STOCK TITAN

Capital Bancorp (CBNK) director receives new RSU and stock option grants

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Capital Bancorp Inc director Deborah Ratner Salzberg reported equity compensation activity and an award vesting update. On March 3, 2026, she exercised 946 Restricted Stock Units into the same number of common shares at $0.00 per share, bringing her direct common stock holdings to 47,107 shares. On March 2, 2026, she received grants of 544 Restricted Stock Units and 2,102 stock options with no exercise price shown. The new RSUs vest on March 2, 2027, and the options vest in four equal annual installments starting one year after grant. She also reports various stock option holdings and 14,632 common shares held indirectly through the Deborah Ratner Salzberg Trust.

Positive

  • None.

Negative

  • None.
Insider RATNERSALZBERG DEBORAH
Role Director
Type Security Shares Price Value
Exercise Restricted Stock Units 946 $0.00 --
Exercise Common Stock 946 $0.00 --
Grant/Award Restricted Stock Units 544 $0.00 --
Grant/Award Stock Options 2,102 $0.00 --
holding Stock Options -- -- --
holding Stock Options -- -- --
holding Stock Options -- -- --
holding Stock Options -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Restricted Stock Units — 0 shares (Direct); Common Stock — 47,107 shares (Direct); Stock Options — 2,102 shares (Direct); Common Stock — 14,632 shares (Indirect, By Deborah Ratner Salzberg Trust)
Footnotes (1)
  1. Each Restricted Stock Unit represents the right to receive one share of common stock. The Restricted Stock Units will vest on 3/2/2027. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant. The Restricted Stock Units will vest on 3/3/2026.
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
RATNERSALZBERG DEBORAH

(Last) (First) (Middle)
2275 RESEARCH BLVD.
SUITE 600

(Street)
ROCKVILLE MD 20850

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 03/03/2026 M 946 A $0 47,107 D
Common Stock 14,632 I By Deborah Ratner Salzberg Trust
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Units (1) 03/02/2026 A 544 (2) (2) Common Stock 544 $0 544 D
Stock Options $29.41 03/02/2026 A 2,102 03/02/2027(3) 03/02/2031 Common Stock 2,102 $0 2,102 D
Restricted Stock Units (1) 03/03/2026 M 946 (4) (4) Common Stock 946 $0 0 D
Stock Options $26.41 12/31/2022(3) 12/31/2026 Common Stock 1,800 1,800 D
Stock Options $23.54 01/01/2024(3) 01/01/2028 Common Stock 2,352 2,352 D
Stock Options $24.2 01/01/2025(3) 01/01/2029 Common Stock 2,400 2,400 D
Stock Options $30.51 03/03/2026(3) 03/03/2030 Common Stock 3,500 3,500 D
Explanation of Responses:
1. Each Restricted Stock Unit represents the right to receive one share of common stock.
2. The Restricted Stock Units will vest on 3/2/2027.
3. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.
4. The Restricted Stock Units will vest on 3/3/2026.
Remarks:
/s/ Deborah Ratner Salzberg, by Connie Egan as Attorney in Fact 03/03/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Capital Bancorp (CBNK) director Deborah Ratner Salzberg report?

Deborah Ratner Salzberg reported equity compensation activity, including exercising 946 Restricted Stock Units into common stock and receiving new grants of 544 Restricted Stock Units and 2,102 stock options. These transactions were recorded at a reported price of $0.00 per share for the awards.

How many Capital Bancorp (CBNK) shares does Deborah Ratner Salzberg now hold directly and indirectly?

After these transactions, Deborah Ratner Salzberg reports 47,107 Capital Bancorp common shares held directly. She also reports 14,632 additional common shares held indirectly through the Deborah Ratner Salzberg Trust, reflecting both her personal and trust-related ownership positions disclosed in the filing.

What Restricted Stock Unit grants did Deborah Ratner Salzberg receive from Capital Bancorp (CBNK)?

She received 544 new Restricted Stock Units on March 2, 2026, each representing one share of Capital Bancorp common stock. These RSUs will vest on March 2, 2027, providing time-based equity compensation tied to her continued service with the company’s board.

What stock option awards were reported by Capital Bancorp (CBNK) director Deborah Ratner Salzberg?

She was granted 2,102 stock options on March 2, 2026, with vesting in four equal annual installments beginning on the first anniversary of the grant date. The filing also lists several existing option positions with updated post-transaction balances only.

Did Deborah Ratner Salzberg buy or sell Capital Bancorp (CBNK) shares on the open market?

The reported transactions involve the exercise of 946 Restricted Stock Units into common stock and new equity grants, all at a stated price of $0.00 per share. The filing does not show any open-market purchases or sales of Capital Bancorp common stock.

When will the new Capital Bancorp (CBNK) equity awards to Deborah Ratner Salzberg vest?

The 544 new Restricted Stock Units granted on March 2, 2026, will vest on March 2, 2027. The 2,102 stock options granted the same day will vest in four equal annual installments, starting one year after the grant date according to the filing.