Welcome to our dedicated page for Commerce Bancs SEC filings (Ticker: CBSH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Commerce Bancshares Inc. filings document regulatory disclosures for a bank holding company with banking, payment solutions, wealth management and securities brokerage operations. Form 8-K reports furnish quarterly earnings releases and investor presentations, record material governance events, and describe officer succession, director retirement and annual meeting voting results.
The company's proxy materials cover board elections, shareholder meeting procedures, executive compensation, equity incentive awards and related governance matters. Other event filings address securities holdings and balance-sheet portfolio considerations, while compensation disclosures describe restricted stock units, performance-based awards and named executive officer pay programs tied to the company's public-company governance structure.
Commerce Bancshares (CBSH) reported Q3 2025 results showing steady profitability and stable balance sheet trends. Net income for the quarter was $141.5M with diluted EPS of $1.06. Net interest income was $279.5M, while the provision for credit losses increased to $20.1M. Non‑interest income totaled $161.5M and investment securities gains were $7.9M. Non‑interest expense was $244.0M.
For the nine months, net income reached $425.6M and diluted EPS was $3.18. Loans were $17.79B and deposits were $25.46B as of September 30, 2025. Accumulated other comprehensive loss improved to $533.7M from $758.9M, reflecting higher unrealized securities values. Shareholders’ equity rose to $3.79B. The allowance for credit losses stood at $175.7M with Q3 net loan charge‑offs of $10.3M. Non‑interest‑bearing deposits were $7.49B. The company paid common dividends of $0.275 per share in Q3 and repurchased treasury stock. Shares outstanding were 132,414,687 as of November 6, 2025.
Commerce Bancshares (CBSH) announced two updates. The board approved the repurchase, in combination with the amount remaining from the prior authorization on April 17, 2024, of up to 5,000,000 total shares of common stock, as disclosed in a press release dated November 3, 2025.
The company also appointed Alaina G. Maciá as an independent director effective October 31, 2025, filling the vacancy from Jonathan M. Kemper’s retirement. She will serve on the Compensation and Human Resources Committee and complete the Board term through 2027. She will receive the standard non‑employee director compensation, prorated to her start date, and there are no related‑party arrangements requiring disclosure.
Commerce Bancshares, Inc. furnished a press release announcing third quarter 2025 earnings under Item 2.02 of Form 8-K. The release, dated October 16, 2025, is included as Exhibit 99.1, with an accompanying investor and analyst slide presentation as Exhibit 99.2.
The information is furnished, not filed, under the Exchange Act and is not incorporated by reference into Securities Act filings. The materials are available on the company’s investor relations website.
David W. Kemper, Executive Chairman and director of Commerce Bancshares, reported an insider purchase on Form 4. The filing shows a 9/23/2025 acquisition of 114 shares of Commerce Bancshares common stock at $59.4832 per share. Following the transaction, the filing lists 24,790 shares beneficially owned indirectly by the reporting person and additional holdings across several trusts and compensation plans totaling larger indirect and direct positions.
Kevin G. Barth, an Executive Vice President of Commerce Bancshares, reported an open-market purchase of 106 shares of Common Stock at $59.4832 per share. The filing lists 22,746 shares as beneficially owned following the reported transaction (reported as indirect). The filing also lists holdings of 47,223 shares under an executive compensation plan and 14,774 shares in a 401(k). The report notes 50,099 shares disposed by a spouse.
Robert S. Holmes, Executive Vice President and director of Commerce Bancshares, reported a sale of 470 shares of Commerce Bancshares Inc. (CBSH) common stock on 09/08/2025. The sale was coded as a transaction meeting Rule 10b5-1 plan conditions (Code G) and was reported on Form 4 on 09/09/2025. After the sale, Mr. Holmes beneficially owned 56,804 shares, held directly. The filing includes an executed signature by Paul A. Steiner on behalf of Mr. Holmes.
Commerce Bancshares, Inc. has agreed to acquire FineMark Holdings, Inc. in a stock-for-stock merger where each FineMark share will convert into 0.690 shares of Commerce common stock. Based on Commerce's closing price on June 13, 2025, that exchange ratio represented about $41.87 per FineMark share and approximately $585 million aggregate consideration. Commerce had $32.3 billion in assets as of June 30, 2025; FineMark had $3.9 billion in consolidated assets and $8.2 billion in assets under administration as of the same date. Commerce expects to issue approximately 9.8 million shares, with current FineMark shareholders owning ~7% of the combined company post-close. The FineMark special meeting is set for October 15, 2025 (record date: August 22, 2025). The merger requires shareholder and regulatory approvals and includes a $24.0 million termination fee under certain circumstances.
Commerce Bancshares, Inc. has agreed to acquire FineMark Holdings, Inc. in a stock-for-stock merger where each FineMark share will convert into 0.690 shares of Commerce common stock. Based on Commerce's closing price on June 13, 2025, that exchange ratio represented about $41.87 per FineMark share and approximately $585 million aggregate consideration. Commerce had $32.3 billion in assets as of June 30, 2025; FineMark had $3.9 billion in consolidated assets and $8.2 billion in assets under administration as of the same date. Commerce expects to issue approximately 9.8 million shares, with current FineMark shareholders owning ~7% of the combined company post-close. The FineMark special meeting is set for October 15, 2025 (record date: August 22, 2025). The merger requires shareholder and regulatory approvals and includes a $24.0 million termination fee under certain circumstances.
Commerce Bancshares, Inc. has agreed to acquire FineMark Holdings, Inc. in a stock-for-stock merger where each FineMark share will convert into 0.690 shares of Commerce common stock. Based on Commerce's closing price on June 13, 2025, that exchange ratio represented about $41.87 per FineMark share and approximately $585 million aggregate consideration. Commerce had $32.3 billion in assets as of June 30, 2025; FineMark had $3.9 billion in consolidated assets and $8.2 billion in assets under administration as of the same date. Commerce expects to issue approximately 9.8 million shares, with current FineMark shareholders owning ~7% of the combined company post-close. The FineMark special meeting is set for October 15, 2025 (record date: August 22, 2025). The merger requires shareholder and regulatory approvals and includes a $24.0 million termination fee under certain circumstances.
Benjamin F. Rassieur III, a director of Commerce Bancshares, acquired 605 shares of the issuer's common stock on 08/29/2025 at a reported price of $61.94 per share. After the transaction he beneficially owned 39,505 shares. The purchase was reported on a Form 4 filed as an individual filing and the filing shows a signature executed by Paul A. Steiner on 09/03/2025.
Commerce Bancshares director Jonathan M. Kemper reported an open-market acquisition of 350 shares of Commerce Bancshares Inc. (CBSH) on 08/29/2025 at a price of $61.94 per share. After the purchase, the reporting person beneficially owned 1,080,216 shares in total, including several indirect holdings such as 401(k) and various irrevocable trusts listed on the form.
Todd R. Schnuck, a director of Commerce Bancshares, reported a purchase of 666 shares of Commerce Bancshares Inc. (CBSH) on 08/29/2025 at a price of $61.94 per share, bringing his total beneficial ownership to 30,222 shares. The Form 4 was signed on 09/03/2025 and was filed as an individual report by one reporting person.