Capital Bancorp director receives equity awards

Capital Bancorp Inc director Deborah Ratner Salzberg reported equity compensation activity and an award vesting update.

Rhea-AI Filing Summary

Capital Bancorp Inc director Deborah Ratner Salzberg reported equity compensation activity and an award vesting update. On March 3, 2026, she exercised 946 Restricted Stock Units into the same number of common shares at $0.00 per share, bringing her direct common stock holdings to 47,107 shares. On March 2, 2026, she received grants of 544 Restricted Stock Units and 2,102 stock options with no exercise price shown. The new RSUs vest on March 2, 2027, and the options vest in four equal annual installments starting one year after grant. She also reports various stock option holdings and 14,632 common shares held indirectly through the Deborah Ratner Salzberg Trust.

Insider Trade Summary

946 shares exercised/converted

Exercise 9 txns

Insider RATNERSALZBERG DEBORAH

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	946	$0.00	$0.00
Exercise	Common Stock	946	$0.00	$0.00
Grant/Award	Restricted Stock Units	544	$0.00	$0.00
Grant/Award	Stock Options	2,102	$0.00	$0.00
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 544 contracts (Direct); Stock Options — 12,154 contracts for 10,052 underlying shares (Direct); Common Stock — 47,107 shares (Direct); Common Stock — 14,632 shares (Indirect, By Deborah Ratner Salzberg Trust)

Footnotes (4)

1. F1. Each Restricted Stock Unit represents the right to receive one share of common stock.
2. F2. The Restricted Stock Units will vest on 3/2/2027.
3. F3. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.
4. F4. The Restricted Stock Units will vest on 3/3/2026.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did Capital Bancorp (CBNK) director Deborah Ratner Salzberg report?

Deborah Ratner Salzberg reported equity compensation activity, including exercising 946 Restricted Stock Units into common stock and receiving new grants of 544 Restricted Stock Units and 2,102 stock options. These transactions were recorded at a reported price of $0.00 per share for the awards.

How many Capital Bancorp (CBNK) shares does Deborah Ratner Salzberg now hold directly and indirectly?

After these transactions, Deborah Ratner Salzberg reports 47,107 Capital Bancorp common shares held directly. She also reports 14,632 additional common shares held indirectly through the Deborah Ratner Salzberg Trust, reflecting both her personal and trust-related ownership positions disclosed in the filing.

What Restricted Stock Unit grants did Deborah Ratner Salzberg receive from Capital Bancorp (CBNK)?

She received 544 new Restricted Stock Units on March 2, 2026, each representing one share of Capital Bancorp common stock. These RSUs will vest on March 2, 2027, providing time-based equity compensation tied to her continued service with the company’s board.

What stock option awards were reported by Capital Bancorp (CBNK) director Deborah Ratner Salzberg?

She was granted 2,102 stock options on March 2, 2026, with vesting in four equal annual installments beginning on the first anniversary of the grant date. The filing also lists several existing option positions with updated post-transaction balances only.

Did Deborah Ratner Salzberg buy or sell Capital Bancorp (CBNK) shares on the open market?

The reported transactions involve the exercise of 946 Restricted Stock Units into common stock and new equity grants, all at a stated price of $0.00 per share. The filing does not show any open-market purchases or sales of Capital Bancorp common stock.

When will the new Capital Bancorp (CBNK) equity awards to Deborah Ratner Salzberg vest?

The 544 new Restricted Stock Units granted on March 2, 2026, will vest on March 2, 2027. The 2,102 stock options granted the same day will vest in four equal annual installments, starting one year after the grant date according to the filing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/03/2026 - 08:19 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RATNERSALZBERG DEBORAH

(Last) (First) (Middle)

2275 RESEARCH BLVD.

SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/03/2026		M		946	A	$0	47,107	D
Common Stock								14,632	I	By Deborah Ratner Salzberg Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/02/2026		A		544		(2)	(2)	Common Stock	544	$0	544	D
Stock Options	$29.41	03/02/2026		A		2,102		03/02/2027(3)	03/02/2031	Common Stock	2,102	$0	2,102	D
Restricted Stock Units	(1)	03/03/2026		M			946	(4)	(4)	Common Stock	946	$0	0	D
Stock Options	$26.41							12/31/2022(3)	12/31/2026	Common Stock	1,800		1,800	D
Stock Options	$23.54							01/01/2024(3)	01/01/2028	Common Stock	2,352		2,352	D
Stock Options	$24.2							01/01/2025(3)	01/01/2029	Common Stock	2,400		2,400	D
Stock Options	$30.51							03/03/2026(3)	03/03/2030	Common Stock	3,500		3,500	D

Explanation of Responses:

1. Each Restricted Stock Unit represents the right to receive one share of common stock.

2. The Restricted Stock Units will vest on 3/2/2027.

3. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

4. The Restricted Stock Units will vest on 3/3/2026.

Remarks:

	/s/ Deborah Ratner Salzberg, by Connie Egan as Attorney in Fact	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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