[Form 4] Capital Bancorp, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Capital Bancorp (CBNK) Form 4: EVP & CFO Dominic C. Canuso bought 600 common shares on 07/31/2025 at $31.11, a cash outlay of roughly $18.7 k. His direct holding rises to 4,834 shares.

The filing lists unexercised equity incentives: 2,000 options at $21.57 (expire 07/15/2029), 1,754 options at $30.51 (expire 03/03/2030), plus 2,773 RSUs that begin vesting between 07/15/2025 and 03/03/2026. Each RSU converts 1-for-1 into common stock; no derivative disposals occurred.

The buy increases Canuso’s stake by about 14% and represents the first reported open-market purchase since his last option grant, potentially signaling executive confidence. However, the dollar value is modest relative to CBNK’s market capitalization and daily volume.

Positive

• CFO insider purchase at market price increases personal stake by 14%, a potential vote of confidence in CBNK shares.

Negative

• Purchase value is immaterial (~$18.7 k) relative to company size, limiting its signaling strength for large investors.

Insights

Financial Analyst

TL;DR: Small insider buy by CFO boosts stake 14%; confidence signal but dollar size immaterial.

Open-market purchases by senior officers often carry informational value. Canuso’s $18.7 k purchase modestly aligns management with shareholders and comes at a price 44% above his lowest outstanding option strike ($21.57), implying the executive views shares as attractive despite recent appreciation. Still, 600 shares are only a fraction of typical institutional blocks, limiting market impact. The option and RSU schedule shows continued long-term incentive alignment through 2030.

Portfolio Manager

TL;DR: Insider buying positive on sentiment, but too small to alter investment thesis.

I track insider trades for behavioral cues. A 14% bump in personal ownership is noteworthy, yet <$20 k barely registers against CBNK’s ~$450 m market cap. Absence of sales and the layered vesting of 2,773 RSUs suggest retention, not urgency. I view the event as sentiment-positive but non-impactful to valuation or liquidity.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Canuso Dominic C

(Last) (First) (Middle)

2275 RESEARCH BLVD, SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
07/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/31/2025		P		600	A	$31.11	4,834	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$21.57							07/15/2025(1)	07/15/2029	Common Stock	2,000		2,000	D
Stock Options	$30.51							03/03/2026(1)	03/03/2030	Common Stock	1,754		1,754	D
Restricted Stock Units	(2)							(3)	(3)	Common Stock	2,300		2,300	D
Restricted Stock Units	(2)							(4)	(4)	Common Stock	473		473	D

Explanation of Responses:

1. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

2. Each Restricted Stock Unit represents the right to receive one share of common stock.

3. The Restricted Stock Unit will vest in three equal annual installments beginning 7/15/2025.

4. The Restricted Stock Unit will vest in four equal annual installments beginning 3/3/2026.

Remarks:

	/s/ Dominic C. Canuso, by Eric Martin as Attorney in Fact	07/31/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many Capital Bancorp (CBNK) shares did the CFO buy?

Dominic C. Canuso purchased 600 common shares on 07/31/2025.

What price did the insider pay for CBNK stock?

The shares were bought at $31.11 each.

What is the CFO's total direct ownership after the trade?

He now holds 4,834 shares directly.

Were any shares sold or only acquired in this Form 4?

The filing shows only acquisitions; no sales were reported.

What derivative securities does the CFO hold?

He owns 3,754 stock options (strikes $21.57 & $30.51) and 2,773 RSUs vesting 2025-2030.

When will the RSUs reported in the filing vest?

2,300 RSUs vest in three equal tranches starting 07/15/2025; 473 RSUs vest in four tranches starting 03/03/2026.