C&F Financial Corp (CFFI) grants 675 restricted shares to chair

Rhea-AI Filing Summary

DILLON LARRY G reported acquisition or exercise transactions in this Form 4 filing.

C & F Financial Corp granted 675 shares of common stock to Executive Chairman Larry G. Dillon as a restricted stock award. The grant was recorded at a price of $0.00 per share on February 24, 2026. Following this award, Dillon directly holds 35,058 shares of C & F Financial Corp common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider DILLON LARRY G

Role EXECUTIVE CHAIRMAN

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	675	$0.00	--

Holdings After Transaction: Common Stock — 35,058 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DILLON LARRY G

(Last) (First) (Middle)

3600 LA GRANGE PARKWAY

(Street)

TOANO VA 23168

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
C & F FINANCIAL CORP [ CFFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EXECUTIVE CHAIRMAN

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		A		675	A	$0(1)	35,058	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. C&F Financial Corporation awarded restricted stock to reporting person.

	/s/ Matthew B, Guth, Attorney-in-Fact	02/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CFFI report for Larry G. Dillon?

C & F Financial Corp reported a grant of 675 common shares to Executive Chairman Larry G. Dillon. The Form 4 shows this as a restricted stock award, increasing his direct ownership stake in the company’s common stock.

How many CFFI shares were granted to Larry G. Dillon and at what price?

Larry G. Dillon received a grant of 675 CFFI common shares at a recorded price of $0.00 per share. This reflects a restricted stock award, rather than an open-market purchase, as disclosed in the Form 4 filing.

What is Larry G. Dillon’s total CFFI share ownership after this grant?

After the restricted stock award, Larry G. Dillon directly owns 35,058 CFFI common shares. The Form 4 filing lists this figure as his total shares following the transaction, reflecting his updated direct ownership position.

What type of Form 4 transaction was reported for CFFI’s executive chairman?

The transaction is classified as a grant, award, or other acquisition of common stock, coded “A” on Form 4. It represents a restricted stock award to Executive Chairman Larry G. Dillon, not an open-market buy or sell.

Does the CFFI Form 4 indicate this was a restricted stock award?

Yes. A footnote states that C&F Financial Corporation awarded restricted stock to the reporting person. This clarifies the 675-share acquisition as equity compensation for Larry G. Dillon rather than a market transaction.