How is the 450-share award described in the CFFI Form 4 footnote?

A footnote states that C & F Financial Corporation awarded restricted stock to the reporting person. This clarifies that the 450 shares are a restricted stock grant, typically subject to vesting or other conditions, rather than a cash transaction in the open market.

C & F Financial director receives 450-share stock grant

Sisson George R III reported acquisition or exercise transactions in this Form 4 filing.

Accepted by SEC EDGAR 04/22/2026 - 03:36 PM EDT

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Form Type

Rhea-AI Filing Summary

Sisson George R III reported acquisition or exercise transactions in this Form 4 filing.

C & F Financial Corp director George R. Sisson III reported a restricted stock award of 450 shares of common stock. The grant, recorded at $0.0000 per share, is compensation rather than a market purchase. After the award, he holds 6,510 shares directly and 738 shares indirectly through his spouse.

Insider Trade Summary

Grant/Award: 450 shares

Grant/Award 1 txn

Insider Sisson George R III

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	450	$0.00	$0.00
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 6,510 shares (Direct); Common Stock — 738 shares (Indirect, Shares Held in Spouse's Name)

Holdings Before and After: Common Stock, 6,060 to 6,510 shares (Direct)

Footnotes (1)

F1. C&F Financial Corporation awarded restricted stock to reporting person.

Key Figures

Restricted stock award: 450 shares Grant price: $0.0000 per share Direct holdings after grant: 6,510 shares +1 more

4 metrics

Restricted stock award 450 shares Grant of common stock to director on 2026-04-21

Grant price $0.0000 per share Reported value for 450-share restricted stock award

Direct holdings after grant 6,510 shares Common stock directly owned following the award

Indirect holdings via spouse 738 shares Common stock held in spouse’s name, reported as indirect ownership

Key Terms

restricted stock, Grant, award, or other acquisition, indirect ownership, Form 4

4 terms

restricted stock financial

"C&F Financial Corporation awarded restricted stock to reporting person."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

indirect ownership financial

"ownership_type: indirect, nature_of_ownership: Shares Held in Spouse's Name"

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CFFI director George R. Sisson III report?

George R. Sisson III reported receiving a grant of 450 shares of C & F Financial Corp common stock. The filing classifies this as a restricted stock award, reflecting equity-based compensation rather than an open‑market trade or sale of existing shares.

How many CFFI shares does George R. Sisson III hold after this Form 4?

After the reported grant, George R. Sisson III holds 6,510 C & F Financial Corp common shares directly. He also has 738 shares reported as indirectly owned, held in his spouse’s name, providing combined exposure through both direct and indirect holdings.

Was the CFFI Form 4 transaction a market purchase or sale?

The Form 4 shows a grant of 450 common shares at a price of $0.0000 per share, described as restricted stock awarded to the reporting person. This indicates a compensation-related award, not an open‑market purchase or sale transaction in C & F Financial Corp stock.

What does indirect ownership in the CFFI Form 4 mean?

The filing reports 738 C & F Financial Corp shares as indirectly owned, noted as “Shares Held in Spouse's Name.” This means the shares are attributed to George R. Sisson III for reporting purposes but are registered under his spouse, reflecting indirect beneficial ownership.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sisson George R III

(Last)

(First)

(Middle)

3600 LA GRANGE PARKWAY

(Street)

TOANO

VIRGINIA

23168

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
C & F FINANCIAL CORP [ CFFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	04/21/2026		A		450	A	$0⁽¹⁾	6,510	D
Common Stock								738	I	Shares Held in Spouse's Name

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. C&F Financial Corporation awarded restricted stock to reporting person.

	/s/ Matthew B. Guth, Attorney-in-Fact	04/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR