Every Form 4 that Community Financial System, Inc. (CBU) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A Form 4 covers the transactions officers, directors and large holders report, so if you follow CBU and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CBU filings page.
Community Financial, Inc. director Eric Stickels reported a sale of 2,000 shares of common stock on February 3, 2026. The shares were sold at a weighted average price of $64.746, with individual trades ranging from $64.60 to $64.805 per share.
After this transaction, Stickels beneficially owned 33,342 shares directly. He also reported indirect beneficial ownership of 14,907.6568 shares held through his wife's Community Financial System, Inc. 401(k) account.
Community Financial, Inc. executive vice president and general counsel Michael N. Abdo reported routine equity transactions. On January 30, 2026, he exercised a stock option for 2,287 shares of common stock at $38.02 per share and acquired those shares.
On the same date, 1,763 shares of common stock were withheld at $62.44 per share in a transaction coded “F,” typically used for tax withholding, leaving him with 7,254 directly held shares. He also indirectly holds 2,710.425 shares through Community Financial System, Inc.’s 401(k) plan, based on a current plan statement.
Community Financial System, Inc. director Michele Sullivan reported a Form 4 transaction involving deferred equity awards tied to the company’s common stock. On 12/18/2025, the reporting person acquired 409.8698 units of phantom stock under a Deferred Compensation Plan for Directors at a reference price of $60.69 per unit. Each phantom stock unit is the economic equivalent of one share of Community Financial System, Inc. common stock and will be settled in stock at future dates chosen under the plans.
The filing notes these units were granted under the company’s 2022 Long-Term Incentive Plan and a separate Deferred Compensation Plan for Directors, and that additional small amounts of phantom stock were credited as dividend equivalents on specified dividend payment dates. Following these transactions, the director’s derivative holdings include phantom stock units that mirror shares of common stock for economic value, but are settled later instead of immediately delivering shares.
Community Financial System, Inc. reported an insider equity compensation transaction for a director on December 18, 2025. The filing shows an acquisition of 346.0208 units of phantom stock under deferred compensation at a price of $60.69 per unit, each economically equivalent to one share of Community Financial System common stock. After this transaction, the director beneficially owned 1,368.7247 phantom stock units in total. These units were granted under the company’s 2022 Long-Term Incentive Plan and a Deferred Compensation Plan and will be settled in common stock at future dates selected or predetermined for the reporting person. Some units include dividend equivalents credited on July 10, 2025 and October 10, 2025.
Community Financial System, Inc. director reported updated equity holdings and deferred awards. As of the reported transaction on 12/18/2025, the director beneficially owns 11,202.421 shares of common stock directly. These holdings include shares acquired on April 10, July 10, and October 10, 2025 through the company’s Dividend Reinvestment Plan.
The director also holds deferred equity under company plans. Deferred stock units under the 2022 Long-Term Incentive Plan represent 6,963.1469 phantom stock units, each economically equivalent to one common share and to be settled in stock at predetermined dates. In addition, 189.4876 phantom stock units tied to deferred compensation were acquired on December 18, 2025 at $60.69 per unit, bringing total deferred compensation phantom units to 7,712.7297, also to be settled in common stock at future dates selected by the reporting person.
Community Financial System, Inc. reported that one of its directors completed several equity transactions in the company’s common stock. On 12/16/2025, the director exercised a stock option and acquired 4,246 shares of common stock at $38.02 per share, then reported a separate transaction coded "F" involving the disposition of 2,683 shares at $60.18 per share. After these moves, the director directly owned 71,391.3212 shares of common stock.
The filing also shows derivative holdings in the form of 1,244.9435 phantom stock (deferred stock units) under the Community Financial System, Inc. 2022 Long-Term Incentive Plan. Each phantom unit is the economic equivalent of one share of common stock and will be settled in stock at a predetermined date. This total includes 9.4706 and 10.4729 phantom units acquired on July 10, 2025 and October 10, 2025 as dividend equivalents. The stock option for 4,246 shares at $38.02, originally expiring on 03/16/2026, is shown as fully exercised.
Community Financial System, Inc. director reports equity settlement from deferred compensation. On December 1, 2025, a reporting person serving as a director of Community Financial System, Inc. converted phantom stock units into 1,370 shares of common stock through a transaction coded "M," which reflects the exercise or settlement of a derivative security. After this settlement, the director beneficially owned 8,506.0302 shares of common stock directly.
The filing also notes that the director continues to hold 5,707.3915 units of phantom stock as of this event. Each phantom stock unit represents the economic equivalent of one share of common stock and will be settled in common stock at future dates selected by the director under the company’s Deferred Compensation Plan. The phantom stock balance includes units received as dividend equivalents on January 10, 2025, April 10, 2025, July 10, 2025, and October 10, 2025.
Michele Sullivan, a director of Community Financial System, Inc. (CBU), reported a grant of 416.318 units of deferred (phantom) stock under the company's Deferred Compensation Plan on 09/18/2025. Each unit equals one share of common stock and will be settled in Community Financial System, Inc. common stock at future dates chosen by the reporting person. The reported per-unit value for the award was $59.75. After this transaction Sullivan beneficially owned 2,620.6326 shares (direct). The Form 4 was signed by Danielle M. Cima on 09/22/2025 confirming the transaction.
Reporting person: Savneet Singh, Director of Community Financial System, Inc. (CBU). The Form 4 reports a transaction dated 09/18/2025 in which the reporting person acquired 351.4644 units of deferred (phantom) stock under the company's Deferred Compensation Plan at a reported price of $59.75 per share-equivalent. The filing shows 351.4644 units underlying common stock and a total beneficial ownership following the transaction of 1,014.6731 shares, held directly. The form explains each phantom unit equals one common share and will be settled in Community Financial System common stock at future dates selected by the reporting person. The Form 4 is signed/confirmed on 09/22/2025.
Neil E. Fesette, a director of Community Financial System, Inc. (CBU), reported a transaction dated 09/18/2025 on Form 4. He acquired 192.4686 units of phantom stock under the company's Deferred Compensation Plan, at an indicated price of $59.75 per unit; each unit is the economic equivalent of one share of CBU common stock and will be settled in common stock at future dates chosen by the reporting person. After the transaction, Mr. Fesette beneficially owned 7,381.9333 shares directly. The Form 4 was signed on behalf of Mr. Fesette by Danielle M. Cima on 09/22/2025.