Welcome to our dedicated page for C&F Financial SEC filings (Ticker: CFFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for C&F Financial Corporation (NASDAQ: CFFI), a Virginia-based bank holding company and parent of C&F Bank. Through these filings, investors can review detailed information about the Corporation’s community banking, mortgage banking and consumer finance operations.
C&F Financial Corporation files current reports on Form 8-K to disclose material events. Recent 8-K filings include announcements of quarterly and annual financial results, dividend declarations and the authorization of a share repurchase program to repurchase up to a specified dollar amount of common stock over a defined period. Some 8-Ks also reference investor presentations and provide Regulation FD disclosures.
In addition to 8-Ks, the Corporation files periodic reports such as Forms 10-K and 10-Q, which contain segment-level financial statements, discussions of net interest margin, loan and deposit balances, asset quality metrics, allowance for credit losses, liquidity management and capital levels. These reports also describe non-GAAP measures, such as return on average tangible common equity, along with reconciliations to GAAP figures.
Investors interested in insider activity can review Forms 3, 4 and 5, while proxy materials on Schedule 14A provide information on governance and executive compensation. On Stock Titan, AI-powered tools summarize lengthy filings, highlight key changes and help explain complex topics such as credit loss provisions, indemnification reserves in the mortgage banking segment and funding and liquidity disclosures.
Filings are updated as they become available from EDGAR, allowing users to track CFFI’s regulatory reporting history, capital actions, segment performance and other material events disclosed through official SEC documents.
C&F Financial Corporation furnished an update for investors by posting a new investor presentation on its website on April 30, 2026. The presentation is attached as Exhibit 99.1 to this report and may be used by management in investor meetings during the second quarter of 2026.
The materials are provided under Regulation FD as an Item 7.01 disclosure and, under the stated Exchange Act instructions, are treated as "furnished" rather than "filed." They are also accessible through the Financial Information – Investor Presentations section of the company’s investor relations website.
C&F Financial Corporation reported consolidated net income of $6.8 million for the first quarter of 2026, up from $5.4 million a year earlier, with earnings per share of $2.08 versus $1.66. Annualized return on average assets was 0.97%, and return on average equity was 10.19%. Community banking contributed net income of $7.1 million, mortgage banking $910,000, while consumer finance posted a small loss of $81,000. Liquidity remained solid, with $428.9 million of liquid assets and $681.4 million of borrowing availability as of March 31, 2026. The quarterly dividend was increased by 4% to $0.48 per share, and the company repurchased 4,279 shares for $309,000 under its 2026 buyback program.
C&F Financial Corporation reported the results of its Annual Meeting of Shareholders held on April 21, 2026. A quorum of 2,687,415 shares was present. Shareholders elected five Class III directors to serve until the 2029 Annual Meeting, with each nominee receiving over 2.0 million votes in favor and broker non-votes of 617,831.
Shareholders also approved, in an advisory, non-binding vote, the compensation of the Corporation’s named executive officers, with 2,044,164 votes for, 14,692 against and 10,891 abstentions, alongside 617,668 broker non-votes. In addition, they ratified the appointment of Yount, Hyde & Barbour, P.C. as independent registered public accountant for the fiscal year ending December 31, 2026, by 2,641,796 votes for, 31,856 against and 13,763 abstentions.
C & F Financial Corp director Paul C. Robinson received an award of 450 shares of Common Stock as restricted stock on April 21, 2026. The shares were granted at no cash cost per share. Following this award, his directly held position increased to 19,692 shares.
The total includes shares as of April 21, 2026 that were not previously reported and were acquired through routine purchases under the company’s dividend reinvestment plan.
C & F Financial Corp director Charles Elis Olsson reported an equity award and updated holdings. On April 21, 2026, he received a grant of 450 shares of common stock as restricted stock at no cost, increasing his direct ownership to 10,250 shares.
He also reported 959 shares of common stock held indirectly in his spouse’s name, which include shares acquired through routine purchases under the company’s dividend reinvestment plan.
Downs David Hendrick reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director David Hendrick Downs received a grant of restricted common stock as compensation. On April 21, 2026, he was awarded 450 shares at $0.00 per share, increasing his direct holdings to 1,300 shares of common stock.
This was an equity award reported on a Form 4, not an open-market purchase or sale, and reflects standard stock-based compensation for a director.
Smith Jeffery O reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director Jeffery O. Smith received a grant of 450 shares of Common Stock as restricted stock. The award carried a stated price of $0.00 per share, indicating it was compensation rather than a market purchase. Following this grant, Smith directly holds 3,120 shares of Common Stock.
Sisson George R III reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director George R. Sisson III reported a restricted stock award of 450 shares of common stock. The grant, recorded at $0.0000 per share, is compensation rather than a market purchase. After the award, he holds 6,510 shares directly and 738 shares indirectly through his spouse.
PEAY D ANTHONY reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director D. Anthony Peay received a grant of 450 shares of Common Stock as restricted stock. The award carried a price of $0.00 per share, indicating it was compensation rather than a market purchase. Following this grant, Peay directly owns 2,275 shares of the company’s Common Stock.
C & F Financial Corp director Julie R. Agnew received a grant of common stock as equity compensation. On April 21, 2026, she acquired 450 shares of C&F Financial Corporation common stock as restricted stock, bringing her direct holdings to 5,047 shares after the award.