[Form 4] CONSUMERS BANCORP INC /OH/ Insider Trading Activity

Rhea-AI Filing Summary

John W. Parkinson, a director of Consumers Bancorp Inc. (CBKM), reported a purchase of company common stock on 09/16/2025. The filing shows a purchase of 462 shares at a price of $21.52 per share. After the transaction, Mr. Parkinson is reported to beneficially own 20,739.167 shares directly and 5,890 shares indirectly through his spouse. The filing notes the position includes shares acquired through the issuer's dividend reinvestment plan.

Positive

• Director purchase disclosed: The director increased direct ownership by 462 shares, signaling insider participation.
• Complete disclosure: Form 4 includes transaction date, price ($21.52), post‑transaction holdings, and signature, meeting Section 16 reporting requirements.
• Dividend reinvestment noted: The filing clarifies some shares were acquired via the issuer's dividend reinvestment plan.

Negative

• None.

Insights

Securities Analyst

TL;DR: Insider director purchased a small stake via open‑market transaction, modestly increasing direct ownership.

The reported purchase of 462 shares at $21.52 is a routine insider buy and represents a modest addition to the director's direct stake. The filing discloses combined ownership split between direct holdings (20,739.167 shares) and indirect spousal holdings (5,890 shares). The disclosure that some shares were acquired through a dividend reinvestment plan clarifies part of the share accumulation. This transaction appears non‑material in size relative to large institutional movements but is affirmative insider activity.

Corporate Governance Expert

TL;DR: Disclosure is complete and follows Section 16 requirements; the purchase was signed and dated by the reporting person.

The Form 4 filed and signed on 09/16/2025 properly identifies the reporting person, relationship (Director), transaction type (purchase), quantity (462 shares), and price ($21.52). It also provides post‑transaction beneficial ownership and notes the dividend reinvestment plan. From a governance and compliance perspective, the filing meets standard disclosure expectations for insider transactions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Parkinson John W

(Last) (First) (Middle)

199 ORLANDO MANOR

(Street)

WINTERSVILLE OH 43953

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/16/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/16/2025		P		462	A	$21.52	20,739.167(1)	D
Common Stock								5,890	I	Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through dividend reinvestment plan

	/s/John W. Parkinson	09/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider activity did John W. Parkinson report for CBKM?

He reported a purchase of 462 shares of Consumers Bancorp Inc. common stock on 09/16/2025 at $21.52 per share.

How many CBKM shares does John W. Parkinson beneficially own after the transaction?

The filing reports 20,739.167 shares directly and 5,890 shares indirectly (through his spouse).

Did the Form 4 indicate how some shares were acquired?

Yes. The filing states that the reported holdings include shares acquired through the dividend reinvestment plan.

Was the Form 4 properly signed and dated?

Yes. The form bears the signature of /s/ John W. Parkinson dated 09/16/2025.