Chime Financial (CHYM) SEC Filings

Chime Financial, Inc. (CHYM) is the issuer in the first of two Forms 4 filed by DST Global Advisors Limited as designated filer. It lists sales of 1,329,767 Class A common shares on November 5 and 6, 2026 by DST Global VI, L.P., DST Investments XXI, L.P., DSTG VI Investments, L.P., DSTG VI Investments-A, L.P., DST Global VII, L.P., DSTG VII Investments-1, L.P. and DSTG VII Investments-4, L.P.

Reported weighted-average prices were $32.0960 on November 5 and $31.1092 or $32.0113 on November 6; the prices cover multiple transactions. No Rule 10b5-1 plan is reported. Footnotes identify the partnerships as direct holders and state that DST Managers VI Limited, DST Managers VII Limited, DST Global Advisors Limited, Cardew Services Limited, Galileo (PTC) Limited and Despoina Zinonos, Galileo (PTC) Limited’s sole equity owner, disclaim beneficial ownership except to the extent of any pecuniary interest.

Chime Financial, Inc. (CHYM) Co-Founder and director Ryan A. King reported that the King Family Trust converted 63,382 Class B Common Stock shares into Class A Common Stock shares and sold 63,382 Class A shares on November 5, 2026. Sales comprised 59,032 shares at a weighted average of $31.2608 per share and 4,350 shares at a weighted average of $32.1109 per share. The sales were made under a Rule 10b5-1 trading plan Ryan A. King adopted on August 28, 2025; he serves as trustee of the King Family Trust.

Chime Financial, Inc. (CHYM) is the subject of an amended beneficial-ownership report in which the reporting persons stated they beneficially owned an aggregate of 8,439,328 Class A common shares as of September 30, 2026, representing 2.4% of the class. The report identifies direct holdings of 3,432,840 shares by Menlo Ventures XIV, L.P. and 4,825,155 shares by Menlo Inflection I, L.P. It also attributes shared voting and dispositive power to general partners over certain fund holdings. The reporting persons expressly disclaim status as a group.

Chime Financial, Inc. (CHYM) reported third-quarter revenue of $718.001 million, versus $543.519 million a year earlier, and net income of $43.724 million, compared with a $54.722 million loss. Adjusted EBITDA, a non-GAAP measure, was $137.309 million versus $28.757 million. Purchase Volume was $38.478 billion; Active Members were 10.9 million versus 9.1 million, and average revenue per Active Member was $270 versus $245.

Nine-month operating cash flow was $421.023 million, versus $20.227 million for the nine months ended September 30, 2025. Chime agreed to acquire Central Service Corporation, parent of Stride Bank, for approximately $590.0 million in cash, subject to customary purchase price adjustments. Closing is expected in the first half of 2027, subject to approvals by the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System and other customary closing conditions; Chime expects to use cash on hand, and completion would make it a bank holding company. The reorganization involved approximately 9% of the workforce and $17.077 million in net cash charges; $8.1 million had been paid as of September 30, 2026, with the remaining charges expected to be paid in the fourth quarter of 2026.

Chime Financial, Inc. reported third-quarter 2026 revenue of $718.001 million, up 32% year over year, and net income of $43.724 million, compared with a $54.722 million net loss a year earlier. Gross profit was $646.065 million, with a 90% gross margin; adjusted EBITDA was $137.309 million, compared with $28.757 million. Active Members rose 20% to 10.9 million, Average Revenue per Active Member reached $270, up 10%, and Purchase Volume rose 19% to $38.5 billion. Nine-month operating cash flow was $421.023 million, versus $20.227 million in the prior-year period.

Chime raised its 2026 outlook to revenue of $2.792 billion to $2.802 billion and adjusted EBITDA of $519 million to $524 million. For Q4, it expects revenue of $757 million to $767 million and adjusted EBITDA of $161 million to $166 million. Its proposed acquisition of Central Service Corporation, the parent holding company of Stride Bank, remains on track to close in the first half of 2027, subject to regulatory approvals and closing conditions; Chime continues to expect more than $100 million in annual net after-tax synergies.

Chime Financial, Inc. co-founder Ryan A. King reported that the King Family Trust, for which he serves as trustee, converted 11,318 Class B shares into 11,318 Class A shares on October 20, 2026, then sold 11,318 Class A shares at a $31.0269 weighted average price. Reported sale prices ranged from $31.00 to $31.07 per share. The sale was made under a Rule 10b5-1 trading plan King adopted on August 28, 2025.

The report lists a direct post-transaction position of 116,667 Class A shares; certain of these securities are RSUs. It also lists Class B holdings convertible into Class A shares, including 14,408 underlying shares held directly and 900,000 underlying shares in each of King Irrevocable Trust A and King Irrevocable Trust M.

Chime Financial, Inc. (CHYM) CEO Christopher R. Britt reported a bona fide gift disposition of 57,562 Class A Common Stock shares on October 16, 2026; a separate indirect entry reports the same number acquired by Britt Living Trust, which held 57,562 shares after the transaction. On October 15, the issuer withheld 67,438 shares at a reported $29.00 per share to satisfy tax withholding and remittance obligations connected with net settlement of RSUs; the footnote says this was not a sale by Britt.

Chime Financial, Inc. (CHYM) reported transactions by Ryan A. King, a Co-Founder and director. On October 15, 2026, 37,188 Class A shares were withheld by the issuer to satisfy tax withholding and remittance obligations connected with RSU net settlement; the footnote says this was not a sale. The transaction row reports $29.00 per share. On October 16, a bona fide gift disposition of 37,812 shares was reported, alongside an indirect acquisition of the same number by King Family Trust, for which King serves as trustee.

Chime Financial, Inc. (CHYM) reported that the King Family Trust, for which Ryan A. King, a Co-Founder, serves as trustee, converted 50,000 Class B shares into Class A shares and sold 50,000 Class A shares on October 9, 2026, at a weighted average price of $29.3954 per share. On October 13, 2026, the trust converted and sold another 300 shares at $31 per share. The sales were made under a Rule 10b5-1 trading plan adopted by Ryan A. King on August 28, 2025.

After the October 9 transactions, Ryan A. King reported 191,667 Class A shares held directly; certain of these securities are restricted stock units.