Share conversions lift CF Bankshares (NASDAQ: CFBK) voting stock

Rhea-AI Filing Summary

CF Bankshares Inc. reported updated common share counts following recent conversions and minor share reductions. The company previously had 5,772,207 shares of Voting Common Stock and 675,300 shares of Non-Voting Common Stock outstanding as of August 4, 2025. Since then, 268,300 shares of Non-Voting Common Stock were converted into Voting Common Stock, increasing the voting base. This was partially offset by the company’s purchase of 3,240 shares of Voting Common Stock as treasury shares and the forfeiture of 492 restricted Voting Common shares. As a result, at September 15, 2025, CF Bankshares had 6,036,775 Voting Common shares and 407,000 Non-Voting Common shares outstanding.

8-K Event Classification

Item 8.01 — Other Events

1 item

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 15, 2025

CF BANKSHARES INC.

(Exact name of Registrant as Specified in Its Charter)

Delaware			0-25045	34-1877137
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
C/O CFBANK 4960 EAST DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, Ohio				43081
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: (614) 334-7979

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
(Voting) Common Stock, $.01 par value		CFBK		The Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events.

CF Bankshares Inc. (the “Company”) previously reported in its Quarterly Report on Form 10-Q for the quarterly period ended June 30, 2025, there were 5,772,207 shares of the Company’s Voting Common Stock outstanding and 675,300 shares of the Company’s Non-Voting Common Stock outstanding as of August 4, 2025. As a result of the issuance of 268,300 shares of Voting Common Stock upon the conversion of Non-Voting Common Stock since August 4, 2025, partially offset by the Company’s purchase of 3,240 shares of Voting Common Stock as treasury shares and forfeitures of 492 restricted shares of Voting Common Stock, there were 6,036,775 shares of Voting Common Stock outstanding and 407,000 shares of Non-Voting Common Stock outstanding at September 15, 2025.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CF Bankshares, Inc
Date:	September 16, 2025	By:	/s/ Kevin J. Beerman
			Kevin J. Beerman Executive Vice President and Chief Financial Officer

FAQ

What did CF Bankshares Inc. (CFBK) disclose in this 8-K filing?

The company disclosed updated counts of its Voting and Non-Voting Common Stock as of September 15, 2025, reflecting recent conversions, share repurchases, and restricted share forfeitures.

How many CF Bankshares Voting Common shares were outstanding as of September 15, 2025?

As of September 15, 2025, CF Bankshares had 6,036,775 shares of Voting Common Stock outstanding.

How many CF Bankshares Non-Voting Common shares were outstanding as of September 15, 2025?

As of September 15, 2025, CF Bankshares had 407,000 shares of Non-Voting Common Stock outstanding.

What were CF Bankshares’ share counts as of August 4, 2025?

As of August 4, 2025, CF Bankshares had 5,772,207 shares of Voting Common Stock and 675,300 shares of Non-Voting Common Stock outstanding.

What changes caused CF Bankshares’ share counts to shift between August 4 and September 15, 2025?

Changes included the issuance of 268,300 Voting Common shares upon conversion of Non-Voting Common Stock, partially offset by the purchase of 3,240 Voting shares as treasury stock and forfeitures of 492 restricted Voting shares.

Does this CF Bankshares 8-K involve a new securities offering?

No. The disclosure describes conversions between existing share classes, small share repurchases, and restricted share forfeitures, not a new securities offering.