Consumers Bancorp CEO receives 1,199 shares

Q: How many shares did CBKM CEO Ralph J. Lober II acquire?

Ralph J. Lober II acquired 1,199 common shares through settlement of restricted stock units on September 28, 2026. His direct common-stock holdings after the transaction were 81,353 shares, including shares acquired through the dividend reinvestment plan.

Q: When was Ralph J. Lober II's CBKM restricted-stock award granted?

The award was granted July 1, 2025. The footnote states that 1,199 restricted stock units are scheduled to vest on June 30, 2027, June 30, 2028 and June 30, 2029, assuming continued employment.

The award footnote lists 1,199 RSUs scheduled to vest on June 30, 2027, June 30, 2028 and June 30, 2029, assuming continued employment.

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Rhea-AI Filing Summary

Consumers Bancorp (CBKM) CEO & President Ralph J. Lober II acquired 1,199 common shares through settlement of performance-based restricted stock units on September 28, 2026. The award footnote states that 1,199 units vested June 30, 2026. His direct common-stock holdings after the transaction were 81,353 shares, including shares acquired through the dividend reinvestment plan.

Insider Trade Summary

1,199 shares exercised/converted

Exercise 2 txns

Insider Lober Ralph J II

Role CEO & President

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units (Performance Based Vesting) ^{F1, F3}	1,199	--	--
Exercise	Common Stock ^{F1, F2}	1,199	--	--

Holdings After Transaction: Restricted Stock Units (Performance Based Vesting) — 0 contracts (Direct); Common Stock — 81,352.739 shares (Direct)

Footnotes (3)

F1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date.
F2. Includes shares acquired through dividend reinvestment plan
F3. This award was granted on 07-01-25. 1199 restricted stock units subject to the award vested on 6-30-2026. 1199 restricted stock units are schedules to vest 6-30-2027, 2028, 2029, assuming continued employment through applicable vesting dates.

Key Figures

Common shares acquired: 1,199 shares Restricted stock units vested: 1,199 units Direct common shares after transaction: 81,353 shares +1 more

4 metrics

Common shares acquired 1,199 shares Through restricted stock unit settlement on September 28, 2026

Restricted stock units vested 1,199 units June 30, 2026, according to the award footnote

Direct common shares after transaction 81,353 shares Includes shares acquired through the dividend reinvestment plan

Restricted stock units scheduled to vest 1,199 units June 30, 2027, June 30, 2028 and June 30, 2029, assuming continued employment

Key Terms

Restricted Stock Units (Performance Based Vesting), scheduled vesting date, dividend reinvestment plan

3 terms

Restricted Stock Units (Performance Based Vesting) financial

"Restricted Stock Units (Performance Based Vesting)"

scheduled vesting date financial

"on their scheduled vesting date"

dividend reinvestment plan financial

"shares acquired through dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

FAQ

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How many shares did CBKM CEO Ralph J. Lober II acquire?

Ralph J. Lober II acquired 1,199 common shares through settlement of restricted stock units on September 28, 2026. His direct common-stock holdings after the transaction were 81,353 shares, including shares acquired through the dividend reinvestment plan.

When was Ralph J. Lober II's CBKM restricted-stock award granted?

The award was granted July 1, 2025. The footnote states that 1,199 restricted stock units are scheduled to vest on June 30, 2027, June 30, 2028 and June 30, 2029, assuming continued employment.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/28/2026 - 04:53 PM Accepted by SEC EDGAR 09/28/2026 - 04:53 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lober Ralph J II

(Last)

(First)

(Middle)

9084 EMERALD ISLE ST NW

(Street)

CANAL FULTON

OHIO

44614

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	CEO & President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	09/28/2026		M		1,199	A	⁽¹⁾	81,352.739⁽²⁾	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units (Performance Based Vesting)	⁽¹⁾	09/28/2026		M		1,199		⁽³⁾	⁽³⁾	Common Stock	1,199	⁽¹⁾	0	D

Explanation of Responses:

1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date.

2. Includes shares acquired through dividend reinvestment plan

3. This award was granted on 07-01-25. 1199 restricted stock units subject to the award vested on 6-30-2026. 1199 restricted stock units are schedules to vest 6-30-2027, 2028, 2029, assuming continued employment through applicable vesting dates.

	/s/Ralph J. Lober II	09/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR