Consumers Bancorp (CBKM) Form 4: Director Adds 256.6958 Shares

Rhea-AI Filing Summary

Frank L. Paden, a director of Consumers Bancorp Inc. (CBKM), reported a purchase of common stock on 09/16/2025. The filing shows 256.6958 shares were acquired at a price of $21.6275 per share, resulting in a reported beneficial ownership of 12,026.631 shares (direct) after the transaction. The form notes these holdings include shares acquired through a dividend reinvestment plan. The Form 4 was signed on 09/18/2025.

Positive

• Director executed a disclosed acquisition of 256.6958 shares, providing transparency into insider ownership
• Post-transaction direct ownership is reported as 12,026.631 shares, with an explicit note that this includes dividend reinvestment

Negative

• None.

Insights

Securities Analyst

TL;DR: Director Frank L. Paden purchased 256.6958 shares at $21.6275, bringing direct holdings to 12,026.631 shares.

The Form 4 discloses a straightforward non-derivative acquisition of common stock by a company director. The transaction is recorded under code "P" and the filing explicitly states that the reported total includes shares obtained via a dividend reinvestment plan. For investors and compliance teams, the filing provides clear quantities, price paid, and ownership form without additional qualifiers or contingent terms.

Corporate Governance Expert

TL;DR: A director reported a routine purchase and updated direct beneficial ownership to 12,026.631 shares.

The disclosure is concise and complete for a Form 4: it identifies the reporting person as a director, lists the date of transaction and signature, and includes an explanation that dividend reinvestment contributed to holdings. There are no amendments, derivatives, or complex instruments reported, simplifying review by governance and compliance functions.

Insider Trade Summary

Net Buyer: 256.696 shares ($5,552)

Net Buy 1 txn

Insider PADEN FRANK L

Role Director

Bought 256.696 shs ($6K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	256.696	$21.6275	$6K

Holdings After Transaction: Common Stock — 12,026.631 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

PADEN FRANK L

(Last) (First) (Middle)

8454 HITCHCOCK RD

(Street)

BOARDMAN OH 44512

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/16/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/16/2025		P		256.6958	A	$21.6275	12,026.631(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through dividend reinvestment plan

	/s/Frank L. Paden	09/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Frank L. Paden report on Form 4 for CBKM?

The filing reports a purchase of 256.6958 shares of Consumers Bancorp Inc. common stock on 09/16/2025 at $21.6275 per share.

How many shares does Frank L. Paden beneficially own after the reported transaction?

The Form 4 states 12,026.631 shares are beneficially owned following the reported transaction, held directly.

What does the filing say about how some shares were acquired?

The filing explains that the reported holdings include shares acquired through a dividend reinvestment plan.

When was the Form 4 signed by the reporting person?

The Form 4 is signed by Frank L. Paden on 09/18/2025.

What role does Frank L. Paden have at Consumers Bancorp Inc. according to the filing?

The filing indicates the reporting person is a Director of Consumers Bancorp Inc.