[8-K] Community Financial System, Inc. Reports Material Event
Community Financial System, Inc. (NYSE: CBU) filed a Form 8-K on 22 July 2025. The filing is limited to Item 2.02, indicating that the company has furnished—not filed—its second-quarter (ended 30 June 2025) earnings results via a press release attached as Exhibit 99.1. No quantitative financial data, guidance, or narrative discussion is contained within the 8-K itself. The company also lists customary Item 9.01 disclosures for the exhibit and embeds the Inline XBRL cover-page data. The document therefore serves only as a procedural notice to investors that the official Q2 results should be reviewed in the separate press release rather than in this filing.
Community Financial System, Inc. (NYSE: CBU) ha presentato un modulo 8-K il 22 luglio 2025. La comunicazione riguarda esclusivamente il Punto 2.02, segnalando che la società ha fornito—e non depositato—i risultati del secondo trimestre (terminato il 30 giugno 2025) tramite un comunicato stampa allegato come Exhibits 99.1. Nel modulo 8-K non sono presenti dati finanziari quantitativi, previsioni o discussioni narrative. La società include inoltre le consuete comunicazioni previste dal Punto 9.01 per l’allegato e incorpora i dati della copertina Inline XBRL. Il documento serve quindi solo come avviso procedurale agli investitori, indicando che i risultati ufficiali del secondo trimestre vanno consultati nel comunicato stampa separato e non in questo deposito.
Community Financial System, Inc. (NYSE: CBU) presentó un Formulario 8-K el 22 de julio de 2025. La presentación está limitada al Punto 2.02, indicando que la empresa ha proporcionado—no presentado—sus resultados del segundo trimestre (finalizado el 30 de junio de 2025) mediante un comunicado de prensa adjunto como Exhibición 99.1. El 8-K en sí no contiene datos financieros cuantitativos, pronósticos ni discusiones narrativas. La empresa también incluye las divulgaciones habituales del Punto 9.01 para el anexo e incorpora los datos de la portada Inline XBRL. Por lo tanto, el documento solo sirve como un aviso formal para los inversores de que los resultados oficiales del segundo trimestre deben revisarse en el comunicado de prensa separado y no en esta presentación.
Community Financial System, Inc. (NYSE: CBU)는 2025년 7월 22일에 Form 8-K를 제출했습니다. 제출 내용은 항목 2.02에 한정되며, 회사가 두 번째 분기(2025년 6월 30일 종료) 실적을 제출한 것이 아니라 제공했음을 나타냅니다. 해당 실적은 Exhibit 99.1로 첨부된 보도자료를 통해 공개되었습니다. 8-K 문서 자체에는 정량적 재무 데이터, 전망 또는 서술적 논의가 포함되어 있지 않습니다. 회사는 또한 첨부자료에 대한 통상적인 항목 9.01 공시를 포함하고, Inline XBRL 표지 데이터도 삽입했습니다. 따라서 이 문서는 투자자들에게 공식 2분기 실적은 이 제출서가 아닌 별도의 보도자료에서 확인해야 한다는 절차적 알림 역할만 합니다.
Community Financial System, Inc. (NYSE : CBU) a déposé un formulaire 8-K le 22 juillet 2025. Le dépôt est limité à l’élément 2.02, indiquant que la société a fourni—et non déposé—ses résultats du deuxième trimestre (clos le 30 juin 2025) via un communiqué de presse joint en tant qu’Exhibit 99.1. Le formulaire 8-K lui-même ne contient aucune donnée financière quantitative, prévision ou discussion narrative. La société mentionne également les divulgations habituelles de l’élément 9.01 pour la pièce jointe et intègre les données de la page de couverture Inline XBRL. Le document sert donc uniquement d’avis procédural aux investisseurs, indiquant que les résultats officiels du T2 doivent être consultés dans le communiqué de presse séparé et non dans ce dépôt.
Community Financial System, Inc. (NYSE: CBU) reichte am 22. Juli 2025 ein Formular 8-K ein. Die Einreichung beschränkt sich auf Punkt 2.02 und weist darauf hin, dass das Unternehmen seine Ergebnisse für das zweite Quartal (ended 30. Juni 2025) bereitgestellt—nicht eingereicht—hat, und zwar über eine Pressemitteilung, die als Exhibit 99.1 angehängt ist. Im 8-K selbst sind keine quantitativen Finanzdaten, Prognosen oder narrative Erläuterungen enthalten. Das Unternehmen führt außerdem die üblichen Offenlegungen gemäß Punkt 9.01 für die Anlage auf und bettet die Inline-XBRL-Titelseitendaten ein. Das Dokument dient somit lediglich als formelle Mitteilung an Investoren, dass die offiziellen Q2-Ergebnisse in der separaten Pressemitteilung und nicht in dieser Einreichung eingesehen werden sollten.
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Insights
TL;DR: Routine 8-K furnishing Q2 press release; no financial details provided—neutral impact.
The 8-K meets Exchange Act requirements by alerting the market to management’s Q2 earnings release, but the absence of any numbers means investors must consult Exhibit 99.1 for substantive analysis. Because the filing neither guides expectations nor discloses unforeseen events, it is classified as ordinary course and should not materially affect valuation on its own.
