CFG files 13F Combination Report; 2 included managers listed

Rhea-AI Filing Summary

Citizens Financial Group (CFG)$7,300,615,203 and an Information Table Entry Total of 1,007.

The report lists 2 other included managers: Citizens Bank, National Association and Clarfeld Financial Advisors, LLC. This submission confirms the manager’s authorization and completeness representations and indicates portions of holdings are reported by other managers as part of the combination format.

10/24/2025 - 04:01 PM

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL

OMB Number:			3235-0006
Estimated average burden
hours per response:			23.8

Report for the Calendar Year or Quarter Ended: 09-30-2025

Check here if Amendment		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Institutional Investment Manager Filing this Report:
Name:	CITIZENS FINANCIAL GROUP INC/RI
Address:	1 CITIZENS PLAZA
	PROVIDENCE, RI 02903
Form 13F File Number:	028-05954
CRD Number (if applicable):
SEC File Number (if applicable):

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:		David P. Russell
Title:		Senior Vice President
Phone:		203-900-6844
Signature, Place, and Date of Signing:
/s/ David P. Russell			Stamford, CT	10-24-2025
[Signature]			[City, State]	[Date]

Report Type (Check only one.):
	13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
	13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
X	13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

List of Other Managers Reporting for this Manager: [If there are no entries in this list, omit this section.]
		Name	Form 13F File No.	CRD No. (if applicable)	SEC File No. (if applicable)	CIK
		Citizens Bank, National Association	028-17246
		Clarfeld Financial Advisors, LLC,	028-19418	000106743	801-40835

Form 13F Summary Page
	Report Summary:
	Number of Other Included Managers:		2
	Form 13F Information Table Entry Total:		1,007
	Form 13F Information Table Value Total:		7,300,615,203
			(round to nearest dollar)

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]
	No.	Name	Form 13F File No.	CRD No. (if applicable)	SEC File No. (if applicable)	CIK
	1	Citizens Bank, National Association	028-17246			0001663813
	2	Clarfeld Financial Advisors, LLC	028-19418	000106743	801-40835	0001766347

FAQ

What did CFG file in this report?

CFG filed a Form 13F Combination Report covering institutional equity holdings managed by the firm and certain affiliates.

What is the total value reported in CFG’s 13F?

The Form 13F Information Table Value Total is $7,300,615,203.

How many positions are disclosed by CFG in this 13F?

The filing lists an Information Table Entry Total of 1,007.

Which other managers are included with CFG’s 13F?

The report includes Citizens Bank, National Association and Clarfeld Financial Advisors, LLC.

How many other included managers are listed?

The filing shows 2 other included managers.

Who signed the report for CFG?

It was signed by David P. Russell, Senior Vice President.

What does a 13F Combination Report mean for CFG?

It indicates a portion of holdings are reported by this manager and a portion by other reporting manager(s).