C&F Financial (NASDAQ: CFFI) grants CEO 4,350 restricted shares

Rhea-AI Filing Summary

C & F Financial Corp reported that President and CEO Thomas F. Cherry acquired 4,350 shares of common stock through a restricted stock award. The award was granted at a stated price of $0.00 per share and increased his directly owned holdings to 42,752 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider CHERRY THOMAS F

Role PRESIDENT & CEO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	4,350	$0.00	--

Holdings After Transaction: Common Stock — 42,752 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CHERRY THOMAS F

(Last) (First) (Middle)

3600 LA GRANGE PARKWAY

(Street)

TOANO VA 23168

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
C & F FINANCIAL CORP [ CFFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRESIDENT & CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		A		4,350	A	$0(1)	42,752	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. C&F Financial Corporation awarded restricted stock to reporting person.

	/s/ Matthew B. Guth, Attorney-in-Fact	02/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CFFI report for Thomas F. Cherry?

C & F Financial Corp reported a restricted stock award to Thomas F. Cherry. He acquired 4,350 shares of common stock, increasing his directly held position to 42,752 shares after the transaction, according to the Form 4 filing details.

Was the CFFI CEO’s recent share acquisition an open-market purchase?

No, the CEO’s recent share acquisition was not an open-market purchase. It was a restricted stock award granted by C & F Financial Corporation, recorded at a price of $0.00 per share, rather than a cash purchase on the open market.

How many CFFI shares does Thomas F. Cherry own after the award?

After the restricted stock award, Thomas F. Cherry holds 42,752 C & F Financial Corp common shares directly. This reflects the addition of 4,350 restricted shares reported in the Form 4 insider transaction dated February 24, 2026.

What does transaction code “A” mean in the CFFI Form 4 filing?

In this C & F Financial Corp Form 4, transaction code “A” indicates a grant, award, or other acquisition. It shows Thomas F. Cherry received 4,350 restricted common shares as an equity award rather than buying them in the market.

Is the CFFI CEO’s new stock position held directly or indirectly?

The C & F Financial Corp Form 4 shows the CEO’s position as directly owned. The 42,752 common shares following the transaction are marked with direct ownership, reflecting the restricted stock award credited to Thomas F. Cherry personally.