Welcome to our dedicated page for C & F FINANCIAL SEC filings (Ticker: CFFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
C&F Financial Corporation filings document the formal disclosures of a Virginia bank holding company with community banking, mortgage banking and consumer finance operations. Its Form 8-K reports cover operating and financial results, investor presentations, dividend announcements, director appointments, capital-structure matters and other material events.
Proxy and shareholder-meeting filings describe board elections, named executive compensation votes, auditor ratification and related governance matters. The filings also provide regulatory context for C&F Bank, C&F Wealth Management, C&F Mortgage Corporation, C&F Select and C&F Finance Company, including the business lines that support lending, mortgage origination, wealth management and indirect consumer finance.
C & F Financial Corp director D Anthony Peay reported selling 425 shares of common stock on 2026-08-05 at $85.9200 per share in a sale described as an open-market or private transaction. After this sale, he directly holds 1,850.0000 shares of CFFI common stock.
C & F Financial Corp President & CEO Thomas F. Cherry sold 500 shares of Common Stock on August 5, 2026 at 87.1300 per share in a sale reported as an open-market or private transaction. After this transaction, he directly held 38,869 shares. The Rule 10b5-1 trading plan checkbox was not marked.
C & F Financial Corp executive John A. Seaman III, EVP and Chief Credit Officer, reported selling 650 shares of common stock on August 3, 2026 in an open-market or private transaction at a weighted average price of $84.61 per share, with trade prices ranging from $84.56 to $84.62. Following this sale, he directly owns 4,632 shares of C & F Financial common stock. The transaction was not reported as made under a Rule 10b5-1 trading plan.
A reporting person for CFFI has filed to potentially sell up to 650 shares of common stock through C&F Wealth Management on or after August 3, 2026 on Nasdaq.
The shares derive from vested restricted stock awards received as equity compensation from the issuer, including 196 shares vested on February 1, 2024 and 454 shares vested on February 20, 2025.
C&F Financial Corporation reported that on July 23, 2026 it published an investor presentation on its website. The same presentation is attached as Exhibit 99.1 to a current report under Item 7.01, and management may use it in meetings with investors during the third quarter of 2026.
The company states that the information in Item 7.01, including Exhibit 99.1, is being furnished, not filed under the Securities Exchange Act of 1934, is not subject to Section 18 liability, and will only be incorporated into Securities Act or Exchange Act filings if expressly referenced there.
C&F Financial Corporation reported consolidated net income of $8.6 million for the second quarter of 2026, up 11.1% from $7.8 million a year earlier, and $15.4 million for the first six months, up 17.2% from $13.2 million.
Results included an $8.3 million pre-tax gain on the sale of an equity interest in Bearing Insurance Group and a $7.1 million pre-tax loss from a securities Portfolio Restructuring. Adjusted net income was $7.9 million for the quarter and $14.7 million year-to-date, increases of 1.5% and 11.5%, respectively.
Community banking, mortgage banking and consumer finance all remained profitable, with strong loan and deposit growth in community banking and higher mortgage originations. Asset quality metrics stayed solid, liquidity coverage of uninsured deposits was substantial, regulatory capital ratios were well above minimums, and the company paid a $0.48 quarterly dividend and repurchased 4,095 shares.
C & F Financial Corp director Elizabeth R. Kelley reported an estate-related transfer of 217 shares of Common Stock. The transaction was coded as an acquisition or disposition by will or laws of descent and distribution, indicating a non-market, inheritance-type event. Following this transfer, she holds 4,239 Common Stock shares directly.
C&F Financial Corporation announced a planned leadership transition at its C&F Finance subsidiary. S. Dustin Crone will step down as President of C&F Finance on June 30, 2026, remain Chief Executive Officer through December 31, 2026, and then retire. Shawn Moore, currently Executive Vice President and Chief Credit Officer, will become President on June 30, 2026.
A Transition Agreement effective June 30, 2026 sets Mr. Crone’s compensation during the transition, including an annual base salary of $341,000, eligibility for a 2026 cash incentive under the Management Incentive Plan, continued benefits and a company car, but no 2026 equity or deferred compensation awards. If he remains employed through December 31, 2026, unvested company contributions under the Non-Qualified Deferred Compensation Plan for Directors and Executives are intended to vest, and his outstanding restricted stock will vest on December 31, 2028 subject to continued compliance and a release. If he is involuntarily terminated without Cause before December 31, 2026, he will receive a lump-sum severance equal to unpaid base salary through year-end plus $90,000, with no 2026 cash bonus.
The Board also amended the Non-Qualified Deferred Compensation Plan for Directors and Executives to allow more than one discretionary supplemental retirement (SERP) contribution per year and more flexible vesting terms, and approved an additional $100,000 SERP contribution for Thomas F. Cherry, President and Chief Executive Officer of the Corporation and the Bank, to be made in 2026.
C & F Financial Corp President and CEO Thomas F. Cherry reported open-market sales of company common stock. He sold 30 shares at $78.50 per share on June 11, 2026, and 141 shares at $77.50 per share on June 12, 2026. After these transactions, he directly held 39,369 common shares.
C & F Financial Corp president and CEO Thomas F. Cherry reported open-market sales of 1,207 shares of common stock over three days. He sold 200 shares at $75.00, 678 shares at a weighted-average price of $75.56, and 329 shares at $78.50. After these transactions, he directly holds 39,540 shares. One sale on June 9 used a weighted-average price for multiple trades between $75.00 and $76.00 per share.