C&F Financial posts full-year 2025 results release

C&F Financial Corporation filed a current report to let investors know it has released its financial results for the year ended December 31, 2025.

Rhea-AI Filing Summary

C&F Financial Corporation filed a current report to let investors know it has released its financial results for the year ended December 31, 2025. The company states that it issued a news release on January 27, 2026 covering these full‑year 2025 results.

The news release with the detailed financial information is included as Exhibit 99.1 and incorporated by reference into this report. This filing is made under the results of operations and financial condition disclosure item, with the report signed by the company’s Chief Financial Officer and Secretary, Jason E. Long.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did CFFI disclose in this 8-K filing?

C&F Financial Corporation disclosed that it issued a news release announcing its financial results for the year ended December 31, 2025, and attached that release as Exhibit 99.1.

Which period’s results does CFFI’s news release cover?

The news release announced by C&F Financial Corporation covers financial results for the year ended December 31, 2025.

When did CFFI issue the news release on its 2025 financial results?

C&F Financial Corporation issued the news release on January 27, 2026.

Where can investors find the detailed 2025 financial results for CFFI?

The detailed financial results are contained in C&F Financial Corporation’s news release, which is attached to the report as Exhibit 99.1 and incorporated by reference.

Who signed this CFFI 8-K report?

The report was signed on behalf of C&F Financial Corporation by Jason E. Long, the company’s Chief Financial Officer and Secretary.

What item of the 8-K does CFFI use to present the 2025 results?

C&F Financial Corporation uses Item 2.02, Results of Operations and Financial Condition, to present that it has issued the 2025 full‑year financial results news release.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 01/27/2026 - 01:49 PM Learn about SEC filing dates

0000913341falseC & F FINANCIAL CORPORATION00009133412026-01-272026-01-27

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 8-K

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CURRENT REPORT

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Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

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Date of Report (Date of earliest event reported) January 27, 2026

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C&F FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

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​	​	​	​	​
Virginia	​	000-23423	​	54-1680165
(State or other jurisdiction of incorporation)	​	(Commission File Number)	​	(IRS Employer Identification No.)

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3600 La Grange Parkway, Toano, Virginia	​	23168
(Address of principal executive offices)	​	(Zip Code)

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Registrant’s telephone number, including area code (804) 843-2360

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(Former name or former address, if changed since last report)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $1.00 par value per share	CFFI	The NASDAQ Stock Market LLC

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange of 1934 (§240.12b-2 of this chapter).

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Emer
Emerging growth company	☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐

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Item 2.02    Results of Operations and Financial Condition

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On January 27, 2026, C&F Financial Corporation (the Corporation) issued a news release announcing its financial results for the year ended December 31, 2025. A copy of the Corporation’s news release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference into this Item 2.02.

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Item 9.01Financial Statements and Exhibits

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(d)Exhibits

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99.1 C&F Financial Corporation news release dated January 27, 2026

104 Cover Page Interactive Data File (formatted as inline XBRL and contained

in Exhibit 101)

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2

SIGNATURES

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Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	​	​	​	​	​
​	​	​	​ ​ ​	C&F FINANCIAL CORPORATION
​	​	​	​	(Registrant)
​	​	​	​	​
​	​	​	​	​	​
Date:	January 27, 2026	​	​	By:	/s/ Jason E. Long
​	​	​	​	​	Jason E. Long
​	​	​	​	​	Chief Financial Officer and Secretary

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