Community Financial System (CBU) submits 8-K for Q2 earnings release
Rhea-AI Filing Summary
Community Financial System, Inc. (NYSE: CBU) filed a Form 8-K on 22 July 2025. The filing is limited to Item 2.02, indicating that the company has furnished—not filed—its second-quarter (ended 30 June 2025) earnings results via a press release attached as Exhibit 99.1. No quantitative financial data, guidance, or narrative discussion is contained within the 8-K itself. The company also lists customary Item 9.01 disclosures for the exhibit and embeds the Inline XBRL cover-page data. The document therefore serves only as a procedural notice to investors that the official Q2 results should be reviewed in the separate press release rather than in this filing.
Positive
- None.
Negative
- None.
Insights
TL;DR: Routine 8-K furnishing Q2 press release; no financial details provided—neutral impact.
The 8-K meets Exchange Act requirements by alerting the market to management’s Q2 earnings release, but the absence of any numbers means investors must consult Exhibit 99.1 for substantive analysis. Because the filing neither guides expectations nor discloses unforeseen events, it is classified as ordinary course and should not materially affect valuation on its own.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
| Item 2.02 | Results of Operations and Financial Condition. |
On July 22, 2025, Community Financial System, Inc. announced its results of operations for the second quarter ended June 30, 2025. The public announcement was made by means of a news release, the text of which is furnished as Exhibit 99.1.
The information in this Form 8-K, including Exhibit 99.1 attached hereto, is being furnished under Item 2.02 and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
| Item 9.01 | Financial Statements and Exhibits. |
(d) Exhibits
The following exhibit is being furnished pursuant to Item 2.02 above.
| 99.1 | Press Release, dated July 22, 2025, issued by Community Financial System, Inc. |
| 104 | Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL) |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| Community Financial System, Inc. | ||
| By: | /s/ Marya Burgio Wlos | |
| Name: Marya Burgio Wlos | ||
| Title: Executive Vice President and Chief Financial Officer | ||
Dated: July 22, 2025
Exhibit Index
| Exhibit Number | Description |
| 99.1 | Press Release, dated July 22, 2025, issued by Community Financial System, Inc. |
| 104 | Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL) |
FAQ
What did Community Financial System (CBU) file on July 22, 2025?
Does the 8-K include CBU’s Q2 2025 financial numbers?
Which exhibit contains the Community Financial System press release?
Is the furnished information considered "filed" for liability purposes?
What stock exchange lists CBU common shares?
