C&F Financial Corp 8-K Filings

C&F Financial Corporation reported that on July 23, 2026 it published an investor presentation on its website. The same presentation is attached as Exhibit 99.1 to a current report under Item 7.01, and management may use it in meetings with investors during the third quarter of 2026.

The company states that the information in Item 7.01, including Exhibit 99.1, is being furnished, not filed under the Securities Exchange Act of 1934, is not subject to Section 18 liability, and will only be incorporated into Securities Act or Exchange Act filings if expressly referenced there.

C&F Financial Corporation reported consolidated net income of $8.6 million for the second quarter of 2026, up 11.1% from $7.8 million a year earlier, and $15.4 million for the first six months, up 17.2% from $13.2 million.

Results included an $8.3 million pre-tax gain on the sale of an equity interest in Bearing Insurance Group and a $7.1 million pre-tax loss from a securities Portfolio Restructuring. Adjusted net income was $7.9 million for the quarter and $14.7 million year-to-date, increases of 1.5% and 11.5%, respectively.

Community banking, mortgage banking and consumer finance all remained profitable, with strong loan and deposit growth in community banking and higher mortgage originations. Asset quality metrics stayed solid, liquidity coverage of uninsured deposits was substantial, regulatory capital ratios were well above minimums, and the company paid a $0.48 quarterly dividend and repurchased 4,095 shares.

C&F Financial Corporation announced a planned leadership transition at its C&F Finance subsidiary. S. Dustin Crone will step down as President of C&F Finance on June 30, 2026, remain Chief Executive Officer through December 31, 2026, and then retire. Shawn Moore, currently Executive Vice President and Chief Credit Officer, will become President on June 30, 2026.

A Transition Agreement effective June 30, 2026 sets Mr. Crone’s compensation during the transition, including an annual base salary of $341,000, eligibility for a 2026 cash incentive under the Management Incentive Plan, continued benefits and a company car, but no 2026 equity or deferred compensation awards. If he remains employed through December 31, 2026, unvested company contributions under the Non-Qualified Deferred Compensation Plan for Directors and Executives are intended to vest, and his outstanding restricted stock will vest on December 31, 2028 subject to continued compliance and a release. If he is involuntarily terminated without Cause before December 31, 2026, he will receive a lump-sum severance equal to unpaid base salary through year-end plus $90,000, with no 2026 cash bonus.

The Board also amended the Non-Qualified Deferred Compensation Plan for Directors and Executives to allow more than one discretionary supplemental retirement (SERP) contribution per year and more flexible vesting terms, and approved an additional $100,000 SERP contribution for Thomas F. Cherry, President and Chief Executive Officer of the Corporation and the Bank, to be made in 2026.

C&F Financial Corporation announced that its board of directors has declared a regular cash dividend of 48 cents per share. The dividend is payable on July 1, 2026 to shareholders of record as of June 15, 2026.

The board states that it continually reviews the dividend level and payout ratio in light of economic conditions, capital needs, and expected future earnings. C&F’s diversified operations include 32 banking offices and five commercial loan offices in Virginia, plus mortgage and auto finance subsidiaries serving multiple U.S. regions.

C&F Financial Corporation completed the sale of its membership interest in Bearing Insurance Group, LLC, effective May 1, 2026, and expects to recognize an estimated pre-tax gain of approximately $8.3 million in second-quarter 2026 results.

After the sale, the company executed a strategic restructuring of its securities available-for-sale portfolio, selling $72.6 million of lower-yielding securities at a 1.40% weighted average yield and buying about $67.8 million at roughly 4.70%. This is estimated to create a pre-tax loss of about $7.1 million, expected to be recovered over roughly 3.3 years, while improving annualized earnings per share by approximately $0.51, net interest margin by about 9 basis points, and increasing tangible book value per share by an estimated $1.90 after taxes.

C&F Financial Corporation furnished an update for investors by posting a new investor presentation on its website on April 30, 2026. The presentation is attached as Exhibit 99.1 to this report and may be used by management in investor meetings during the second quarter of 2026.

The materials are provided under Regulation FD as an Item 7.01 disclosure and, under the stated Exchange Act instructions, are treated as "furnished" rather than "filed." They are also accessible through the Financial Information – Investor Presentations section of the company’s investor relations website.

