Welcome to our dedicated page for C&F Financial SEC filings (Ticker: CFFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for C&F Financial Corporation (NASDAQ: CFFI), a Virginia-based bank holding company and parent of C&F Bank. Through these filings, investors can review detailed information about the Corporation’s community banking, mortgage banking and consumer finance operations.
C&F Financial Corporation files current reports on Form 8-K to disclose material events. Recent 8-K filings include announcements of quarterly and annual financial results, dividend declarations and the authorization of a share repurchase program to repurchase up to a specified dollar amount of common stock over a defined period. Some 8-Ks also reference investor presentations and provide Regulation FD disclosures.
In addition to 8-Ks, the Corporation files periodic reports such as Forms 10-K and 10-Q, which contain segment-level financial statements, discussions of net interest margin, loan and deposit balances, asset quality metrics, allowance for credit losses, liquidity management and capital levels. These reports also describe non-GAAP measures, such as return on average tangible common equity, along with reconciliations to GAAP figures.
Investors interested in insider activity can review Forms 3, 4 and 5, while proxy materials on Schedule 14A provide information on governance and executive compensation. On Stock Titan, AI-powered tools summarize lengthy filings, highlight key changes and help explain complex topics such as credit loss provisions, indemnification reserves in the mortgage banking segment and funding and liquidity disclosures.
Filings are updated as they become available from EDGAR, allowing users to track CFFI’s regulatory reporting history, capital actions, segment performance and other material events disclosed through official SEC documents.
NAPIER JAMES T reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director James T. Napier received a grant of 450 shares of Common Stock as restricted stock. The award carried a price of $0.00 per share, reflecting compensation rather than a market purchase. After this grant, Napier directly holds 6,510 shares of C & F Financial Corp Common Stock.
Kelley Elizabeth R reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director Elizabeth R. Kelley received a restricted stock award of 450 shares of Common Stock on April 21, 2026. The shares were granted at a price of $0.00 per share, reflecting equity-based compensation rather than an open-market purchase. Following this award, she directly owns 5,047 shares of the company’s common stock.
Holmes Audrey Dale reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director Audrey Dale Holmes received a grant of company stock. On April 21, 2026, she was awarded 450 shares of Common Stock as restricted stock at $0.00 per share. After this compensation award, she directly holds 14,235 Common shares.
CAUSEY J P JR reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director J P Causey Jr received a grant of 450 shares of common stock on April 21, 2026, described as restricted stock. This award increased his direct holdings to 28,816 common shares, alongside 1,200 shares held indirectly through the Mary Causey Family Trust.
The Vanguard Group filed an amendment to a Schedule 13G reporting zero beneficial ownership of C&F Financial Corp common stock after an internal realignment.
The amendment states that, following an internal reorganization effective January 12, 2026, certain Vanguard subsidiaries now report holdings separately under SEC Release No. 34-39538, and The Vanguard Group no longer is deemed to beneficially own those securities. The filing is signed by Ashley Grim on March 26, 2026.
C&F Financial Corporation is asking shareholders to vote at its 2026 Annual Meeting on April 21, 2026 on three items: electing five Class III directors, an advisory approval of named executive officer compensation, and ratifying Yount, Hyde & Barbour, P.C. as independent auditor.
For 2025, the company reported net income of $27.0 million and earnings per share of $8.29, with return on average equity of 11.11% and return on average assets of 1.01%. Book value per share was $80.64 at December 31, 2025. Executive pay is heavily performance-based, with 52% of the CEO’s total direct compensation in 2025 coming from incentives tied to profitability and peer-relative returns.
C&F Financial Corporation, a Virginia-based bank holding company, files its annual report outlining a diversified model across community banking, mortgage banking and consumer finance.
Community banking is the core business, with segment assets of $2.7 billion and net income of $27.2 million for the year ended December 31, 2025. Mortgage banking held $51.3 million of assets and generated $2.3 million of net income, while consumer finance, focused on indirect auto lending and a runoff marine/RV portfolio, reported $469.9 million of assets and $1.2 million of net income.
The company employs 575 people, emphasizing long‑tenured staff and internal promotion. The filing highlights extensive regulatory oversight, capital rules and consumer protection requirements, along with key risks from interest rate changes, credit losses in commercial real estate and auto loans, mortgage market volatility, economic downturns, cybersecurity threats and evolving U.S. banking regulation.
C & F Financial Corp insider S Dustin Crone, President & CEO of C&F Finance, reported a tax-related share disposition. On March 1, 2026, he disposed of 536 shares of common stock at $72.82 per share to cover tax liabilities, a non-open-market transaction. After this withholding event, he directly owned 9,278 common shares.
C & F Financial Corp insider Mark A. Fox, President and CEO of C&F Mortgage, reported a tax-related share disposition. On March 1, 2026, 278 shares of common stock were disposed of at $72.82 per share to cover tax obligations. After this non-open-market, tax-withholding transaction, Fox directly holds 11,527 shares of C & F Financial common stock.