Consumers Bancorp (CBKM) CEO adds to stake with 300-share open-market buy

Rhea-AI Filing Summary

Consumers Bancorp Inc. CEO and President Ralph J. Lober II reported an open-market purchase of 300 shares of the company’s common stock at $27.25 per share. Following this transaction, his direct holdings total 77,554.739 shares, including shares acquired through a dividend reinvestment plan.

Insider Trade Summary

Net Buyer: 300 shares ($8,175)

Net Buy 1 txn

Insider Lober Ralph J II

Role CEO & President

Bought 300 shs ($8K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	300	$27.25	$8K

Holdings After Transaction: Common Stock — 77,554.739 shares (Direct, null)

Footnotes (1)

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Key Figures

Shares purchased: 300 shares Purchase price: $27.25 per share Direct holdings after transaction: 77,554.739 shares

3 metrics

Shares purchased 300 shares Open-market purchase of common stock

Purchase price $27.25 per share Price paid for the 300-share buy

Direct holdings after transaction 77,554.739 shares Total Consumers Bancorp common stock held directly by CEO after trade

Key Terms

open-market purchase, dividend reinvestment plan, direct ownership

3 terms

open-market purchase financial

"transaction_action: "open-market purchase""

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

dividend reinvestment plan financial

"Includes shares acquired through dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

direct ownership financial

"direct_or_indirect: "D" and ownership_type: "direct""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lober Ralph J II

(Last) (First) (Middle)

9084 EMERALD ISLE ST NW

(Street)

CANAL FULTON OHIO 44614

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO & President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/07/2026		P		300	A	$27.25	77,554.739(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through dividend reinvestment plan

	/s/Ralph J. Lober II	05/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Consumers Bancorp (CBKM) report on this Form 4?

Consumers Bancorp reported that CEO and President Ralph J. Lober II made an open-market purchase of 300 shares of common stock. The shares were bought at $27.25 each, increasing his directly held position reported in this filing.

At what price did the Consumers Bancorp (CBKM) CEO buy shares?

Ralph J. Lober II purchased 300 Consumers Bancorp common shares at $27.25 per share. This transaction was classified as an open-market purchase, indicating he bought the stock on the market rather than receiving it as a grant or award.

How many Consumers Bancorp (CBKM) shares does the CEO hold after the trade?

After the reported purchase, Ralph J. Lober II directly holds 77,554.739 shares of Consumers Bancorp common stock. This figure includes shares that were previously acquired through the company’s dividend reinvestment plan, as disclosed in the filing footnote.

Is the Consumers Bancorp (CBKM) CEO’s ownership direct or indirect in this filing?

The Form 4 shows Ralph J. Lober II’s 300-share purchase as a direct ownership transaction. His total of 77,554.739 shares is reported as directly held, with a footnote noting that some of these shares came through a dividend reinvestment plan.

What does the dividend reinvestment plan note mean for Consumers Bancorp (CBKM) shares?

The footnote states that the CEO’s reported holdings include shares acquired through a dividend reinvestment plan. This means some dividends paid on his Consumers Bancorp shares were automatically used to buy additional shares instead of being received in cash.