Community Financial System, Inc. (NYSE: CBU) ha presentato un modulo 8-K il 22 luglio 2025. La comunicazione riguarda esclusivamente il Punto 2.02, segnalando che la società ha fornito—e non depositato—i risultati del secondo trimestre (terminato il 30 giugno 2025) tramite un comunicato stampa allegato come Exhibits 99.1. Nel modulo 8-K non sono presenti dati finanziari quantitativi, previsioni o discussioni narrative. La società include inoltre le consuete comunicazioni previste dal Punto 9.01 per l’allegato e incorpora i dati della copertina Inline XBRL. Il documento serve quindi solo come avviso procedurale agli investitori, indicando che i risultati ufficiali del secondo trimestre vanno consultati nel comunicato stampa separato e non in questo deposito.
Community Financial System, Inc. (NYSE: CBU) presentó un Formulario 8-K el 22 de julio de 2025. La presentación está limitada al Punto 2.02, indicando que la empresa ha proporcionado—no presentado—sus resultados del segundo trimestre (finalizado el 30 de junio de 2025) mediante un comunicado de prensa adjunto como Exhibición 99.1. El 8-K en sí no contiene datos financieros cuantitativos, pronósticos ni discusiones narrativas. La empresa también incluye las divulgaciones habituales del Punto 9.01 para el anexo e incorpora los datos de la portada Inline XBRL. Por lo tanto, el documento solo sirve como un aviso formal para los inversores de que los resultados oficiales del segundo trimestre deben revisarse en el comunicado de prensa separado y no en esta presentación.
Community Financial System, Inc. (NYSE: CBU)는 2025년 7월 22일에 Form 8-K를 제출했습니다. 제출 내용은 항목 2.02에 한정되며, 회사가 두 번째 분기(2025년 6월 30일 종료) 실적을 제출한 것이 아니라 제공했음을 나타냅니다. 해당 실적은 Exhibit 99.1로 첨부된 보도자료를 통해 공개되었습니다. 8-K 문서 자체에는 정량적 재무 데이터, 전망 또는 서술적 논의가 포함되어 있지 않습니다. 회사는 또한 첨부자료에 대한 통상적인 항목 9.01 공시를 포함하고, Inline XBRL 표지 데이터도 삽입했습니다. 따라서 이 문서는 투자자들에게 공식 2분기 실적은 이 제출서가 아닌 별도의 보도자료에서 확인해야 한다는 절차적 알림 역할만 합니다.
Community Financial System, Inc. (NYSE : CBU) a déposé un formulaire 8-K le 22 juillet 2025. Le dépôt est limité à l’élément 2.02, indiquant que la société a fourni—et non déposé—ses résultats du deuxième trimestre (clos le 30 juin 2025) via un communiqué de presse joint en tant qu’Exhibit 99.1. Le formulaire 8-K lui-même ne contient aucune donnée financière quantitative, prévision ou discussion narrative. La société mentionne également les divulgations habituelles de l’élément 9.01 pour la pièce jointe et intègre les données de la page de couverture Inline XBRL. Le document sert donc uniquement d’avis procédural aux investisseurs, indiquant que les résultats officiels du T2 doivent être consultés dans le communiqué de presse séparé et non dans ce dépôt.
Community Financial System, Inc. (NYSE: CBU) reichte am 22. Juli 2025 ein Formular 8-K ein. Die Einreichung beschränkt sich auf Punkt 2.02 und weist darauf hin, dass das Unternehmen seine Ergebnisse für das zweite Quartal (ended 30. Juni 2025) bereitgestellt—nicht eingereicht—hat, und zwar über eine Pressemitteilung, die als Exhibit 99.1 angehängt ist. Im 8-K selbst sind keine quantitativen Finanzdaten, Prognosen oder narrative Erläuterungen enthalten. Das Unternehmen führt außerdem die üblichen Offenlegungen gemäß Punkt 9.01 für die Anlage auf und bettet die Inline-XBRL-Titelseitendaten ein. Das Dokument dient somit lediglich als formelle Mitteilung an Investoren, dass die offiziellen Q2-Ergebnisse in der separaten Pressemitteilung und nicht in dieser Einreichung eingesehen werden sollten.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
| Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
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| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Securities registered pursuant to Section 12(b) of the Act:
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
| Item 2.02 | Results of Operations and Financial Condition. |
On July 22, 2025, Community Financial System, Inc. announced its results of operations for the second quarter ended June 30, 2025. The public announcement was made by means of a news release, the text of which is furnished as Exhibit 99.1.
The information in this Form 8-K, including Exhibit 99.1 attached hereto, is being furnished under Item 2.02 and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
| Item 9.01 | Financial Statements and Exhibits. |
(d) Exhibits
The following exhibit is being furnished pursuant to Item 2.02 above.
| 99.1 | Press Release, dated July 22, 2025, issued by Community Financial System, Inc. |
| 104 | Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL) |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| Community Financial System, Inc. | ||
| By: | /s/ Marya Burgio Wlos | |
| Name: Marya Burgio Wlos | ||
| Title: Executive Vice President and Chief Financial Officer | ||
Dated: July 22, 2025
Exhibit Index
| Exhibit Number | Description |
| 99.1 | Press Release, dated July 22, 2025, issued by Community Financial System, Inc. |
| 104 | Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL) |
FAQ
What did Community Financial System (CBU) file on July 22, 2025?
Does the 8-K include CBU’s Q2 2025 financial numbers?
Which exhibit contains the Community Financial System press release?
Is the furnished information considered "filed" for liability purposes?
What stock exchange lists CBU common shares?
