Cass Information Systems (CASS) CIO granted 2,201 restricted shares

Rhea-AI Filing Summary

Cass Information Systems CIO James M. Cavellier reported an equity award of 2,201 shares of common stock in the form of a restricted stock bonus. The award was granted at a stated price of $0 per share and is subject to a three-year cliff vesting schedule, meaning all restrictions are scheduled to lapse on the third anniversary of the grant date. Following this transaction, Cavellier directly holds 20,733 shares of Cass Information Systems common stock, including restricted shares that remain subject to vesting and possible forfeiture.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cavellier James M Jr

(Last) (First) (Middle)

12444 POWERSCOURT DR.

SUITE 550

(Street)

ST. LOUIS MO 63131

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CASS INFORMATION SYSTEMS INC [ CASS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CIO

3. Date of Earliest Transaction (Month/Day/Year)
01/22/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/22/2026		A		2,201(1)	A	$0	20,733(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock bonus award; restrictions cliff expire on third anniversary date of the award.

2. Includes restricted stock bonus shares, subject to vesting and forfeiture.

Remarks:

	/s/ James M Cavellier	01/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CASS report for its CIO?

Cass Information Systems (CASS) reported that CIO James M. Cavellier received an award of 2,201 shares of common stock as a restricted stock bonus.

At what price were the CASS shares granted to the CIO?

The 2,201 Cass Information Systems common shares granted to the CIO were reported at a price of $0 per share, reflecting a restricted stock bonus award rather than a market purchase.

How many CASS shares does the CIO hold after this Form 4 transaction?

After the reported award, CIO James M. Cavellier beneficially owns 20,733 shares of Cass Information Systems common stock directly, including restricted shares subject to vesting and forfeiture.

What are the vesting terms of the CASS restricted stock awarded to the CIO?

The filing states that the restricted stock bonus award’s restrictions cliff expire on the third anniversary date of the award, meaning the shares vest all at once after three years if conditions are met.

Are the CASS shares reported on this Form 4 held directly or indirectly by the CIO?

The Form 4 reports the CIO’s ownership as direct (D), with no separate entity or indirect ownership structure disclosed for the 20,733 common shares.