Welcome to our dedicated page for Community Financial System SEC filings (Ticker: CBU), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Community Financial System, Inc. (NYSE: CBU) filed a current report stating it has posted an investor presentation to its website. The materials, intended for upcoming meetings with investors and analysts, are available on the company’s Investor Relations Events & Presentations page.
The report is administrative in nature and does not announce transactions or financial results.
Community Financial System, Inc. (CBU)
The transaction adds approximately $553.0 million of deposits and $31.9 million of performing loans. The company stated the deal accelerates its expansion in the Greater Lehigh Valley, complementing its existing commercial and consumer lending presence in the market.
Community Financial System, Inc. (CBU) reported stronger Q3 2025 results. Net income rose to $55.088 million from $43.901 million a year ago, and diluted EPS was $1.04 versus $0.83. Net interest income increased to $128.165 million from $112.745 million, while the provision for credit losses declined to $5.564 million from $7.709 million.
Total assets were $16.958 billion as of September 30, 2025, up from $16.386 billion at December 31, 2024. Loans reached $10.750 billion and the allowance for credit losses was $84.944 million. Total deposits were $14.057 billion, compared with $13.442 billion at year‑end 2024.
Noninterest revenues were $78.887 million (vs. $76.197 million), led by employee benefit services $34.408 million and insurance services $14.137 million. Noninterest expenses totaled $128.319 million (vs. $124.203 million). Shareholders’ equity improved to $1.939 billion, aided by a smaller accumulated other comprehensive loss of $(453.164) million (vs. $(548.085) million). The company declared a common dividend of $0.47 per share in the quarter and repurchased $11.034 million of treasury stock. Shares outstanding were 52,661,580 at September 30, 2025.
Community Financial System, Inc. announced its results of operations for the third quarter ended September 30, 2025. The announcement was made on October 21, 2025 via a press release furnished as Exhibit 99.1 to an Item 2.02 Form 8-K. The company’s common stock trades on the NYSE under the symbol CBU. The materials were furnished, not filed, under the Exchange Act, and are available through the exhibit index.
John A. Vaccaro, a director of Community Financial System, Inc. (CBU), filed an initial Form 3 reporting ownership of 175 shares of the issuer's common stock. The filing records the event date as 10/01/2025 and the form was signed by an attorney-in-fact on 10/06/2025. Ownership is reported as direct and no derivative securities are listed.
Michele Sullivan, a director of Community Financial System, Inc. (CBU), reported a grant of 416.318 units of deferred (phantom) stock under the company's Deferred Compensation Plan on 09/18/2025. Each unit equals one share of common stock and will be settled in Community Financial System, Inc. common stock at future dates chosen by the reporting person. The reported per-unit value for the award was $59.75. After this transaction Sullivan beneficially owned 2,620.6326 shares (direct). The Form 4 was signed by Danielle M. Cima on 09/22/2025 confirming the transaction.
Reporting person: Savneet Singh, Director of Community Financial System, Inc. (CBU). The Form 4 reports a transaction dated 09/18/2025 in which the reporting person acquired 351.4644 units of deferred (phantom) stock under the company's Deferred Compensation Plan at a reported price of $59.75 per share-equivalent. The filing shows 351.4644 units underlying common stock and a total beneficial ownership following the transaction of 1,014.6731 shares, held directly. The form explains each phantom unit equals one common share and will be settled in Community Financial System common stock at future dates selected by the reporting person. The Form 4 is signed/confirmed on 09/22/2025.
Neil E. Fesette, a director of Community Financial System, Inc. (CBU), reported a transaction dated 09/18/2025 on Form 4. He acquired 192.4686 units of phantom stock under the company's Deferred Compensation Plan, at an indicated price of $59.75 per unit; each unit is the economic equivalent of one share of CBU common stock and will be settled in common stock at future dates chosen by the reporting person. After the transaction, Mr. Fesette beneficially owned 7,381.9333 shares directly. The Form 4 was signed on behalf of Mr. Fesette by Danielle M. Cima on 09/22/2025.
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