Citizens Financial Group officer discloses 90,372 shares on Form 3

Q: What did CFG file?

CFG filed a Form 3, the initial statement of beneficial ownership for an insider.

Q: Who is the reporting person in CFG’s Form 3?

An officer serving as Head of Commercial Banking.

Q: How many CFG shares does the insider report owning?

The insider reported 90,372 shares of common stock.

Q: Is the ownership direct or indirect?

The shares are held directly (D).

Q: Was this a joint filing?

No. It was filed by one reporting person.

Citizens Financial Group (CFG) filed a Form 3, the initial statement of beneficial ownership for a company insider.

Accepted by SEC EDGAR 10/16/2025 - 04:20 PM EDT

Filing Impact

(Moderate)

Filing Sentiment

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Form Type

Rhea-AI Filing Summary

Citizens Financial Group (CFG) filed a Form 3, the initial statement of beneficial ownership for a company insider. The reporting person, an officer serving as Head of Commercial Banking, reported ownership of 90,372 shares of common stock, held directly.

The event date was 10/07/2025. No derivative securities were listed, and the form was filed by one reporting person.

Insider Trade Summary

Holdings reported, no transactions

Holdings

Insider Swimmer Theodore C

Role Head of Commercial Banking

Type	Security	Shares	Price	Value
Holding	Common Stock	--	--	--

Holdings: Common Stock — 90,372 shares (Direct)

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did CFG file?

CFG filed a Form 3, the initial statement of beneficial ownership for an insider.

Who is the reporting person in CFG’s Form 3?

An officer serving as Head of Commercial Banking.

How many CFG shares does the insider report owning?

The insider reported 90,372 shares of common stock.

Is the ownership direct or indirect?

The shares are held directly (D).

Were any derivative securities reported?

No, none were listed in Table II.

What is the event date on the Form 3?

The event date is 10/07/2025.

Was this a joint filing?

No. It was filed by one reporting person.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Swimmer Theodore C

(Last)

(First)

(Middle)

C/O CITIZENS FINANCIAL GROUP, INC.

600 WASHINGTON BLVD.

(Street)

STAMFORD

06901

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
10/07/2025

3. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL GROUP INC/RI [ CFG ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Head of Commercial Banking

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	90,372	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)

Explanation of Responses:

Remarks:

	/s/ Bari Fredericks as Attorney-in-Fact	10/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR