C & F Financial (CFFI) awards 1,000 restricted shares to finance CEO

Rhea-AI Filing Summary

C & F Financial Corp reported that S Dustin Crone, President & CEO of C&F Finance, acquired 1,000 shares of common stock as a restricted stock award. The shares were granted at a stated price of $0.00 per share, increasing his direct holdings to 9,814 common shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Crone S Dustin

Role PRESIDENT & CEO C&F FINANCE

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,000	$0.00	--

Holdings After Transaction: Common Stock — 9,814 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Crone S Dustin

(Last) (First) (Middle)

3600 LA GRANGE PARKWAY

(Street)

TOANO VA 23168

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
C & F FINANCIAL CORP [ CFFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRESIDENT & CEO C&F FINANCE

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		A		1,000	A	$0(1)	9,814	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. C&F Financial Corporation awarded restricted stock to reporting person.

	/s/ Matthew B. Guth, Attorney-in-Fact	02/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CFFI report for S Dustin Crone?

C & F Financial Corp reported that S Dustin Crone received a grant of 1,000 shares of common stock. The Form 4 shows this as a restricted stock award, classified as a grant, award, or other acquisition by the company.

How many CFFI shares did S Dustin Crone hold after the reported grant?

After the restricted stock grant, S Dustin Crone directly held 9,814 shares of C & F Financial Corp common stock. This total reflects his ownership immediately following the 1,000-share award disclosed in the Form 4 filing.

What was the transaction code used in the CFFI Form 4 for S Dustin Crone?

The transaction used code A, which denotes a grant, award, or other acquisition. The filing specifies that C & F Financial Corporation awarded restricted stock to the reporting person as part of this non-derivative common stock transaction.

Was the CFFI insider transaction a market purchase or a stock award?

The filing shows it was a stock award, not a market purchase. The 1,000 common shares were granted as restricted stock at a stated price of $0.00 per share, indicating compensation rather than an open-market buy.

Does S Dustin Crone hold CFFI shares directly or indirectly after this transaction?

The Form 4 indicates that S Dustin Crone’s 9,814 common shares are held with direct ownership. The ownership code and direct_or_indirect field both classify his post-transaction holdings as direct, with no intermediary entity disclosed.

What role does S Dustin Crone hold at C & F Financial Corp?

S Dustin Crone is identified as President & CEO of C&F Finance, an affiliated business of C & F Financial Corp. His officer status is noted in the Form 4, alongside the reported restricted stock grant of 1,000 common shares.