Every 8-K that Cass Information Systems Inc (CASS) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow CASS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CASS filings page.
Cass Information Systems, Inc. reported third-quarter fiscal 2026 net income of $10.6 million and diluted earnings per share of $0.81, up 16.1% and 19.1%, respectively, year over year. Total revenues rose 5.3% to $52.7 million; net interest income increased 8.9% to $22.9 million as net interest margin reached 4.02%, versus 3.87%. Financial fees rose 11.8%, processing fees fell 4.6%, and transportation dollar volumes increased 14.5%.
Average interest-earning assets increased $105.4 million, or 4.8%. Loans declined $38.3 million, or 3.5%, from June 30, 2026; a $508,000 charge-off involved a nonperforming commercial real estate loan. The unrealized loss on investment securities increased $34.4 million to $75.3 million from June 30, while shareholders’ equity decreased $18.6 million. The board declared a fourth-quarter dividend of $0.34 per share, up $0.02, payable December 14, 2026, to shareholders of record December 4, 2026. Cass expects higher operating expense growth in the fourth quarter of 2026 and 2027 than in the first three quarters of 2026; its 2027 and longer-term loan growth forecast is 6-8%.
Cass Information Systems, Inc. entered into an independent contractor agreement with Dwight Erdbruegger in connection with his previously announced retirement. Under the agreement, he will provide general consulting services to the company and its subsidiaries from October 7, 2026, through December 31, 2026; either party may terminate the agreement upon 30 days’ notice.
The agreement provides for payment of $150 per hour, exclusive of taxes and fees, payable monthly, and full vesting of 2,318 previously granted time-based restricted stock units. It also includes covenants concerning non-competition, non-solicitation, confidentiality and intellectual property ownership.
Cass Information Systems reported record second‑quarter 2026 results, with net income from continuing operations of $10.6 million and diluted EPS of $0.81. Adjusted net income from continuing operations was $9.2 million and adjusted diluted EPS $0.71, increases of 18.1% and 22.4% versus the same quarter of 2025.
Total revenues were $49.9 million, helped by a higher net interest margin of 4.00% and net interest income growth of 10.6%. Transportation dollar volumes rose 7.4% to $10.1 billion and facility expense dollar volumes grew 2.6% to $5.7 billion, even as invoice counts declined modestly. Personnel expenses fell 2.4% and a $1.8 million bad debt recovery supported lower operating expenses.
Credit metrics remained strong, with no loan charge‑offs, an allowance for credit losses to loans ratio of 1.30%, and non‑performing loans reduced by $5.3 million since December 31 2025. The board declared a $0.32 per share quarterly dividend payable September 14 2026 and the company repurchased 65,557 shares at a weighted average price of $46.23 during the quarter.
Cass Information Systems, Inc. reported strong first quarter 2026 results with net income of $8.8 million and diluted EPS of $0.67. Adjusted net income from continuing operations was $8.7 million and adjusted diluted EPS was $0.66, up 23.7% and 26.9% from the prior-year quarter.
Net interest margin expanded to 3.95% from 3.75%, supported by higher yields on loans and securities and a lower average cost of deposits. Asset quality remained strong with no loan charge-offs, an allowance for credit losses to loans ratio of 1.27%, and non-performing loans reduced by $3.9 million, or 55.1%, since December 31, 2025.
Transportation and facility dollar volumes grew, while transaction counts declined, reflecting higher freight rates and energy prices. The company kept personnel expenses flat year over year through automation and consolidation, and repurchased 64,802 shares at an average price of $44.34. The board declared a quarterly dividend of $0.32 per share and elected John J. Drabik to the board as three long-serving directors retired.
Cass Information Systems, Inc. announced a leadership transition at its banking subsidiary, Cass Commercial Bank. Eric T. Giering, previously Director of Commercial Banking, has been appointed President of Cass Commercial Bank, succeeding Dwight D. Erdbruegger, who plans to retire in September after serving as President since July 2018.
The company highlights Erdbruegger’s role in strengthening the bank’s market position, expanding key lines of business, and maintaining conservative credit management and strong financial performance. Giering brings more than three decades of commercial banking experience and is described as a strategic leader aligned with the bank’s culture of disciplined risk management and long-term client relationships.
Cass Information Systems, Inc. reported that it has released its financial results for the fourth quarter of fiscal 2025 and posted a related investor presentation on its website. Both the detailed press release and the presentation are attached as exhibits to this current report, giving investors access to more complete financial and business updates.
The board of directors also declared a fourth quarter cash dividend of $0.32 per share, payable on March 13, 2026 to shareholders of record on March 3, 2026. The company reiterated that it uses the Investors section of its website to share material information alongside its press releases, SEC filings, and public calls.
Cass Information Systems authorized a new share repurchase program of up to 1,000,000 shares of common stock, effective November 6, 2025. This replaces the July 15, 2025 authorization for up to 500,000 shares, leaving 1,000,000 shares available. The authorization has no expiration date.
Repurchases may occur via open market purchases, privately negotiated transactions, or Rule 10b5-1 plans, in accordance with applicable laws. The company cites three aims: provide capital return flexibility, offset dilution from employee stock-based compensation, and reduce share count when opportunities are attractive.
The timing and amount of any repurchases will depend on factors such as plan constraints, price, market conditions, alternative investment opportunities, and maintaining regulatory capital above minimums. The authorization does not obligate any purchases and may be modified or terminated at any time. Purchases will be funded with cash on hand.
Cass Information Systems, Inc. reported that it released its third-quarter fiscal 2025 results via a press release and posted an investor presentation. The materials were furnished, not filed, and are available on the company’s Investors website.
The Board also declared a fourth-quarter dividend of $0.32 per share, payable on December 15, 2025 to shareholders of record on December 5, 2025. Cass reiterated that it uses the Investors portion of its website to disclose material information under Regulation FD.