C&F Financial chair sells 1,000 shares, $95K

CFFI’s executive chairman sold 1,000 common shares and now directly holds 33,058 shares.

Rhea-AI Filing Summary

C & F FINANCIAL CORP (CFFI) reported that Executive Chairman and director Larry G. Dillon sold 1,000 shares of common stock on September 4, 2026 in a sale transaction. The shares were sold at a weighted average price of $95.07 per share, with individual sale prices ranging from $94.95 to $95.25 per share. After this transaction, he holds 33,058 shares of CFFI common stock directly. No Rule 10b5-1 trading plan is reported for this transaction.

Insider Trade Summary

Net Seller: 1,000 shares

Net Sell 1 txn

Insider DILLON LARRY G

Role EXECUTIVE CHAIRMAN

Sold 1,000 shs ($95K)

Type	Security	Shares	Price	Value
Sale	Common Stock F1	1,000	$95.07	$95K

Holdings After Transaction: Common Stock — 33,058 shares (Direct)

Footnotes (1)

1. F1. Represents weighted average price for all shares sold. Shares were sold for prices ranging from $94.95 per share to $95.25 per share.

Key Figures

Shares sold: 1,000 shares Weighted average sale price: $95.07 per share Implied transaction value: $95,070 +2 more

5 metrics

Shares sold 1,000 shares Non-derivative common stock sale on September 4, 2026

Weighted average sale price $95.07 per share Common stock sold in multiple trades ranging from $94.95 to $95.25

Implied transaction value $95,070 1,000 shares sold at a weighted average of $95.07 per share

Shares held after transaction 33,058 shares Direct holdings of Larry G. Dillon after the September 4, 2026 sale

Number of sale transactions reported 1 transaction Single non-derivative common stock sale reported on this Form 4

Key Terms

weighted average price, disposition, non-derivative

3 terms

weighted average price financial

"Represents weighted average price for all shares sold."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

disposition financial

"Reported as a disposition of shares of common stock."

non-derivative financial

"Sale of non-derivative common stock by the reporting person."

FAQ

What insider transaction did CFFI report for Larry G. Dillon?

C & F FINANCIAL CORP reported that Executive Chairman Larry G. Dillon sold 1,000 shares of common stock on September 4, 2026. This was a sale of non-derivative common stock and was reported as a disposition of shares.

At what price did the CFFI insider sell shares on September 4, 2026?

Larry G. Dillon’s sale used a weighted average price of $95.07 per share. A footnote states that the shares were sold in multiple trades at prices ranging from $94.95 to $95.25 per share.

How many CFFI shares does Larry G. Dillon hold after this Form 4 transaction?

Following the reported sale, Larry G. Dillon directly holds 33,058 shares of C & F FINANCIAL CORP common stock. The filing characterizes these holdings as direct ownership.

Was the September 4, 2026 CFFI insider sale under a Rule 10b5-1 plan?

No. The filing indicates that the Rule 10b5-1 checkbox is not marked, and there is no footnote stating that the September 4, 2026 sale was made pursuant to a Rule 10b5-1 trading plan.

What is the total dollar value of CFFI shares sold by Larry G. Dillon in this Form 4?

Multiplying the 1,000 shares sold by the reported weighted average price of $95.07 per share implies a transaction value of approximately $95,070, based on the figures in the filing.

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Available on EDGAR 09/08/2026 - 10:39 AM Accepted by SEC EDGAR 09/08/2026 - 10:38 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DILLON LARRY G

(Last) (First) (Middle)

3600 LA GRANGE PARKWAY

(Street)

TOANO VIRGINIA 23168

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
C & F FINANCIAL CORP [ CFFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EXECUTIVE CHAIRMAN

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/04/2026		S		1,000	D	$95.07(1)	33,058	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents weighted average price for all shares sold. Shares were sold for prices ranging from $94.95 per share to $95.25 per share.

	/s/ Wendy D. Miles, Attorney-in-Fact	09/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)