Welcome to our dedicated page for C&F Financial SEC filings (Ticker: CFFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
C&F Financial Corporation filings document the formal disclosures of a Virginia bank holding company with community banking, mortgage banking and consumer finance operations. Its Form 8-K reports cover operating and financial results, investor presentations, dividend announcements, director appointments, capital-structure matters and other material events.
Proxy and shareholder-meeting filings describe board elections, named executive compensation votes, auditor ratification and related governance matters. The filings also provide regulatory context for C&F Bank, C&F Wealth Management, C&F Mortgage Corporation, C&F Select and C&F Finance Company, including the business lines that support lending, mortgage origination, wealth management and indirect consumer finance.
PEAY D ANTHONY reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director D. Anthony Peay received a grant of 450 shares of Common Stock as restricted stock. The award carried a price of $0.00 per share, indicating it was compensation rather than a market purchase. Following this grant, Peay directly owns 2,275 shares of the company’s Common Stock.
C & F Financial Corp director Julie R. Agnew received a grant of common stock as equity compensation. On April 21, 2026, she acquired 450 shares of C&F Financial Corporation common stock as restricted stock, bringing her direct holdings to 5,047 shares after the award.
NAPIER JAMES T reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director James T. Napier received a grant of 450 shares of Common Stock as restricted stock. The award carried a price of $0.00 per share, reflecting compensation rather than a market purchase. After this grant, Napier directly holds 6,510 shares of C & F Financial Corp Common Stock.
Kelley Elizabeth R reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director Elizabeth R. Kelley received a restricted stock award of 450 shares of Common Stock on April 21, 2026. The shares were granted at a price of $0.00 per share, reflecting equity-based compensation rather than an open-market purchase. Following this award, she directly owns 5,047 shares of the company’s common stock.
Holmes Audrey Dale reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director Audrey Dale Holmes received a grant of company stock. On April 21, 2026, she was awarded 450 shares of Common Stock as restricted stock at $0.00 per share. After this compensation award, she directly holds 14,235 Common shares.
CAUSEY J P JR reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp director J P Causey Jr received a grant of 450 shares of common stock on April 21, 2026, described as restricted stock. This award increased his direct holdings to 28,816 common shares, alongside 1,200 shares held indirectly through the Mary Causey Family Trust.
The Vanguard Group filed an amendment to a Schedule 13G reporting zero beneficial ownership of C&F Financial Corp common stock after an internal realignment.
The amendment states that, following an internal reorganization effective January 12, 2026, certain Vanguard subsidiaries now report holdings separately under SEC Release No. 34-39538, and The Vanguard Group no longer is deemed to beneficially own those securities. The filing is signed by Ashley Grim on March 26, 2026.
C&F Financial Corporation is asking shareholders to vote at its 2026 Annual Meeting on April 21, 2026 on three items: electing five Class III directors, an advisory approval of named executive officer compensation, and ratifying Yount, Hyde & Barbour, P.C. as independent auditor.
For 2025, the company reported net income of $27.0 million and earnings per share of $8.29, with return on average equity of 11.11% and return on average assets of 1.01%. Book value per share was $80.64 at December 31, 2025. Executive pay is heavily performance-based, with 52% of the CEO’s total direct compensation in 2025 coming from incentives tied to profitability and peer-relative returns.
C&F Financial Corporation, a Virginia-based bank holding company, files its annual report outlining a diversified model across community banking, mortgage banking and consumer finance.
Community banking is the core business, with segment assets of $2.7 billion and net income of $27.2 million for the year ended December 31, 2025. Mortgage banking held $51.3 million of assets and generated $2.3 million of net income, while consumer finance, focused on indirect auto lending and a runoff marine/RV portfolio, reported $469.9 million of assets and $1.2 million of net income.
The company employs 575 people, emphasizing long‑tenured staff and internal promotion. The filing highlights extensive regulatory oversight, capital rules and consumer protection requirements, along with key risks from interest rate changes, credit losses in commercial real estate and auto loans, mortgage market volatility, economic downturns, cybersecurity threats and evolving U.S. banking regulation.