CFFI board announces cash dividend payable January 1, 2026

Rhea-AI Filing Summary

C&F Financial Corporation reported that its board of directors has declared a cash dividend. According to the disclosure, the dividend will be payable on January 1, 2026. The company communicated this decision through a news release issued on November 19, 2025, which is referenced in the report as an exhibit. This action signals the company’s ongoing practice of returning cash to shareholders through regular dividend payments, although the specific dividend amount is not detailed in this excerpt.

Insights

Banking & SEC Filings Analyst

C&F Financial announces a board-approved cash dividend payable on January 1, 2026, signaling continued direct cash returns to shareholders.

The filing reports that the board of C&F Financial Corporation has declared a cash dividend, with payment scheduled for January 1, 2026. A cash dividend is a direct transfer of value from the company to its equity holders, funded from available corporate resources. The detailed terms of this dividend (such as amount and record date) are described in the related news release referenced as Exhibit 99.1, which is furnished under Item 7.01 (Regulation FD Disclosure).

This type of disclosure usually reflects a normal governance process, where the board formally authorizes distributions in line with the company’s capital policies. The impact on the company’s balance sheet depends on the total cash outlay, which is not quantified in this text, but any dividend reduces retained cash and increases shareholder distributions. Because the disclosure is under Regulation FD, it aims to provide equal access to this information for all market participants.

Key items to watch in the attached news release include the dividend rate per share, the record and payment dates, and any language about future dividend intentions. The payment date of January 1, 2026 creates a clear upcoming cash event for both the company and its equity holders. The timing and size of this and any subsequent dividends, as formally approved by the board, will shape the longer-term pattern of cash distributions relative to other capital uses.

0000913341falseC & F FINANCIAL CORPORATION00009133412025-11-192025-11-19

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 8-K

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CURRENT REPORT

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Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

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Date of Report (Date of earliest event reported) November 19, 2025

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C&F FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

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Virginia	​	000-23423	​	54-1680165
(State or other jurisdiction of incorporation)	​	(Commission File Number)	​	(IRS Employer Identification No.)

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3600 La Grange Parkway, Toano, Virginia	​	23168
(Address of principal executive offices)	​	(Zip Code)

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Registrant’s telephone number, including area code (804) 843-2360

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(Former name or former address, if changed since last report)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $1.00 par value per share	CFFI	The NASDAQ Stock Market LLC

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange of 1934 (§240.12b-2 of this chapter).

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Emer
Emerging growth company	☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐

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Item 7.01Regulation FD Disclosure

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On November 19, 2025 C&F Financial Corporation issued a news release announcing the board of directors’ declaration of a cash dividend payable January 1, 2026.  A copy of the Company’s news release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference into this Item 7.01.

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Item 9.01Financial Statements and Exhibits

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(d)Exhibits

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99.1 C&F Financial Corporation news release dated November 19, 2025

104 Cover Page Interactive Data File (formatted as inline XBRL and contained

in Exhibit 101)

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SIGNATURES

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Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	​	​		C&F FINANCIAL CORPORATION
​	​	​	​	(Registrant)
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Date:	November 19, 2025	​	​	By:	/s/ Jason E. Long
​	​	​	​	​	Jason E. Long
​	​	​	​	​	Chief Financial Officer and Secretary

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FAQ

What did C&F Financial Corporation (CFFI) announce in this 8-K?

C&F Financial Corporation announced that its board of directors declared a cash dividend, which will be payable on January 1, 2026, as described in a news release.

When is the C&F Financial Corporation (CFFI) dividend payable?

The cash dividend declared by C&F Financial Corporation is payable on January 1, 2026, according to the company’s disclosure.

How did C&F Financial Corporation disclose the dividend declaration?

The company issued a news release on November 19, 2025 announcing the dividend declaration, and referenced that release as an exhibit in this report.

Does this C&F Financial (CFFI) filing specify the dividend amount?

This excerpt notes that a cash dividend was declared and gives the January 1, 2026 payment date, but it does not state the dividend amount.

Under which item did C&F Financial report the dividend news?

The dividend announcement is presented under Item 7.01, Regulation FD Disclosure, indicating it is being shared as an informational update to the market.

Who signed the C&F Financial Corporation 8-K related to the dividend?

The report was signed on behalf of C&F Financial Corporation by Jason E. Long, the company’s Chief Financial Officer and Secretary.