Colony Bankcorp director receives 990-share grant

Colony Bankcorp director Scott Lowell Downing reported a grant of 990 shares of Colony Bankcorp, Inc. common stock on July 1, 2026, classified as a grant, award, or other acquisition.

Rhea-AI Filing Summary

Colony Bankcorp director Scott Lowell Downing reported a grant of 990 shares of Colony Bankcorp, Inc. common stock on July 1, 2026, classified as a grant, award, or other acquisition. The shares were granted in 2025 under the Colony Bankcorp, Inc. Incentive Plan.

Following this non-derivative equity award, Downing directly owns 270,731 shares of Colony Bankcorp common stock. The award is an equity grant rather than an open-market purchase and was not reported as made under a Rule 10b5-1 trading plan.

Insider Trade Summary

Grant/Award: 990 shares

Grant/Award 1 txn

Insider Downing Scott Lowell

Role Director

Type	Security	Shares	Price	Value
Grant/Award	COLONY BANKCORP, INC. COMMON STOCK F1	990	--	--

Holdings After Transaction: COLONY BANKCORP, INC. COMMON STOCK — 270,731 shares (Direct)

Footnotes (1)

1. F1. Shares granted 2025 per Colony Bankcorp, Inc. Incentive Plan.

Key Figures

Shares granted: 990 shares Total direct holdings after grant: 270,731 shares Acquisition transactions reported: 1

3 metrics

Shares granted 990 shares Non-derivative equity grant to director Scott Lowell Downing on 2026-07-01

Total direct holdings after grant 270,731 shares Direct ownership of Colony Bankcorp common stock following the reported transaction

Acquisition transactions reported 1 Number of non-derivative grant/award acquisitions in this Form 4

Key Terms

Grant, award, or other acquisition, Incentive Plan, Rule 10b5-1

3 terms

Grant, award, or other acquisition financial

"Transaction code A described as Grant, award, or other acquisition"

Incentive Plan financial

"Shares granted 2025 per Colony Bankcorp, Inc. Incentive Plan."

Rule 10b5-1 regulatory

"The Rule 10b5-1 trading plan checkbox is not selected."

Rule 10b5-1 is a regulation that allows company insiders to buy or sell their shares at predetermined times, even if they have access to non-public information. It acts like setting a schedule in advance for transactions, helping prevent accusations of unfair trading. This rule provides a way for insiders to plan trades transparently, giving investors confidence that these transactions are not based on hidden information.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CBAN director Scott Lowell Downing report?

Director Scott Lowell Downing reported receiving a 990-share grant of Colony Bankcorp common stock. The non-derivative transaction occurred on July 1, 2026 and is classified as a grant, award, or other acquisition under the company’s Incentive Plan.

How many Colony Bankcorp (CBAN) shares were granted in this Form 4?

The Form 4 discloses a grant of 990 shares of Colony Bankcorp, Inc. common stock to director Scott Lowell Downing. The transaction is reported as a non-derivative equity award rather than a market purchase, tied to the company’s Incentive Plan.

What is Scott Lowell Downing’s total Colony Bankcorp (CBAN) ownership after the grant?

After the reported grant, Scott Lowell Downing directly owns 270,731 shares of Colony Bankcorp common stock. This post-transaction holding reflects his direct ownership position following the July 1, 2026 non-derivative equity award disclosed in the Form 4.

Was the CBAN Form 4 transaction made under a Rule 10b5-1 plan?

No. The filing’s Rule 10b5-1 checkbox is not marked, indicating the 990-share grant to Scott Lowell Downing was not reported as executed under a pre-arranged Rule 10b5-1 trading plan.

Which plan governed the 990-share grant reported by Colony Bankcorp (CBAN)?

The 990 shares were granted in 2025 under the Colony Bankcorp, Inc. Incentive Plan. This plan-based equity award was later reported with a transaction date of July 1, 2026, and classified as a grant, award, or other acquisition.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/17/2026 - 04:49 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Downing Scott Lowell

(Last) (First) (Middle)

238 NEWCOMER TRAIL

(Street)

FITZGERALD GEORGIA 31750

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
COLONY BANKCORP INC [ CBAN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COLONY BANKCORP, INC. COMMON STOCK	07/01/2026	07/16/2026	A		990	A	(1)	270,731	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares granted 2025 per Colony Bankcorp, Inc. Incentive Plan.

	/s/ Scott Downing, Attorney-in-Fact	07/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)