C&F Financial Corporation reported consolidated net income of $6.8 million for the first quarter of 2026, up from $5.4 million a year earlier, with earnings per share of $2.08 versus $1.66. Annualized return on average assets was 0.97%, and return on average equity was 10.19%. Community banking contributed net income of $7.1 million, mortgage banking $910,000, while consumer finance posted a small loss of $81,000. Liquidity remained solid, with $428.9 million of liquid assets and $681.4 million of borrowing availability as of March 31, 2026. The quarterly dividend was increased by 4% to $0.48 per share, and the company repurchased 4,279 shares for $309,000 under its 2026 buyback program.

C&F Financial Corporation reported the results of its Annual Meeting of Shareholders held on April 21, 2026. A quorum of 2,687,415 shares was present. Shareholders elected five Class III directors to serve until the 2029 Annual Meeting, with each nominee receiving over 2.0 million votes in favor and broker non-votes of 617,831.

Shareholders also approved, in an advisory, non-binding vote, the compensation of the Corporation’s named executive officers, with 2,044,164 votes for, 14,692 against and 10,891 abstentions, alongside 617,668 broker non-votes. In addition, they ratified the appointment of Yount, Hyde & Barbour, P.C. as independent registered public accountant for the fiscal year ending December 31, 2026, by 2,641,796 votes for, 31,856 against and 13,763 abstentions.

C&F Financial Corporation has declared a regular cash dividend of 48 cents per share, payable on April 1, 2026 to shareholders of record on March 13, 2026. This dividend is 4 percent higher than the prior quarter’s 46 cents per share, reflecting modest dividend growth.

The board of directors states that it continually reviews dividend levels and the payout ratio in light of economic conditions, capital needs, and expected future earnings, indicating an ongoing focus on balancing shareholder returns with the company’s financial strength.

C&F Financial Corporation filed a current report to let investors know it has released its financial results for the year ended December 31, 2025. The company states that it issued a news release on January 27, 2026 covering these full‑year 2025 results.

The news release with the detailed financial information is included as Exhibit 99.1 and incorporated by reference into this report. This filing is made under the results of operations and financial condition disclosure item, with the report signed by the company’s Chief Financial Officer and Secretary, Jason E. Long.

C&F Financial Corporation filed a current report to announce that its Board of Directors appointed Dr. David H. Downs as a director of the Corporation, effective February 24, 2026. He will serve in this role until the annual meeting of shareholders in April 2026, when he will stand for election as a Class III director.

The company states that there are no arrangements or understandings with any other person under which Dr. Downs was selected as a director. He will be compensated for his board service in the same manner as other non-employee directors. The appointment was also announced via a news release, which is included as Exhibit 99.1.

C&F Financial Corporation reported that its board authorized a new share repurchase program of up to $5.0 million of common stock. The program will run from January 1, 2026 through December 31, 2026 and allows the company to buy shares in the open market or through privately negotiated transactions, including under Rule 10b5-1 and Rule 10b-18 trading plans. Any shares repurchased will be restored to authorized and unissued status. Management will decide if and when to repurchase shares based on market price, economic conditions, legal requirements and other factors, and there is no assurance any shares will actually be bought. The company’s current repurchase program will expire on December 31, 2025.

C&F Financial Corporation reported that its board of directors has declared a cash dividend. According to the disclosure, the dividend will be payable on January 1, 2026. The company communicated this decision through a news release issued on November 19, 2025, which is referenced in the report as an exhibit. This action signals the company’s ongoing practice of returning cash to shareholders through regular dividend payments, although the specific dividend amount is not detailed in this excerpt.

C&F Financial Corporation filed an 8-K reporting that it issued a news release announcing financial results for the three and nine months ended September 30, 2025. The release is furnished as Exhibit 99.1 and incorporated by reference under Item 2.02.

The company’s common stock trades on NASDAQ under the symbol CFFI. The report is dated October 23, 2025.

C&F Financial Corporation reported that its board of directors has declared a cash dividend payable on October 1, 2025. The company disclosed this action in connection with a news release dated August 20, 2025, which is referenced as an exhibit. This filing is presented as a Regulation FD disclosure, meaning the company is sharing this dividend information broadly with the market at the same time.