C & F Financial (CFFI) executive reports tax-withholding stock disposition

Rhea-AI Filing Summary

C & F Financial Corp insider S Dustin Crone, President & CEO of C&F Finance, reported a tax-related share disposition. On March 1, 2026, he disposed of 536 shares of common stock at $72.82 per share to cover tax liabilities, a non-open-market transaction. After this withholding event, he directly owned 9,278 common shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Crone S Dustin

Role PRESIDENT & CEO C&F FINANCE

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	536	$72.82	$39K

Holdings After Transaction: Common Stock — 9,278 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Crone S Dustin

(Last) (First) (Middle)

3600 LA GRANGE PARKWAY

(Street)

TOANO VA 23168

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
C & F FINANCIAL CORP [ CFFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRESIDENT & CEO C&F FINANCE

3. Date of Earliest Transaction (Month/Day/Year)
03/01/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/01/2026		F		536	D	$72.82	9,278	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Matthew B. Guth, Attorney-in-Fact	03/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CFFI executive S Dustin Crone report?

S Dustin Crone reported a tax-withholding disposition of 536 shares of C & F Financial Corp common stock. The transaction used shares, valued at $72.82 each, to satisfy tax obligations rather than being an open-market sale.

At what price were the CFFI shares used for tax withholding?

The shares were valued at $72.82 per share for the tax-withholding disposition. This price was applied to 536 common shares of C & F Financial Corp in connection with satisfying the executive’s tax liability on March 1, 2026.

How many CFFI shares did S Dustin Crone dispose of for taxes?

He disposed of 536 C & F Financial Corp common shares through a tax-withholding transaction. This Form 4 reports the use of shares to pay tax obligations, rather than a traditional open-market buy or sell transaction.

How many CFFI shares does S Dustin Crone own after this Form 4 transaction?

After the reported tax-withholding disposition, S Dustin Crone directly owns 9,278 C & F Financial Corp common shares. This post-transaction balance reflects his remaining direct holdings following the 536-share tax-related disposition.

Was the CFFI insider transaction an open-market sale or a tax withholding?

The transaction was a tax-withholding disposition, not an open-market sale. Shares of C & F Financial Corp common stock were delivered to satisfy tax liabilities, consistent with Form 4 code F for payment of tax obligations using securities.