Director gifts 1,450 CF Bankshares (CFBK) shares, keeps 76,112

Rhea-AI Filing Summary

CF Bankshares Inc. director Robert E. Hoeweler reported a bona fide gift of 1,450 shares of common stock. The shares were transferred at no stated price per share.

After the gift, he directly holds 76,112 common shares, indicating he retains a substantial ongoing ownership stake in the company.

Insider Trade Summary

1,450 shares gifted

Mixed 1 txn

Insider HOEWELER ROBERT E

Role null

Type	Security	Shares	Price	Value
Gift	Common Stock 12520L 109	1,450	$0.00	--

Holdings After Transaction: Common Stock 12520L 109 — 76,112 shares (Direct, null)

Footnotes (1)

Key Figures

Gifted shares: 1,450 shares Post-transaction holdings: 76,112 shares Gift price per share: $0.00 per share +2 more

5 metrics

Gifted shares 1,450 shares Bona fide gift of common stock

Post-transaction holdings 76,112 shares Common stock held directly after gift

Gift price per share $0.00 per share Reported transaction price for gifted shares

Gift transactions count 1 transaction Number of bona fide gift transactions in summary

Total gifted shares in summary 1,450 shares GiftShares in transactionSummary

Key Terms

bona fide gift, Common Stock, Form 4

3 terms

bona fide gift financial

"transaction_code_description": "Bona fide gift""

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

Common Stock financial

"security_title": "Common Stock 12520L 109""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"INSIDER FILING DATA (Form 4): {"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HOEWELER ROBERT E

(Last) (First) (Middle)

4960 E. DUBLIN GRANVILLE RD

SUITE #400

(Street)

COLUMBUS OHIO 43081

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CF BANKSHARES INC. [ CFBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock 12520L 109	05/21/2026		G		1,450	D	$0.00	76,112	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Timothy T. O'Dell for Robert E. Hoeweler	05/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CFBK director Robert E. Hoeweler report?

Robert E. Hoeweler reported a bona fide gift of 1,450 shares of CF Bankshares common stock. The transfer was recorded at a price of $0.00 per share and reflects a non-market, charitable or personal transfer rather than a sale.

How many CF Bankshares (CFBK) shares does Robert E. Hoeweler now hold?

Following the reported gift, Robert E. Hoeweler directly holds 76,112 shares of CF Bankshares common stock. This figure comes from the post-transaction holdings disclosed in the Form 4 insider filing for the gift transaction.

Was the CFBK insider transaction a purchase or sale of shares?

The transaction was neither a purchase nor a sale; it was a bona fide gift. The Form 4 lists transaction code G, described as a gift transfer with zero price per share, indicating no open-market trading activity occurred.

Does the CF Bankshares Form 4 show any derivative securities activity?

The Form 4 shows no derivative securities activity for this transaction. The filing reports only a non-derivative common stock gift, and the derivativeSummary section is empty, indicating no options or similar instruments were exercised or converted.

How many CF Bankshares (CFBK) shares were involved in the reported gift?

The reported gift involved 1,450 shares of CF Bankshares common stock. This share amount is disclosed as the transaction_shares for the non-derivative transaction and is also reflected in the giftShares total within the transaction summary.