COLONY BANKCORP INC SEC Filings

Colony Bankcorp Inc. insider activity: A company director and Executive Vice Chairman filed a Form 4 reporting a gift of 10,000 shares of Colony Bankcorp, Inc. common stock on 12/02/2025, coded as a "G" transaction, which denotes a gift. The reported transaction price is $0, consistent with a non-sale transfer. Following this transaction, the insider now beneficially owns 69,995 shares of Colony Bankcorp common stock in direct ownership.

Colony Bankcorp Inc. reported the initial stock holdings of one of its executives. The filing shows that an executive vice president, listed as an officer of the company, directly owns 42,806 shares of Colony Bankcorp, Inc. common stock. This report is an initial statement of beneficial ownership and helps investors see how much stock a key officer holds personally.

Colony Bankcorp, Inc. insider reports open-market stock purchase. Chief Banking Officer Ed Canup bought 500 shares of COLONY BANKCORP, INC COMMON STOCK on 11/28/2025 at a price of $16.95 per share. After this transaction, he beneficially owns 18,766.63 shares directly and 9,275 shares indirectly through a 401(k) plan. The filing notes that the direct total includes shares acquired over time through reinvested dividends and salary deferrals, while the 401(k) holdings include company match contributions, reinvested dividends, and salary deferrals.

Colony Bankcorp, Inc. completed its previously announced merger with TC Bancshares, Inc. and TC Federal Bank effective December 1, 2025. TCBC merged into Colony Bankcorp and TC Federal Bank merged into Colony Bank, with Colony entities as the surviving institutions.

Each TCBC share was converted, at the holder’s election, into either $21.25 in cash or 1.25 shares of Colony Bankcorp common stock, subject to proration so that approximately 20% of TCBC shares received cash and 80% received stock. Restricted TCBC shares fully vested and received the same mix, and TCBC stock options were cancelled for cash based on the cash consideration less the exercise price.

As a result of the merger, Colony Bankcorp will issue approximately 3,839,748 shares of its common stock and pay about $15,428,244 in cash to former TCBC shareholders, while existing Colony shares remain outstanding and unchanged. Colony also filed TCBC historical financial statements and unaudited pro forma combined financial information to show the merged company’s financial profile.

Colony Bankcorp, Inc. (CBAN) executive Ed Canup, the company’s Chief Banking Officer, reported buying additional shares of Colony Bankcorp common stock in open-market transactions. On 11/17/2025, two purchases of 500 shares each were made at prices of $16.35 and $16.10, both held indirectly through a 401(k) account, bringing that indirect holding to 9,275 shares. Canup also reports 18,266.63 shares held directly. The filing is a routine Form 4, disclosing insider ownership changes rather than any change in company operations.

Colony Bankcorp, Inc. reported that its shareholders approved issuing common stock needed to complete its previously announced merger with TC Bancshares, Inc. At a special meeting, 11,173,551 shares, or 63.99% of Colony’s common stock, were represented, and the stock issuance proposal passed with 11,045,200 votes in favor, 102,805 against, and 25,546 abstentions. Shareholders also approved a proposal allowing adjournment of the meeting if additional proxies were needed. The company has now received all required regulatory approvals for the merger, and the transaction is expected to close on December 1, 2025, subject to customary closing conditions.

Colony Bankcorp (CBAN) director reported an open-market purchase. On 11/07/2025, the insider bought 310 shares of Colony Bankcorp, Inc. common stock at $16.185 per share (transaction code P).

Following the trade, direct beneficial ownership was 17,046 shares. An additional 448 shares were held indirectly through an IRA. The filing was made as a single reporting person.

Colony Bankcorp, Inc. (CBAN) entered an Equity Distribution Agreement with Piper Sandler & Co. to sell, from time to time, shares of common stock in an at‑the‑market offering of up to $40,000,000, pursuant to its Form S‑3 shelf (if and when declared effective). Sales may be made as at‑the‑market transactions under Rule 415, and may also include privately negotiated transactions or block trades.

The Company will set sale parameters and pay the Agent a commission of up to 3.0% of gross sales. There is no obligation to sell; either party may suspend or terminate the program. Net proceeds are intended for general corporate purposes, including potential capital contributions to Colony Bank to support lending and investing, repayment of indebtedness, and to fund acquisitions and other strategic initiatives permissible for bank holding companies.

Colony Bankcorp (CBAN) reported steady third‑quarter performance. Q3 2025 net income was $5.8 million and EPS was $0.33, compared with $5.6 million and $0.32 a year ago. Net interest income rose to $22.7 million as loan yields outpaced funding costs, while the provision for credit losses was $0.9 million. Noninterest income was stable, with mortgage fees of $1.9 million and a realized $1.0 million loss from securities sales used to reposition the portfolio. Expenses increased to $24.6 million, reflecting higher technology spend and $0.7 million of acquisition-related costs.

The balance sheet expanded: loans, net reached $2.02 billion (from $1.82 billion at year‑end 2024) and deposits totaled $2.58 billion. Accumulated other comprehensive loss improved to $(37.0) million, and stockholders’ equity increased to $302.3 million. Cash and equivalents were $200.0 million. For the first nine months, net income was $20.4 million with EPS of $1.17, supported by net interest income of $66.0 million. Shares outstanding were 17,434,632 as of November 5, 2025.