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Board at C&F Financial (NASDAQ: CFFI) sets 48 cents cash dividend

Filing Impact
(High)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

C&F Financial Corporation announced that its board of directors has declared a regular cash dividend of 48 cents per share. The dividend is payable on July 1, 2026 to shareholders of record as of June 15, 2026.

The board states that it continually reviews the dividend level and payout ratio in light of economic conditions, capital needs, and expected future earnings. C&F’s diversified operations include 32 banking offices and five commercial loan offices in Virginia, plus mortgage and auto finance subsidiaries serving multiple U.S. regions.

Positive

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Item 7.01 Regulation FD Disclosure Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Cash dividend per share 48 cents per share Regular cash dividend declared by the board
Dividend payment date July 1, 2026 Payable date for declared cash dividend
Dividend record date June 15, 2026 Shareholders of record date for dividend eligibility
Banking offices 32 offices C&F Bank locations throughout Virginia
Commercial loan offices Five offices C&F Bank commercial loan offices in Virginia
Regulation FD Disclosure regulatory
"Item 7.01Regulation FD Disclosure"
Regulation FD disclosure requires public companies to share important, market-moving information with everyone at the same time instead of tipping off analysts or large investors first. Think of it as making sure all players on a field hear the same announcement simultaneously; that fairness helps investors trust that stock prices reflect the same information and reduces the risk of sudden, unfair trading advantages or regulatory penalties for selective leaks.
cash dividend financial
"has declared a regular cash dividend of 48 cents per share"
A cash dividend is a payment made by a company to its shareholders directly in money, usually on a regular schedule. It is a way for investors to receive a portion of the company's profits, similar to earning interest or a bonus for holding the company's stock. Cash dividends provide income to shareholders and can indicate the company's financial health and stability.
dividend payout ratio financial
"reviews the amount of cash dividends per share and the resulting dividend payout ratio"
The dividend payout ratio is the share of a company’s net profit that is returned to shareholders as cash dividends rather than kept for reinvestment. Investors use it to judge whether dividend payments are likely sustainable and how the company balances rewarding owners with funding growth; a high ratio is like handing most of your paycheck to friends now, while a low ratio is like saving more for future expenses and opportunities.
shareholders of record financial
"payable July 1, 2026 to shareholders of record on June 15, 2026"
Shareholders of record are the people officially listed as owners of a company's stock on a specific date. This matters because only these shareholders are entitled to receive dividends or vote at company meetings. It's like being on the official guest list for a party—you get to enjoy the perks and have a say.
wealth management services financial
"offers full wealth management services through its subsidiary C&F Wealth Management, Inc."
Wealth management services are personalized financial planning and investment assistance designed to help individuals grow and protect their wealth over time. Similar to having a trusted guide for a complex journey, these services coordinate various financial needs—such as investing, estate planning, and tax strategies—to ensure a person's financial goals are met efficiently and smoothly. They matter to investors because they help make informed decisions and manage wealth more confidently and effectively.
0000913341falseC & F FINANCIAL CORPORATION00009133412026-05-202026-05-20

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) May 20, 2026

C&F FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Virginia

000-23423

54-1680165

(State or other jurisdiction of
incorporation)

(Commission
File Number)

(IRS Employer
Identification No.)

3600 La Grange Parkway, Toano, Virginia

23168

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code (804) 843-2360

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $1.00 par value per share

CFFI

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange of 1934 (§240.12b-2 of this chapter).

Emer

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 7.01Regulation FD Disclosure

On May 20, 2026, C&F Financial Corporation issued a news release announcing the board of directors’ declaration of a cash dividend payable July 1, 2026.  A copy of the Company’s news release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference into this Item 7.01.

Item 9.01Financial Statements and Exhibits

(d)Exhibits

99.1C&F Financial Corporation news release dated May 20, 2026

104 Cover Page Interactive Data File (formatted as inline XBRL and contained

in Exhibit 101)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

  ​ ​ ​

C&F FINANCIAL CORPORATION

(Registrant)

Date:

 May 20, 2026

By:

/s/ Jason E. Long

Jason E. Long

Chief Financial Officer and Secretary

3

EXHIBIT 99.1

Wednesday, May 20, 2026

Contact:

Jason Long
Chief Financial Officer and Secretary
(804) 843-2360

C&F Financial Corporation

Announces Quarterly Dividend

Toano, VA -- The Board of Directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 48 cents per share, which is payable July 1, 2026 to shareholders of record on June 15, 2026.

The Board of Directors of the Corporation continually reviews the amount of cash dividends per share and the resulting dividend payout ratio in light of changes in economic conditions, current and future capital requirements, and expected future earnings.

About C&F

C&F Bank operates 32 banking offices and five commercial loan offices located throughout Virginia and offers full wealth management services through its subsidiary C&F Wealth Management, Inc. C&F Mortgage Corporation and its subsidiary C&F Select LLC provide mortgage loan origination services through offices located in Virginia and the surrounding states. C&F Finance Company provides automobile loans through indirect lending programs offered primarily in the Mid-Atlantic, Midwest and Southern United States from its headquarters in Henrico, Virginia.

Additional information regarding the Corporation’s products and services, as well as access to its filings with the Securities and Exchange Commission, are available on the Corporation’s website at http://www.cffc.com.

1


FAQ

What dividend did C&F Financial Corporation (CFFI) declare?

C&F Financial Corporation declared a regular cash dividend of 48 cents per share. The board describes this as a recurring dividend and notes it reviews the amount and payout ratio based on economic conditions, capital requirements, and expectations for future earnings.

When will CFFI’s 48 cents dividend be paid?

The 48 cents per share cash dividend will be paid on July 1, 2026. Shareholders who are on the company’s records by the stated record date will be eligible to receive this dividend payment from C&F Financial Corporation.

What is the record date for C&F Financial Corporation’s dividend?

The record date for C&F Financial Corporation’s 48 cents per share dividend is June 15, 2026. Investors listed as shareholders of record on that date will qualify to receive the cash dividend on the July 1, 2026 payment date.

How often does CFFI describe this cash dividend?

C&F Financial Corporation calls the 48 cents per share payment a regular cash dividend. The board indicates it continually evaluates the dividend amount and payout ratio relative to economic conditions, capital needs, and anticipated future earnings performance.

What businesses does C&F Financial Corporation operate?

C&F Financial Corporation operates C&F Bank with 32 banking offices and five commercial loan offices in Virginia. It also runs mortgage origination through C&F Mortgage Corporation and C&F Select LLC, plus automobile lending via C&F Finance Company across several U.S. regions.

Where can investors find more information about CFFI and its filings?

Investors can find product details and access C&F Financial Corporation’s regulatory filings on its website at http://www.cffc.com. The site provides information on banking, mortgage, wealth management, and auto finance services, along with links to reports filed with the Securities and Exchange Commission.

Filing Exhibits & Attachments

4 documents