Chime Financial (CHYM) CAO has 10,957 shares withheld for RSU tax obligations

Rhea-AI Filing Summary

Chime Financial, Inc.’s Chief Accounting Officer Asmerom Amine reported a tax-related share disposition tied to restricted stock units. On the reported date, 10,957 shares of Class A common stock, valued at $19.69 per share, were withheld by the company to cover tax obligations from the net settlement of RSUs and did not involve an open-market sale by Amine. After this withholding, he directly holds 211,213 shares of Class A common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Asmerom Amine

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/17/2026		F		10,957(1)	D	$19.69	211,213(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Remarks:

	/s/ Theresa Bloom, by power of attorney	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Chime Financial (CHYM) report for Asmerom Amine?

Chime Financial reported that Chief Accounting Officer Asmerom Amine had 10,957 Class A shares withheld to cover tax obligations from restricted stock units. This was a tax-withholding disposition by the issuer, not an open-market sale by Amine.

Was the Chime Financial (CHYM) Form 4 transaction an open-market stock sale?

No, the Form 4 specifies the shares were withheld by Chime Financial to satisfy tax withholding and remittance obligations on RSUs. The footnote clarifies this does not represent a sale by the reporting person in the market.

How many Chime Financial (CHYM) shares were involved in the tax withholding?

The filing shows 10,957 shares of Chime Financial Class A common stock were withheld. These shares were used to cover tax obligations arising from the net settlement of restricted stock units awarded to the Chief Accounting Officer.

What is Asmerom Amine’s Chime Financial (CHYM) shareholding after the Form 4 event?

After the tax-withholding disposition, Asmerom Amine directly holds 211,213 shares of Chime Financial Class A common stock. This figure reflects his remaining direct ownership following the issuer’s share withholding for RSU-related tax obligations.

What does the Form 4 say about Chime Financial (CHYM) restricted stock units?

The Form 4 notes that certain securities are restricted stock units, each representing a contingent right to receive one share of Class A common stock. These RSUs vest according to applicable schedules and conditions set by Chime Financial.

How is the Chime Financial (CHYM) Form 4 transaction coded and described?

The transaction uses code “F,” described as payment of exercise price or tax liability by delivering securities. It is categorized as a tax-withholding disposition, where shares are withheld by the issuer rather than sold by the insider.