C&F Financial Corporation filings document the formal disclosures of a Virginia bank holding company with community banking, mortgage banking and consumer finance operations. Its Form 8-K reports cover operating and financial results, investor presentations, dividend announcements, director appointments, capital-structure matters and other material events.
Proxy and shareholder-meeting filings describe board elections, named executive compensation votes, auditor ratification and related governance matters. The filings also provide regulatory context for C&F Bank, C&F Wealth Management, C&F Mortgage Corporation, C&F Select and C&F Finance Company, including the business lines that support lending, mortgage origination, wealth management and indirect consumer finance.
C&F Financial Corporation, a Virginia-based bank holding company, files its annual report outlining a diversified model across community banking, mortgage banking and consumer finance.
Community banking is the core business, with segment assets of $2.7 billion and net income of $27.2 million for the year ended December 31, 2025. Mortgage banking held $51.3 million of assets and generated $2.3 million of net income, while consumer finance, focused on indirect auto lending and a runoff marine/RV portfolio, reported $469.9 million of assets and $1.2 million of net income.
The company employs 575 people, emphasizing long‑tenured staff and internal promotion. The filing highlights extensive regulatory oversight, capital rules and consumer protection requirements, along with key risks from interest rate changes, credit losses in commercial real estate and auto loans, mortgage market volatility, economic downturns, cybersecurity threats and evolving U.S. banking regulation.
C & F Financial Corp insider S Dustin Crone, President & CEO of C&F Finance, reported a tax-related share disposition. On March 1, 2026, he disposed of 536 shares of common stock at $72.82 per share to cover tax liabilities, a non-open-market transaction. After this withholding event, he directly owned 9,278 common shares.
C & F Financial Corp insider Mark A. Fox, President and CEO of C&F Mortgage, reported a tax-related share disposition. On March 1, 2026, 278 shares of common stock were disposed of at $72.82 per share to cover tax obligations. After this non-open-market, tax-withholding transaction, Fox directly holds 11,527 shares of C & F Financial common stock.
C & F Financial Corp executive vice president and chief financial officer Jason E. Long reported a tax-related share disposition. On March 1, 2026, he used 865 shares of common stock, valued at $72.82 per share, to cover tax withholding obligations and held 11,443 shares afterward.
C & F Financial Corp President & CEO Thomas F. Cherry reported two small stock transactions. On March 1, he disposed of 1,872 common shares at $72.82 to cover tax obligations, leaving 40,869 shares directly owned. On February 26, he completed an open‑market sale of 11 shares at $78.25, after which he directly held 42,741 shares.
C&F Financial Corporation has declared a regular cash dividend of 48 cents per share, payable on April 1, 2026 to shareholders of record on March 13, 2026. This dividend is 4 percent higher than the prior quarter’s 46 cents per share, reflecting modest dividend growth.
The board of directors states that it continually reviews dividend levels and the payout ratio in light of economic conditions, capital needs, and expected future earnings, indicating an ongoing focus on balancing shareholder returns with the company’s financial strength.
Long Jason E reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp reported that EVP and Chief Financial Officer Jason E. Long received an award of 1,900 shares of common stock as restricted stock, at a stated price of $0.00 per share. This grant increased his directly held common shares to 12,308 in total.
DILLON LARRY G reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp granted 675 shares of common stock to Executive Chairman Larry G. Dillon as a restricted stock award. The grant was recorded at a price of $0.00 per share on February 24, 2026. Following this award, Dillon directly holds 35,058 shares of C & F Financial Corp common stock.
C&F Financial Corp reported that EVP and Chief Credit Officer John A. Seaman III acquired 800 shares of common stock as a restricted stock award. The shares were granted at $0.00 per share, increasing his directly held stake to 5,282 common shares following the transaction.