C&F Financial sets $0.48 dividend for Oct. 1

C & F Financial Corp (CFFI) reported that its board of directors has declared a regular cash dividend of $0.48 per share.

Rhea-AI Filing Summary

C & F Financial Corp (CFFI) reported that its board of directors has declared a regular cash dividend of $0.48 per share. The dividend is payable on October 1, 2026 to shareholders of record as of September 15, 2026. The board states that it continually reviews the dividend level and payout ratio in light of economic conditions, capital requirements, and expected future earnings.

C&F Bank operates 32 banking offices and five commercial loan offices in Virginia, offers wealth management through C&F Wealth Management, Inc., provides mortgage origination via C&F Mortgage Corporation and C&F Select LLC, and offers automobile loans through C&F Finance Company across parts of the Mid-Atlantic, Midwest, and Southern United States.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

Key Figures

Cash dividend per share: $0.48 per share Dividend record date: September 15, 2026 Dividend payment date: October 1, 2026 +2 more

5 metrics

Cash dividend per share $0.48 per share Regular cash dividend declared, payable October 1, 2026

Dividend record date September 15, 2026 Shareholders of record on this date are entitled to the $0.48 dividend

Dividend payment date October 1, 2026 Scheduled payment date for the $0.48 per share cash dividend

Banking offices 32 offices Number of C&F Bank banking offices in Virginia

Commercial loan offices 5 offices Number of C&F Bank commercial loan offices in Virginia

Key Terms

record date, dividend payout ratio, Regulation FD, indirect lending programs

4 terms

record date financial

"payable October 1, 2026 to shareholders of record on September 15, 2026"

The record date is the specific day when a company determines which shareholders are eligible to receive a dividend or participate in an upcoming vote. It’s like a cutoff date; if you own the stock on that day, you get the benefits or voting rights. This date matters because it decides who qualifies for certain company benefits.

dividend payout ratio financial

"reviews the amount of cash dividends per share and the resulting dividend payout ratio"

The dividend payout ratio is the share of a company’s net profit that is returned to shareholders as cash dividends rather than kept for reinvestment. Investors use it to judge whether dividend payments are likely sustainable and how the company balances rewarding owners with funding growth; a high ratio is like handing most of your paycheck to friends now, while a low ratio is like saving more for future expenses and opportunities.

Regulation FD regulatory

"Item 7.01Regulation FD Disclosure"

Regulation FD is a rule that prevents company insiders, like executives, from sharing important information with some people before others get it. It matters because it helps ensure all investors have equal access to key news, making the stock market fairer and reducing chances of insider trading.

indirect lending programs financial

"provides automobile loans through indirect lending programs offered primarily in the Mid-Atlantic"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What dividend did CFFI declare in August 2026?

C&F Financial Corp declared a regular cash dividend of $0.48 per share. The dividend is payable on October 1, 2026 to shareholders of record on September 15, 2026, reflecting the board’s ongoing dividend policy review.

When is the CFFI dividend record date and payment date for 2026?

The dividend record date is September 15, 2026 and the payment date is October 1, 2026. Shareholders on record at the close of business on the record date will receive the $0.48 per share cash dividend.

How does CFFI’s board approach its dividend policy?

The board continually reviews the cash dividend per share and the dividend payout ratio. It considers changes in economic conditions, current and future capital requirements, and expected future earnings when evaluating dividend levels and sustainability.

What are CFFI’s primary banking and financial operations?

C&F Bank operates 32 banking offices and five commercial loan offices in Virginia. The company also offers wealth management, mortgage loan origination, and automobile lending through various subsidiaries across the Mid-Atlantic, Midwest, and Southern United States.

Where can investors find more information about CFFI (CFFI)?

Additional details on C&F Financial Corp’s products, services, and SEC filings are available on its website. Investors can visit http://www.cffc.com for corporate information, disclosures, and access to regulatory filings.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/19/2026 - 04:26 PM EDT Accepted by SEC EDGAR 08/19/2026 - 04:26 PM EDT Learn about SEC filing dates

0000913341falseC & F FINANCIAL CORPORATION00009133412026-08-192026-08-19

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 8-K

​

CURRENT REPORT

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Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

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Date of Report (Date of earliest event reported) August 19, 2026

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C&F FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

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​	​	​	​	​
Virginia	​	000-23423	​	54-1680165
(State or other jurisdiction of incorporation)	​	(Commission File Number)	​	(IRS Employer Identification No.)

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​	​	​
3600 La Grange Parkway, Toano, Virginia	​	23168
(Address of principal executive offices)	​	(Zip Code)

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Registrant’s telephone number, including area code (804) 843-2360

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(Former name or former address, if changed since last report)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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​	​	​
Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $1.00 par value per share	CFFI	The NASDAQ Stock Market LLC

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange of 1934 (§240.12b-2 of this chapter).

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Emer
Emerging growth company	☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐

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Item 7.01Regulation FD Disclosure

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On August 19, 2026, C&F Financial Corporation issued a news release announcing the board of directors’ declaration of a cash dividend payable October 1, 2026.  A copy of the Company’s news release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference into this Item 7.01.

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Item 9.01Financial Statements and Exhibits

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(d)Exhibits

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99.1 C&F Financial Corporation news release dated August 19, 2026

104 Cover Page Interactive Data File (formatted as inline XBRL and contained

in Exhibit 101)

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​

2

SIGNATURES

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Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	​	​	​	​	​
​	​	​	​ ​ ​	C&F FINANCIAL CORPORATION
​	​	​	​	(Registrant)
​	​	​	​	​
​	​	​	​	​	​
Date:	August 19, 2026	​	​	By:	/s/ Jason E. Long
​	​	​	​	​	Jason E. Long
​	​	​	​	​	Chief Financial Officer

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​

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3

EXHIBIT 99.1

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Wednesday, August 19, 2026

Contact: Jason Long
Chief Financial Officer
(804) 843-2360

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C&F Financial Corporation

Announces Quarterly Dividend

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Toano, VA -- The Board of Directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 48 cents per share, which is payable October 1, 2026 to shareholders of record on September 15, 2026.

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The Board of Directors of the Corporation continually reviews the amount of cash dividends per share and the resulting dividend payout ratio in light of changes in economic conditions, current and future capital requirements, and expected future earnings.

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About C&F

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C&F Bank operates 32 banking offices and five commercial loan offices located throughout Virginia and offers full wealth management services through its subsidiary C&F Wealth Management, Inc. C&F Mortgage Corporation and its subsidiary C&F Select LLC provide mortgage loan origination services through offices located in Virginia and the surrounding states. C&F Finance Company provides automobile loans through indirect lending programs offered primarily in the Mid-Atlantic, Midwest and Southern United States from its headquarters in Henrico, Virginia.

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Additional information regarding the Corporation’s products and services, as well as access to its filings with the Securities and Exchange Commission, are available on the Corporation’s website at http://www.cffc.com.

1

Filing Exhibits & Attachments

4 documents

Press Releases

• EX-99.1 EX-99.1 6.1 KB

Other Documents

• EX-101 EX-101.SCH 2.9 KB
• EX-101 EX-101.LAB 15.0 KB
• EX-101 EX-101.PRE 10.1 KB