are tied to an option granted on 12/30/2020 and the planned sale method is listed as cash through Fidelity Brokerage Services LLC. The filing lists three recent sales totaling 8,013 shares on 02/06/2026 (2,013 shares for $1,025,316.96), 02/09/2026 (2,000 shares for $1,016,000.00), and 04/20/2026 (4,000 shares for $2,136,000.00).
Credit Acceptance Corporation reported higher profitability for the quarter ended March 31, 2026. Total revenue was $580.0 million compared with $571.1 million a year earlier, driven mainly by finance charges of $538.4 million.
Net income increased to $135.8 million from $106.3 million, with basic earnings per share rising to $12.64 from $8.79, helped by lower provision for credit losses of $139.6 million and slightly lower interest expense. Operating expenses were broadly stable.
Loans receivable totaled $11,578.5 million with an allowance for credit losses of $3,622.1 million, and net loans of $7,956.4 million. Cash from operating activities was strong at $346.8 million. The company continued to return capital, repurchasing $178.9 million of common stock, and ended the period with total debt principal of $6,438.0 million and shareholders’ equity of $1,514.1 million.
Credit Acceptance Corporation reported higher profitability for the quarter ended March 31, 2026. Total revenue was $580.0 million compared with $571.1 million a year earlier, driven mainly by finance charges of $538.4 million.
Net income increased to $135.8 million from $106.3 million, with basic earnings per share rising to $12.64 from $8.79, helped by lower provision for credit losses of $139.6 million and slightly lower interest expense. Operating expenses were broadly stable.
Loans receivable totaled $11,578.5 million with an allowance for credit losses of $3,622.1 million, and net loans of $7,956.4 million. Cash from operating activities was strong at $346.8 million. The company continued to return capital, repurchasing $178.9 million of common stock, and ended the period with total debt principal of $6,438.0 million and shareholders’ equity of $1,514.1 million.
Credit Acceptance reported strong first quarter 2026 results, with GAAP net income of $135.8 million and diluted EPS of $12.40, up 27.8% and 43.2% from the prior year. Adjusted net income was $117.3 million, or $10.71 per diluted share, modestly above 2025, while economic profit rose 17.8% to $41.6 million.
Performance was driven by a 13.8% reduction in the provision for credit losses, higher finance charges as newer loans carried higher yields, and a 5.5% decline in interest expense, partly offset by a 4.2% increase in operating costs. Loan portfolio average balance held at $7.9 billion, consumer loan assignment volume fell 4.3% by units, and forecasted net cash flows from the portfolio declined only 0.1%, the smallest quarterly change in three years.
The company repurchased 365,258 shares (about 3.4% of beginning shares) for $178.9 million and ended the quarter with $1.3 billion in liquidity, while expanding its dealer network to a record 10,977 active dealers and increasing adoption of AI-enabled servicing and digital tools.
Credit Acceptance reported strong first quarter 2026 results, with GAAP net income of $135.8 million and diluted EPS of $12.40, up 27.8% and 43.2% from the prior year. Adjusted net income was $117.3 million, or $10.71 per diluted share, modestly above 2025, while economic profit rose 17.8% to $41.6 million.
Performance was driven by a 13.8% reduction in the provision for credit losses, higher finance charges as newer loans carried higher yields, and a 5.5% decline in interest expense, partly offset by a 4.2% increase in operating costs. Loan portfolio average balance held at $7.9 billion, consumer loan assignment volume fell 4.3% by units, and forecasted net cash flows from the portfolio declined only 0.1%, the smallest quarterly change in three years.
The company repurchased 365,258 shares (about 3.4% of beginning shares) for $178.9 million and ended the quarter with $1.3 billion in liquidity, while expanding its dealer network to a record 10,977 active dealers and increasing adoption of AI-enabled servicing and digital tools.