CFFI files 8-K on Q3 & nine-month 2025 results; Exhibit 99.1

Rhea-AI Filing Summary

C&F Financial Corporation filed an 8-K reporting that it issued a news release announcing financial results for the three and nine months ended September 30, 2025. The release is furnished as Exhibit 99.1 and incorporated by reference under Item 2.02.

The company’s common stock trades on NASDAQ under the symbol CFFI. The report is dated October 23, 2025.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

0000913341falseC & F FINANCIAL CORPORATION00009133412025-10-232025-10-23

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 8-K

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CURRENT REPORT

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Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

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Date of Report (Date of earliest event reported) October 23, 2025

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C&F FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

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Virginia	​	000-23423	​	54-1680165
(State or other jurisdiction of incorporation)	​	(Commission File Number)	​	(IRS Employer Identification No.)

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3600 La Grange Parkway, Toano, Virginia	​	23168
(Address of principal executive offices)	​	(Zip Code)

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Registrant’s telephone number, including area code (804) 843-2360

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(Former name or former address, if changed since last report)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $1.00 par value per share	CFFI	The NASDAQ Stock Market LLC

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange of 1934 (§240.12b-2 of this chapter).

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Emer
Emerging growth company	☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐

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Item 2.02    Results of Operations and Financial Condition

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On October 23, 2025, C&F Financial Corporation (the Corporation) issued a news release announcing its financial results for the three and nine months ended September 30, 2025. A copy of the Corporation’s news release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference into this Item 2.02.

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Item 9.01Financial Statements and Exhibits

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(d)Exhibits

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99.1 C&F Financial Corporation news release dated October 23, 2025

104 Cover Page Interactive Data File (formatted as inline XBRL and contained

in Exhibit 101)

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2

SIGNATURES

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Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	​	​		C&F FINANCIAL CORPORATION
​	​	​	​	(Registrant)
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Date:	October 23, 2025	​	​	By:	/s/ Jason E. Long
​	​	​	​	​	Jason E. Long
​	​	​	​	​	Chief Financial Officer and Secretary

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FAQ

What did CFFI announce in this 8-K?

C&F Financial Corporation announced it issued a news release with financial results for the three and nine months ended September 30, 2025.

Which exhibit contains the detailed results for CFFI (CFFI)?

The news release is furnished as Exhibit 99.1 and incorporated by reference into Item 2.02.

What period does the announcement cover for CFFI?

It covers the three and nine months ended September 30, 2025.

What is CFFI’s trading symbol and exchange?

The common stock trades on The NASDAQ Stock Market LLC under the symbol CFFI.

What is the date of the report for CFFI’s 8-K?

The report is dated October 23, 2025.

Which 8-K item applies to CFFI’s announcement?

It is reported under Item 2.02 – Results of Operations and Financial Condition.