Credit Acceptance Corporation filings document the regulatory record for a Nasdaq-listed consumer finance company with common stock registered under the ticker CACC. Its disclosures cover operating results, non-GAAP adjusted income measures, loan portfolio performance, forecasted future collections, dealer holdback payments, and risks tied to the automobile finance market and non-prime consumer credit.
The company's SEC filings also include material-event reports on asset-backed non-recourse secured financings, amendments to loan and security agreements, and trust or special purpose entity structures used to convey consumer loans and issue notes. Proxy materials document board matters, executive compensation, incentive plan information, shareholder voting items, and governance practices, while 8-K filings record officer transitions, Regulation FD materials, and other capital-structure or financing events.
CACC filed a Form 144 reporting a proposed sale of 21 shares of Common Stock by Fidelity Brokerage Services LLC via a stock option exercise dated 06/08/2026.
The filing also reports four recent sales by Nicholas J. Elliott: 1,672 shares sold on 05/06/2026 for $922,296.43; 1,815 shares on 05/18/2026 for $1,002,615.80; 3,320 shares on 05/29/2026 for $1,913,948.46; and 59 shares on 06/01/2026 for $33,940.02.
CACC filing reports insider sell transactions, including a stock option exercise for 22 shares. The Form 144 lists a 22-share sale executed on 06/08/2026 for cash via option exercise. The filing also discloses prior open-market dispositions on 05/06/2026 (1,753 shares), 05/18/2026 (1,903 shares), 05/29/2026 (3,485 shares) and 06/01/2026 (61 shares) with the proceeds shown for each trade.
Credit Acceptance Corporation’s major shareholder group led by various Foss family trusts and Jill Foss Watson has updated its Schedule 13D/A to reflect current holdings and a recent sale. Mrs. Watson may be deemed to beneficially own 1,519,309 shares, representing 14.5% of the company’s common stock.
The Donald A. Foss 2009 Remainder Trust holds 796,323 shares (7.6%), and the Donald A. Foss 2010 Remainder Trust holds 493,319 shares (4.7%). Several additional family trusts collectively hold smaller blocks. On April 21, 2026, the Jill Foss Watson Living Trust sold 9,450 shares in the open market at a weighted average price of $538.26 per share.
Ownership percentages are based on 10,460,071 shares outstanding as of April 23, 2026, as reported in the issuer’s Form 10‑Q. The filing states the group has no current plans for corporate control actions, but may buy or sell shares over time depending on market conditions.
Credit Acceptance Corp’s major shareholder trusts, overseen by trustee Allan V. Apple, report owning 2,070,944 common shares, or 19.8% of the company. The stake is spread across several Donald A. Foss family trusts, with individual holdings ranging from 8,826 shares to 796,323 shares.
Since April 13, 2026, the Marital Trust U/A Donald A. Foss Trust January 16, 1981 has sold 66,300 shares in open-market transactions at prices between $471.50 and $560.84 per share. The filing states the trusts may buy more or sell shares over time, depending on market conditions, but currently have no specific plans for corporate actions beyond ordinary investment activity.
A shareholder agreement requires the Marital Trust’s shares to be voted in line with Credit Acceptance’s board recommendations on director elections, certain routine matters, and specified extraordinary transactions until the final adjournment of the tenth annual shareholder meeting after January 3, 2017.
CREDIT ACCEPTANCE CORP director Kenneth Booth reported an option exercise and related share sale. He exercised options to acquire 4,000 shares of Common Stock at $333.94 per share, then sold 4,000 shares in an open-market transaction at $574.00 per share on the same date.
Following these transactions, Booth directly owns 22,831.9 shares of Common Stock and continues to hold employee stock options covering 110,000 underlying shares of Common Stock with a $390.39 exercise price, expiring on January 31, 2028. The filing reflects a routine exercise-and-sell liquidity event while maintaining a sizable equity position.
Chief Legal Officer Erin J. Kerber of Credit Acceptance Corp exercised stock options for 3,546 shares of common stock at an exercise price of $333.94 per share and sold the same 3,546 shares in open-market transactions at weighted average prices around $575–$579. After these trades, Kerber directly holds 25,710.7 common shares, plus 241 shares held indirectly through the company’s 401(k) plan, and retains options covering 15,500 additional shares at a $454.11 exercise price.
Credit Acceptance Corp Chief Transformation Officer Nicholas J. Elliott reported option exercises and share sales. On May 29 and June 1, 2026, he exercised employee stock options to acquire a total of 3,379 shares of common stock at an exercise price of $333.94 per share, then sold the same number of shares in open-market transactions.
The reported sales were executed at weighted average prices, with individual trades occurring in ranges between $575.00 and $579.06 per share. After these transactions, Elliott directly holds 20,897.3 common shares and indirectly holds 324 shares through the company’s 401(k) profit sharing plan.
CREDIT ACCEPTANCE CORP Chief Operating Officer Jonathan Lum exercised employee stock options for 5,000 shares of Common Stock at $333.94 per share and on the same day sold 5,000 shares in an open-market sale at $575.00 per share. After these transactions he directly holds 31,608.6 common shares and 19,500 remaining stock options.
CREDIT ACCEPTANCE CORP Chief Financial Officer Jay D. Martin reported a combination of option exercises and share sales in company stock. On May 29 and June 1, 2026, he exercised employee stock options covering 2,907 shares of common stock at an exercise price of $333.94 per share and sold the same total number of shares in open-market transactions at weighted average prices generally between $575 and $578 per share. After these transactions, he directly holds 25,963.1 shares of common stock and retains employee stock options linked to 2,250 underlying shares exercisable at $390.39 per share. The pattern reflects an exercise-and-sell sequence where options are converted into shares and then sold, while a meaningful equity and option position remains.
Company and affiliates reported proposed resales of Common Stock under Rule 144. Multiple trusts and related entities submitted notices listing specific share lots and dates, including 10,000 shares reported by two Donal d A. Foss-related trusts on 04/17/2026 and larger lots reported in May 2026. The filings list sale dates, share counts, and recipient/trust names as shown in the excerpt.