C & F Financial director granted 450 restricted shares

CAUSEY J P JR reported acquisition or exercise transactions in this Form 4 filing.

Accepted by SEC EDGAR 04/22/2026 - 03:27 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

CAUSEY J P JR reported acquisition or exercise transactions in this Form 4 filing.

C & F Financial Corp director J P Causey Jr received a grant of 450 shares of common stock on April 21, 2026, described as restricted stock. This award increased his direct holdings to 28,816 common shares, alongside 1,200 shares held indirectly through the Mary Causey Family Trust.

Insider Trade Summary

Grant/Award: 450 shares

Grant/Award 1 txn

Insider CAUSEY J P JR

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	450	$0.00	$0.00
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 28,816 shares (Direct); Common Stock — 1,200 shares (Indirect, Held by Mary Causey Family Trust)

Holdings Before and After: Common Stock, 28,366 to 28,816 shares (Direct)

Footnotes (1)

1. F1. C&F Financial Corporation awarded restricted stock to reporting person.

Key Figures

Restricted stock grant: 450 shares Direct holdings after grant: 28,816 shares Indirect holdings: 1,200 shares +2 more

5 metrics

Restricted stock grant 450 shares Awarded April 21, 2026 as common stock

Direct holdings after grant 28,816 shares Common stock held directly by J P Causey Jr

Indirect holdings 1,200 shares Common stock held by Mary Causey Family Trust

Transaction price per share $0.0000 per share Reported for the 450-share grant

Transaction date April 21, 2026 Date of restricted stock award

Key Terms

restricted stock, Grant, award, or other acquisition, indirect, Held by Mary Causey Family Trust

4 terms

restricted stock financial

"C&F Financial Corporation awarded restricted stock to reporting person."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

indirect financial

""ownership_type": "indirect""

Held by Mary Causey Family Trust financial

""nature_of_ownership": "Held by Mary Causey Family Trust""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did C & F Financial (CFFI) report for J P Causey Jr?

C & F Financial reported that director J P Causey Jr received a grant of 450 shares of common stock on April 21, 2026. A footnote clarifies this was restricted stock awarded by C&F Financial Corporation.

How many CFFI shares does J P Causey Jr hold after this Form 4 filing?

After the reported grant, J P Causey Jr directly holds 28,816 shares of C & F Financial common stock. He also has 1,200 shares reported as indirectly owned through the Mary Causey Family Trust.

Was the CFFI stock grant to J P Causey Jr an open-market purchase?

No, the Form 4 shows a transaction code “A”, indicating a grant, award, or other acquisition rather than an open-market purchase. The footnote states C&F Financial Corporation awarded restricted stock to the reporting person.

What does the indirect ownership in the CFFI Form 4 represent?

The filing reports 1,200 shares of C & F Financial common stock held with ownership type listed as indirect. The nature of this ownership is described as “Held by Mary Causey Family Trust” in the filing details.

Did the CFFI Form 4 disclose any stock sales by J P Causey Jr?

The transaction summary shows no reported sales, with zero sell transactions and zero sell shares. The only quantified transaction is the acquisition of 450 shares as a restricted stock award granted on April 21, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CAUSEY J P JR

(Last) (First) (Middle)

3600 LA GRANGE PARKWAY

(Street)

TOANO VIRGINIA 23168

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
C & F FINANCIAL CORP [ CFFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/21/2026		A		450	A	$0(1)	28,816	D
Common Stock								1,200	I	Held by Mary Causey Family Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. C&F Financial Corporation awarded restricted stock to reporting person.

	/s/ Matthew B. Guth, Attorney-in-Fact	04/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)