Welcome to our dedicated page for C&F Financial SEC filings (Ticker: CFFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
C&F Financial Corporation filings document the formal disclosures of a Virginia bank holding company with community banking, mortgage banking and consumer finance operations. Its Form 8-K reports cover operating and financial results, investor presentations, dividend announcements, director appointments, capital-structure matters and other material events.
Proxy and shareholder-meeting filings describe board elections, named executive compensation votes, auditor ratification and related governance matters. The filings also provide regulatory context for C&F Bank, C&F Wealth Management, C&F Mortgage Corporation, C&F Select and C&F Finance Company, including the business lines that support lending, mortgage origination, wealth management and indirect consumer finance.
Fox Mark A reported acquisition or exercise transactions in this Form 4 filing.
C & F Financial Corp reported that executive Mark A. Fox received an award of 800 shares of common stock as restricted stock. The grant was recorded at a price of $0.00 per share under a Form 4 insider filing. Following this award, Fox directly owns 11,805 shares of C & F Financial Corp common stock.
C & F Financial Corp director David Hendrick Downs filed an initial statement of beneficial ownership on a Form 3. He reported direct ownership of 850 shares of Common Stock as of February 24, 2026. This filing establishes his baseline equity position as an insider.
C & F Financial Corp executive reports tax-related share disposition. EVP and Chief Credit Officer John A. Seaman III disposed of 266 shares of common stock on February 18, 2026 in a tax-withholding transaction at $77.00 per share. Following this Form 4 event, he directly owns 4,482 common shares.
C & F Financial Corp executive chairman Larry G. Dillon reported a small share disposition related to taxes. On this Form 4, 282 shares of common stock were surrendered at $77 per share in a tax-withholding disposition, leaving him with 34,383 directly held shares.
C&F Financial Corporation filed a current report to let investors know it has released its financial results for the year ended December 31, 2025. The company states that it issued a news release on January 27, 2026 covering these full‑year 2025 results.
The news release with the detailed financial information is included as Exhibit 99.1 and incorporated by reference into this report. This filing is made under the results of operations and financial condition disclosure item, with the report signed by the company’s Chief Financial Officer and Secretary, Jason E. Long.
C&F Financial Corporation filed a current report to announce that its Board of Directors appointed Dr. David H. Downs as a director of the Corporation, effective February 24, 2026. He will serve in this role until the annual meeting of shareholders in April 2026, when he will stand for election as a Class III director.
The company states that there are no arrangements or understandings with any other person under which Dr. Downs was selected as a director. He will be compensated for his board service in the same manner as other non-employee directors. The appointment was also announced via a news release, which is included as Exhibit 99.1.
C&F Financial Corporation reported that its board authorized a new share repurchase program of up to $5.0 million of common stock. The program will run from January 1, 2026 through December 31, 2026 and allows the company to buy shares in the open market or through privately negotiated transactions, including under Rule 10b5-1 and Rule 10b-18 trading plans. Any shares repurchased will be restored to authorized and unissued status. Management will decide if and when to repurchase shares based on market price, economic conditions, legal requirements and other factors, and there is no assurance any shares will actually be bought. The company’s current repurchase program will expire on December 31, 2025.
C&F Financial Corporation reported that its board of directors has declared a cash dividend. According to the disclosure, the dividend will be payable on January 1, 2026. The company communicated this decision through a news release issued on November 19, 2025, which is referenced in the report as an exhibit. This action signals the company’s ongoing practice of returning cash to shareholders through regular dividend payments, although the specific dividend amount is not detailed in this excerpt.
C&F Financial Corporation (CFFI) reported Q3 2025 results. Net income was $7.1 million with EPS of $2.18. Net interest income reached $27.2 million after $2.9 million in provision for credit losses. Noninterest income was $8.8 million and noninterest expenses were $24.3 million, producing income before taxes of $8.8 million.
At quarter-end, total assets were $2.71 billion, deposits $2.30 billion, and loans, net, $1.97 billion. Securities available for sale stood at $439.0 million (fair value). Accumulated other comprehensive loss improved to $(14.4) million, and comprehensive income attributable to the company was $14.0 million.
For the nine months, net income was $20.3 million (EPS $6.22). Operating cash flow was $22.3 million, investing cash flow was $(104.6) million, and financing cash flow was $112.8 million. The allowance for credit losses was $39.4 million, and nonaccrual loans totaled $2.49 million. Shares outstanding were 3,238,232 as of November 3, 2025.
C&F Financial Corporation filed an 8-K reporting that it issued a news release announcing financial results for the three and nine months ended September 30, 2025. The release is furnished as Exhibit 99.1 and incorporated by reference under Item 2.02.
The company’s common stock trades on NASDAQ under the symbol CFFI. The report is dated October 23, 2025.