Every 10-Q that C&F Financial Corp (CFFI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CFFI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CFFI filings page.
C&F Financial Corporation reported higher profitability for the three and six months ended June 30, 2026. Net income attributable to the company was $8.56 million for the quarter (up from $7.69 million) and $15.31 million for the six months (up from $13.06 million), with basic and diluted EPS of $2.63 and $4.71, respectively.
Total assets were $2.81 billion, including $2.07 billion of net loans and $458.25 million of available-for-sale securities. Deposits totaled $2.37 billion, and equity attributable to C&F Financial Corporation was $277.79 million$7.13 million pre-tax loss on securities sales and a $6.25 million provision for credit losses, partly offset by $8.70 million of investment income from other equity interests and improved other comprehensive income from securities.
C&F Financial Corporation reported stronger results for the three months ended March 31, 2026. Net income attributable to the company rose to $6.747 million, up from $5.368 million a year earlier, with basic and diluted earnings per share increasing from $1.66 to $2.08. Higher interest income on loans and securities and growth in noninterest income more than offset higher funding costs and a larger $3.6 million provision for credit losses.
Total assets reached $2.814 billion, up from $2.768 billion at December 31, 2025, driven largely by net loans of $2.035 billion and an investment securities portfolio at fair value of $470.6 million. Deposits increased to $2.399 billion, and total equity rose to $266.1 million despite a larger accumulated other comprehensive loss linked to securities valuation changes. Operating cash flow turned negative mainly due to loan origination and sale activity, while financing cash flows were positive as deposits grew.
The board authorized a $5.0 million 2026 share repurchase program; the company repurchased 4,279 shares in the quarter, with $4.7 million still available. It also paid cash dividends of $0.48 per share, totaling $1.56 million, and continued to recognize share-based compensation and pension expenses without major changes to goodwill or core intangibles.
C&F Financial Corporation (CFFI) reported Q3 2025 results. Net income was $7.1 million with EPS of $2.18. Net interest income reached $27.2 million after $2.9 million in provision for credit losses. Noninterest income was $8.8 million and noninterest expenses were $24.3 million, producing income before taxes of $8.8 million.
At quarter-end, total assets were $2.71 billion, deposits $2.30 billion, and loans, net, $1.97 billion. Securities available for sale stood at $439.0 million (fair value). Accumulated other comprehensive loss improved to $(14.4) million, and comprehensive income attributable to the company was $14.0 million.
For the nine months, net income was $20.3 million (EPS $6.22). Operating cash flow was $22.3 million, investing cash flow was $(104.6) million, and financing cash flow was $112.8 million. The allowance for credit losses was $39.4 million, and nonaccrual loans totaled $2.49 million. Shares outstanding were 3,238,232 as of November 3, 2025.
C&F Financial Corporation reported sustained growth in the first half of 2025, with total assets of $2.69 billion, up from $2.56 billion at year-end 2024, and loans net of allowance increasing to $1.952 billion. Deposits rose to $2.256 billion. Net interest income for the six months reached $51.5 million versus $47.0 million a year earlier, after a provision for credit losses of $5.1 million. The company generated $13.2 million of net income for the six months, delivering $4.03 basic and diluted earnings per share.
The balance sheet shows available-for-sale securities with an amortized cost of $459.7 million and unrealized losses of $25.8 million, and total equity of $240.9 million. Management completed a financing transaction, issuing $40.0 million of subordinated notes due 2035 and repurchasing $20.0 million of prior subordinated notes. Allowance for credit losses was $39.6 million at June 30, 2025, and nonaccrual loans totaled $1.772 million.